User interfaces for sharing an account with another user identity

Patent metadata

Field	Value
Publication number	US-12499205-B2
Application number	US-202318520426-A
Country	US
Kind code	B2
Filing date	Nov 27, 2023
Priority date	Feb 1, 2021
Publication date	Dec 16, 2025
Grant date	Dec 16, 2025

Abstract

The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.

First claim

What is claimed is:

1 . A computer system associated with a first user identity, comprising:
a display generation component; one or more input devices; one or more processors; and memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
receiving an invitation for the first user identity associated with the computer system to become a participant of an account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account;
detecting, via the one or more input devices, one or more inputs corresponding to an acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account; and
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:
displaying, via the display generation component, an account details user interface that concurrently includes a plurality of spending transactions completed by the first user identity using funds from the account without including spending transactions completed by other participants or owners of the account;
receiving a notification that sharing of the account with the first user identity has ceased; and
in response to receiving the notification that sharing of the account with the first user identity has ceased, displaying, via the display generation component, an affordance for removing a representation of the account from the computer system.

2 . The computer system of claim 1 , wherein the invitation for the first user identity associated with the computer system to become a participant of the account without becoming a joint owner of the account is provided by a device associated with an owner of the account.

3 . The computer system of claim 1 , wherein the account is configured with a transaction limit for the first user identity.

4 . The computer system of claim 1 , wherein the account is configured with a transaction amount threshold for the first user identity, and wherein the one or more programs further include instructions for:
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:
in accordance with a determination that a transaction has been completed by the first user identity that exceeds the transaction amount threshold, providing a notification corresponding to the transaction to a device associated with an owner of the account; and
in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresponding to the transaction to the device associated with the owner of the account.

5 . The computer system of claim 1 , wherein the one or more programs further include instructions for:
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing an indication to a device associated with an owner of the account that the first user identity has accepted the invitation to become a joint owner of the account.

6 . The computer system of claim 1 , wherein the one or more programs further include instructions for:
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing a notification to a device associated with an owner of the account when the account is used by the first user identity to complete a transaction.

7 . The computer system of claim 1 , wherein the one or more programs further include instructions for:
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing access to available credit information for the account.

8 . A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a computer system associated with a first user identity that is in communication with a display generation component and one or more input devices, the one or more programs including instructions for:
receiving an invitation for the first user identity associated with the computer system to become a participant of an account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account; detecting, via the one or more input devices, one or more inputs corresponding to an acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account; and after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:
displaying, via the display generation component, an account details user interface that concurrently includes a plurality of spending transactions completed by the first user identity using funds from the account without including spending transactions completed by other participants or owners of the account;
receiving a notification that sharing of the account with the first user identity has ceased; and
in response to receiving the notification that sharing of the account with the first user identity has ceased, displaying, via the display generation component, an affordance for removing a representation of the account from the computer system.

9 . The non-transitory computer-readable storage medium of claim 8 , wherein the invitation for the first user identity associated with the computer system to become a participant of the account without becoming a joint owner of the account is provided by a device associated with an owner of the account.

10 . The non-transitory computer-readable storage medium of claim 8 , wherein the account is configured with a transaction limit for the first user identity.

11 . The non-transitory computer-readable storage medium of claim 8 , wherein the account is configured with a transaction amount threshold for the first user identity, and wherein the one or more programs further include instructions for:
after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:
in accordance with a determination that a transaction has been completed by the first user identity that exceeds the transaction amount threshold, providing a notification corresponding to the transaction to a device associated with an owner of the account; and
in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresp

Assignees

• Apple Inc

Inventors

• Mclachlan Mischa
• Bailey Jennifer
• Eastcott Steven
• Fugman Corey
• Villanueva Gaviola Haya Iris
• Heard Richard
• Jett Brian
• Mcindoe Katie
• Miller Thomas John
• Nagre Ashish Chandrakant
• Reddy Rachel
• SURESH Akila
• Van Os Marcel
• Venkatesh Vinay
• Weaver Nicole Marie

Classifications

• G06Q20/405

  Establishing or using transaction specific rules · CPC title

• G06Q20/2295

  Parent-child type, e.g. where parent has control on child rights · CPC title

• G06F3/0482

  Interaction with lists of selectable items, e.g. menus · CPC title

• G06F9/451

  Execution arrangements for user interfaces · CPC title

• G06Q10/10

  Office automation; Time management · CPC title