User interfaces for sharing an account with another user identity

Patent metadata

Field	Value
Publication number	US-11868461-B2
Application number	US-202117395251-A
Country	US
Kind code	B2
Filing date	Aug 5, 2021
Priority date	Feb 1, 2021
Publication date	Jan 9, 2024
Grant date	Jan 9, 2024

Abstract

The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.

First claim

What is claimed is:

1. A computer system associated with a first user identity, comprising:
a display generation component;
one or more input devices;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
displaying, via the display generation component, a user interface for sharing an account associated with the first user identity with a second user identity, the user interface including a first sharing option and a second sharing option;
detecting, via the one or more input devices, one or more inputs corresponding to a request to share the account; and
in response to detecting the one or more inputs corresponding to the request to share the account:
in accordance with a determination that the one or more inputs include a selection of the first sharing option, transmitting a request to invite the second user identity to become a joint owner of the account, wherein a respective joint owner of the account has access to transaction and balance information of all participants and owners of the account; and
in accordance with a determination that the one or more inputs include a selection of the second sharing option, transmitting a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account;
wherein accepting an invitation to become a respective participant of the account without becoming a joint owner of the account enables a computer system associated with the second user identity to display an account details user interface that concurrently includes a plurality of spending transactions completed by the second user identity using funds from the account.

2. The computer system of claim 1 , wherein the one or more programs further include instructions for:
prior to displaying the first sharing option and the second sharing option, displaying, via the display generation component, one or more identity user interface objects corresponding to one or more user identities available for sharing the account with, wherein the one or more identity user interface objects includes an identity user interface object corresponding to the second user identity; and
while displaying the one or more identity user interface objects, detecting, via the one or more input devices, a user input directed to a respective identity user interface object of the one or more identity user interface objects,
wherein the user interface for sharing the account with the second user identity is displayed in response to receiving the user input directed to the respective identity user interface object and in accordance with a determination that the respective identity user interface object corresponds to the second user identity.

3. The computer system of claim 1 , wherein the one or more programs further include instructions for:
in accordance with a determination that the one or more inputs include a selection of the second sharing option, displaying, via the display generation component, an option to configure a transaction limit for the second user identity.

4. The computer system of claim 3 , wherein the transaction limit is a per-transaction limit.

5. The computer system of claim 1 , wherein the one or more programs further include instructions for:
after transmitting the request to invite the second user identity to become a joint owner of the account, receiving an indication that the second user identity has accepted the request to become a joint owner of the account; and
after receiving the indication, displaying, via the display generation component, a confirmation user interface including:
an accept option that, when selected, accepts the second user identity becoming a joint owner of the account, and
a decline option that, when selected, declines the second user identity becoming a joint owner of the account.

6. The computer system of claim 1 , wherein the one or more programs further include instructions for:
after transmitting the request to invite the second user identity to become a participant of the account without becoming a joint owner of the account, receiving an indication that the second user identity has accepted the request to become a participant of the account; and
after receiving the indication, displaying, via the display generation component, a notification that the account is shared with the second user identity.

7. The computer system of claim 1 , wherein a respective participant of the account that is not a joint owner of the account has access to transaction information for the respective participant and available credit information for the account without having access to transaction information for other participants or owners of the account.

8. The computer system of claim 1 , wherein the one or more programs further include instructions for:
concurrently displaying, via the display generation component, spending information for a plurality of user identities associated with the account over a predetermined time period.

9. The computer system of claim 1 , wherein the one or more programs further include instructions for:
displaying, via the display generation component, a settings interface including an option that, when enabled, enables notifications to be provided when the account is used;
while the option is disabled, detecting a user input to enable the option; and
in response to detecting the user input to enable the option, enabling notifications to be displayed via the display generation component when the account is used.

10. The computer system of claim 1 , wherein the one or more programs further include instructions for:
displaying, via the display generation component, a settings interface including an option for selecting a transaction amount threshold, wherein transaction amounts that exceed the transaction amount threshold cause a notification to be provided;
detecting a user input corresponding to a selection of a respective transaction amount threshold;
after detecting the user input corresponding to the selection of the respective transaction amount threshold:
in accordance with a determination that a transaction has been completed that exceeds the transaction amount threshold, providing a notification corresponding to the transaction; and
in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresponding to the transaction.

11. The computer system of claim 1 , wherein the one or more programs further include instructions for:
displaying, via the display generation component, a notification including a summary of a transaction;
detecting, via the one or more input devices, a request to view detailed information for the transaction; and
in response to detecting the request to view detailed information for the transaction, displaying the detailed information for the transaction.

12. The computer system of claim 1 , wherein the one or more programs further include instructions for:
displaying, via the display generation component, a notification indicating that a transaction limit for the account has been exceeded.

13. The computer system of claim 1 , wherein the one or more programs further include

Assignees

• Apple Inc

Inventors

• Mclachlan Mischa
• Eastcott Steven
• Jett Brian
• Mcindoe Katie
• Miller Thomas John
• Nagre Ashish Chandrakant
• Reddy Rachel
• Van Os Marcel
• Venkatesh Vinay
• Villanueva Gaviola Haya Iris
• Weaver Nicole Marie
• Bailey Jennifer
• Fugman Corey
• Heard Richard
• SURESH Akila

Classifications

• G06Q20/405

  Establishing or using transaction specific rules · CPC title

• G06Q20/4014

  Identity check for transactions · CPC title

• G06Q20/2295

  Parent-child type, e.g. where parent has control on child rights · CPC title

• G06Q20/3263 Primary

  characterised by activation or deactivation of payment capabilities · CPC title

• G06Q10/40

  Business processes related to social networking or social networking services · CPC title