Dynamic card validation using user requested cell identifiers

US9460439B2 · US · B2

Patent metadata
FieldValue
Publication numberUS-9460439-B2
Application numberUS-201514967947-A
CountryUS
Kind codeB2
Filing dateDec 14, 2015
Priority dateJul 10, 2014
Publication dateOct 4, 2016
Grant dateOct 4, 2016

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Abstract

Official abstract text for this publication.

A card validation system receives a request to validate a card and receives a request from a user for a set of cell identifiers. The system determines a set of cell identifiers of a card validation matrix to associate with the user and transmits the set of cell identifiers to the user. The system further receives a set of received cell values corresponding to set of cell identifiers of a card validation matrix. The system determines the set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.

First claim

Opening claim text (preview).

What is claimed is: 1. A card validation system, comprising: an interface operable to: receive a request to validate a card; receive a request from a user for a set of cell identifiers; transmit a set of cell identifiers of a card validation matrix to the user; receive a set of received cell values corresponding to the set of cell identifiers of the card validation matrix; one or more processors communicatively coupled to the interface and operable to: determine the a…

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What does patent US9460439B2 cover?
A card validation system receives a request to validate a card and receives a request from a user for a set of cell identifiers. The system determines a set of cell identifiers of a card validation matrix to associate with the user and transmits the set of cell identifiers to the user. The system further receives a set of received cell values corresponding to set of cell identifiers of a card v…
Who is the assignee on this patent?
Bank Of America
What technology area does this patent fall under?
Primary CPC classification G06Q20/4018. Mapped technology areas include Physics.
When was this patent published?
Publication date Tue Oct 04 2016 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
What related patents are in patentsdb?
We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).