Methods and systems for authentication for high-risk communications
US-12137102-B2 · Nov 5, 2024 · US
US9460439B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9460439-B2 |
| Application number | US-201514967947-A |
| Country | US |
| Kind code | B2 |
| Filing date | Dec 14, 2015 |
| Priority date | Jul 10, 2014 |
| Publication date | Oct 4, 2016 |
| Grant date | Oct 4, 2016 |
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A card validation system receives a request to validate a card and receives a request from a user for a set of cell identifiers. The system determines a set of cell identifiers of a card validation matrix to associate with the user and transmits the set of cell identifiers to the user. The system further receives a set of received cell values corresponding to set of cell identifiers of a card validation matrix. The system determines the set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.
Opening claim text (preview).
What is claimed is: 1. A card validation system, comprising: an interface operable to: receive a request to validate a card; receive a request from a user for a set of cell identifiers; transmit a set of cell identifiers of a card validation matrix to the user; receive a set of received cell values corresponding to the set of cell identifiers of the card validation matrix; one or more processors communicatively coupled to the interface and operable to: determine the a…
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