Methods and systems for authentication for high-risk communications
US-12137102-B2 · Nov 5, 2024 · US
Method and apparatus for providing real time mutable credit card information
US9218596B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9218596-B2 |
| Application number | US-201414263013-A |
| Country | US |
| Kind code | B2 |
| Filing date | Apr 28, 2014 |
| Priority date | Apr 28, 2014 |
| Publication date | Dec 22, 2015 |
| Grant date | Dec 22, 2015 |
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- Title
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- Abstract
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- First independent claim
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Abstract
Official abstract text for this publication.
A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.
First claim
Opening claim text (preview).
What is claimed is: 1. A smartcard apparatus comprised of: a microprocessor chip; a button; a dynamic transaction authorization number; and a Bluetooth low energy device (“BLE”) which is configured to: transmit an instruction to a smartphone for a request for a dynamic transaction authorization number, when the button is depressed; receive the dynamic transaction authorization number from a smartphone; a battery configured to power the BLE and the microprocessor chip;…
Assignees
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Classifications
Physics · mapped topic
Physics · mapped topic
- G06Q20/341Primary
Physics · mapped topic
Physics · mapped topic
Physics · mapped topic
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Frequently asked questions
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- What does patent US9218596B2 cover?
- A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include …
- Who is the assignee on this patent?
- Bank Of America
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/341. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Dec 22 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).