Assisted Channel Credit Applications with Automatic Integration into Digital Wallets
US-2024362709-A1 · Oct 31, 2024 · US
US2022019990A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2022019990-A1 |
| Application number | US-202117387161-A |
| Country | US |
| Kind code | A1 |
| Filing date | Jul 28, 2021 |
| Priority date | Oct 19, 2015 |
| Publication date | Jan 20, 2022 |
| Grant date | — |
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Official abstract text for this publication.
The electronic device may invoke a host application. The device may display a first host user interface on the display, the first host user interface including a first host user interface component associated with a child application. In response, the device may invoke, using the host application, the child application executed at the electronic device. The device may transmit, using the host application, a request for data associated with a child user interface component to the child application. The device may transmit, using the child application, the request for data associated with the child user interface component to a child application server, wherein the data associated with the child user interface component is inaccessible by the host application. The device may receive, using the child application, the data associated with the child user interface component from the child application server. The device may display the child user interface component.
Opening claim text (preview).
1 . (canceled) 2 . A computer-implemented method, comprising: executing a host application on an electronic device; invoking a child application from within the host application; transmitting a request for user data associated with the child application; receiving the user data; storing the user data in a memory of the electronic device, wherein at least a portion of the user data is stored as personal information that is inaccessible to and unmodifiable by the host application; and generating a shared user interface for the host application and the child application, wherein control of the shared user interface is transferred between the host application and the child application to display the user data and maintain the personal information as inaccessible and unmodifiable by the host application. 3 . The computer-implemented method of claim 2 , further comprising: presenting the shared user interface on a display of the electronic device, wherein the shared user interface includes at least one user interface component configured to communicate with a host server, and at least one user interface component configured to communicate with a child server. 4 . The computer-implemented method of claim 2 , further comprising: receiving, at the electronic device, a request to execute the host application; and receiving, at the electronic device via the host application, user input data for a secure transaction including secure communications with a child server and a host server. 5 . The computer-implemented method of claim 2 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application. 6 . The computer-implemented method of claim 2 , segmenting the user data is implemented by encrypting the user data using the child application in accordance with a security model specific to the child application. 7 . The computer-implemented method of claim 2 , further comprising: generating a fingerprint for authenticating a user associated with the electronic device; and storing the fingerprint in encrypted storage of the electronic device, wherein the child application is invoked using fingerprint data matching the fingerprint stored in the encrypted storage of the electronic device. 8 . An electronic device comprising: a memory; and one or more processors coupled to the memory and configured cause the electronic device to perform operations comprising: executing a host application on the electronic device; invoking a child application from within the host application; transmitting a request for user data associated with the child application; receiving the user data; storing the user data in the memory of the electronic device, wherein at least a portion of the user data is stored as personal information that is inaccessible to and unmodifiable by the host application; and generating a shared user interface for the host application and the child application, wherein control of the shared user interface is transferred between the host application and the child application to display the user data and maintain the personal information as inaccessible and unmodifiable by the host application. 9 . The electronic device of claim 8 , the operations further comprising: presenting the shared user interface on a display of the electronic device, wherein the shared user interface includes at least one user interface component configured to communicate with a host server, and at least one user interface component configured to communicate with a child server. 10 . The electronic device of claim 8 , the operations further comprising: receiving, at the electronic device, a request to execute the host application; and receiving, at the electronic device via the host application, user input data for a secure transaction including secure communications with a child server and a host server. 11 . The electronic device of claim 8 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application. 12 . The electronic device of claim 8 , wherein the personal information is made inaccessible and unmodifiable to the host application by encrypting the user data using the child application in accordance with a security model specific to the child application. 13 . The electronic device of claim 8 , the operations further comprising: generating a fingerprint for authenticating a user associated with the electronic device; and storing the fingerprint in encrypted storage of the electronic device, wherein the child application is invoked using fingerprint data matching the fingerprint stored in the encrypted storage of the electronic device. 14 . A non-transitory computer readable medium comprising instructions that, when executed by one or more processors of an electronic device, cause the electronic device to perform operations comprising: executing a host application on the electronic device; invoking a child application from within the host application; transmitting a request for user data associated with the child application; receiving the user data; storing the user data in a memory of the electronic device, wherein at least a portion of the user data is stored as personal information that is inaccessible to and unmodifiable by the host application; and generating a shared user interface for the host application and the child application, wherein control of the shared user interface is transferred between the host application and the child application to display the user data and maintain the personal information as inaccessible and unmodifiable by the host application. 15 . The non-transitory computer readable medium of claim 14 , wherein the instructions further cause the electronic device to perform operations comprising: presenting the shared user interface on a display of the electronic device, wherein the shared user interface includes at least one user interface component configured to communicate with a host server, and at least one user interface component configured to communicate with a child server. 16 . The non-transitory computer readable medium of claim 14 , wherein the instructions further cause the electronic device to perform operations comprising: receiving, at the electronic device, a request to execute the host application; and receiving, at the electronic device via the host application, user input data for a secure transaction including secure communications with a child server and a host server. 17 . The non-transitory computer readable medium of claim 14 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application. 18 . The non-transitory computer readable medium of claim 14 , wherein segmenting the user data is implemented by encrypting the user data using the child application in accordance with a security model specific to the child application. 19 . The non-transitory computer readable medium of claim 14 , wherein the instructions further cause the electronic device to perform operations comprising: generating a fingerprint for authenticating a user associated with the electronic device; and storing the fingerprint in encrypted storage of the electronic device, wherein the child application is invoked using fingerprint data matching the fingerprint stored in the encrypted storage of the electronic device.
Credit; Loans; Processing thereof · CPC title
Aspects of commerce using mobile devices [M-devices] · CPC title
Client-server · CPC title
Execution arrangements for user interfaces · CPC title
Parent-child type, e.g. where parent has control on child rights · CPC title
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