System and method for integrating data from a remote server with a client application

Patent metadata

Field	Value
Publication number	US-11681998-B2
Application number	US-202117387161-A
Country	US
Kind code	B2
Filing date	Jul 28, 2021
Priority date	Oct 19, 2015
Publication date	Jun 20, 2023
Grant date	Jun 20, 2023

Abstract

The electronic device may invoke a host application. The device may display a first host user interface on the display, the first host user interface including a first host user interface component associated with a child application. In response, the device may invoke, using the host application, the child application executed at the electronic device. The device may transmit, using the host application, a request for data associated with a child user interface component to the child application. The device may transmit, using the child application, the request for data associated with the child user interface component to a child application server, wherein the data associated with the child user interface component is inaccessible by the host application. The device may receive, using the child application, the data associated with the child user interface component from the child application server. The device may display the child user interface component.

First claim

What is claimed is:

1. A computer-implemented method, comprising:
executing a host application by one or more processors of an electronic device;
invoking a child application from within the host application, wherein the child application is executed by the one or more processors of the electronic device;
transmitting a request for user data associated with the child application, wherein the request is originated by the child application;
receiving the user data;
storing the user data in memory of the electronic device encrypting, by the one or more processors, a portion of the user data in accordance with a security model specific to the child application;
storing the portion of the user data as personal information that is inaccessible to and unmodifiable by the host application;
generating, by the one or more processors, a shared user interface for the host application and the child application, wherein control of the shared user interface is transferred between the host application and the child application; and
facilitating, by the one or more processors, communication between the child application and the host application using the shared user interface.

2. The computer-implemented method of claim 1 , further comprising:
presenting the shared user interface on a display of the electronic device, wherein the shared user interface includes at least one user interface component configured to communicate with a host server, and at least one user interface component configured to communicate with a child server.

3. The computer-implemented method of claim 1 , further comprising:
receiving, at the electronic device, a request to execute the host application; and
receiving, at the electronic device via the host application, user input data for a secure transaction including secure communications with a child server and a host server.

4. The computer-implemented method of claim 1 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application.

5. The computer-implemented method of claim 1 , wherein encryption of the portion of the user data is performed as part of segmenting the user data using the child application in accordance with the security model specific to the child application.

6. The computer-implemented method of claim 1 , further comprising:
generating a fingerprint for authenticating a user associated with the electronic device; and
storing the fingerprint in encrypted storage of the electronic device, wherein the child application is invoked using fingerprint data matching the fingerprint stored in the encrypted storage of the electronic device.

7. The computer-implemented method of claim 1 , wherein encryption of the portion of the user data in accordance with the security model specific to the child application is performed by the one or more processors as part of execution of the child application.

8. The computer-implemented method of claim 1 , wherein the child application is invoked based on selection of one or more offers presented by the host application.

9. The computer-implemented method of claim 1 , wherein the child application is automatically invoked as part of operations to determine whether one or more offer criteria associated with the host application and the user data are met.

10. The computer-implemented method of claim 1 , wherein the host application is associated with a set of credentials for a user associated with the electronic device, and wherein the request for user data includes the set of credentials.

11. The computer-implemented method of claim 1 , wherein the child application is automatically invoked by the host application in response to a host application determination that host application data associated with a credit account does not meet a set of specified offer criteria.

12. The computer-implemented method of claim 1 , wherein the portion of the user data includes personal identification information (PII) or payment card industry (PCI) data.

13. An electronic device comprising:
memory; and
one or more processors coupled to the memory and configured cause the electronic device to perform operations comprising:
executing a host application by the one or more processors of the electronic device;
invoking a child application from within the host application, wherein the child application is executed by the one or more processors of the electronic device;
transmitting a request for user data associated with the child application, wherein the request is originated by the child application;
receiving the user data;
storing the user data in the memory of the electronic device;
encrypting, by the one or more processors, a portion of the user data in accordance with a security model specific to the child application;
storing the portion of the user data as personal information that is inaccessible to and unmodifiable by the host application;
generating, by the one or more processors, a shared user interface for the host application and the child application, wherein control of the shared user interface is transferred between the host application and the child application; and
facilitating, by the one or more processors, communication between the child application and the host application using the shared user interface.

14. The electronic device of claim 13 , the operations further comprising:
presenting the shared user interface on a display of the electronic device, wherein the shared user interface includes at least one user interface component configured to communicate with a host server, and at least one user interface component configured to communicate with a child server.

15. The electronic device of claim 13 , the operations further comprising:
receiving, at the electronic device, a request to execute the host application; and
receiving, at the electronic device via the host application, user input data for a secure transaction including secure communications with a child server and a host server.

16. The electronic device of claim 13 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application.

17. The electronic device of claim 13 , wherein encryption of the portion of the user data is performed as part of segmenting the user data using the child application in accordance with the security model specific to the child application.

18. The electronic device of claim 13 , the operations further comprising:
generating a fingerprint for authenticating a user associated with the electronic device; and
storing the fingerprint in encrypted storage of the electronic device, wherein the child application is invoked using fingerprint data matching the fingerprint stored in the encrypted storage of the electronic device.

19. The electronic device of claim 13 , wherein encryption of the portion of the user data in accordance with the security model specific to the child application is performed by the one or more processors as part of execution of the child application.

20. The electronic device of claim 13 , wherein the child application is invoked based on selection of one or more offers presented by the host application.

21. The electronic device of claim 13 , wherein the child application is automatically invoked as part of operations to determine whether one or more offer criteria associated with the host application and the user data are met.

22. The electronic

Assignees

• Synchrony Bank

Inventors

• Chen Jason
• Caraher Patrick Joseph
• Kataria Abha
• Robinson Darren Antoine
• Doijer Derk Carel
• Muller Alex
• Cook Michael
• Oldham James
• Murphy Daniel
• Schaufler Amanda
• Christensen Timothy
• De Los Santos Amable

Classifications

• G06F2209/541

  Client-server · CPC title

• G06Q20/2295

  Parent-child type, e.g. where parent has control on child rights · CPC title

• G06Q20/322

  Aspects of commerce using mobile devices [M-devices] · CPC title

• G06Q20/24 Primary

  Credit schemes, i.e. "pay after" · CPC title

• G06Q40/03

  Credit; Loans; Processing thereof · CPC title