Product analysis platform to perform a facial recognition analysis to provide information associated with a product to a user

Patent metadata

Field	Value
Publication number	US-10896420-B2
Application number	US-201816203066-A
Country	US
Kind code	B2
Filing date	Nov 28, 2018
Priority date	Nov 28, 2018
Publication date	Jan 19, 2021
Grant date	Jan 19, 2021

Abstract

A device may determine that a user has a threshold level of interest in a type of product. The device may receive an image of a face of the user, may perform a facial recognition analysis of the image, and may determine identification information of the user based on the facial recognition analysis. The device may identify account information associated with the user based on the identification information and may identify a product in an inventory that is associated with the type of product. The device may perform a preauthorization process associated with a transaction involving the product and the user based on the account information, and may perform an action associated with the transaction based on the preauthorization process.

First claim

What is claimed is:

1. A method, comprising:
determining, by a device, that a user has a threshold level of interest in a type of product;
receiving, by the device, an image of a face of the user;
performing, by the device and using one or more artificial intelligence techniques, a facial recognition analysis of the image;
determining, by the device, identification information of the user based on the facial recognition analysis;
identifying, by the device, account information associated with the user based on the identification information;
identifying, by the device, a product in an inventory that is associated with the type of product;
performing, by the device, a preauthorization process associated with a transaction involving the product and the user based on the account information,
the preauthorization process being performed after determining the identification information from the user based on the facial recognition analysis and without receiving input from the user after performing the facial recognition analysis, and
wherein performing the preauthorization process includes:
providing, by the device, at least one preauthorization parameter as input to a preauthorization model,
the preauthorization model having been trained, using historical data associated with preauthorizing at least one of the user or one or more other users, to use the at least one preauthorization parameter to determine whether transactions are preauthorized, and
the at least one preauthorization parameter being associated with the account information and including at least one of:
 one or more characteristics of the transaction,
 one or more characteristics of the product, or
 one or more user characteristics of the user;

determining, by the device and from the preauthorization process, that the user is preauthorized to engage in the transaction; and
providing, by the device and to a user device for display, information associated with the transaction and information associated with the product,
the information associated with the transaction specifying that the user is preauthorized to purchase the product, and
the information associated with the transaction enabling the user to authorize purchase of the product.

2. The method of claim 1 , further comprising:
analyzing a profile associated with the user,
wherein the profile includes at least one of:
a purchase history that identifies one or more purchases associated with the type of product, or
a rental history that identifies one or more rentals associated with the type of product, and

wherein the user is determined to have the threshold level of interest in the type of product based on the at least one of the purchase history or the rental history.

3. The method of claim 1 , wherein the user is determined to have the threshold level of interest in the type of product based on a characteristic of another device from which the image was obtained.

4. The method of claim 1 , wherein the facial recognition analysis uses a data structure that includes identification data associated with image identifications of a plurality of individuals, and
wherein the user is one of the plurality of individuals.

5. The method of claim 1 , further comprising:
identifying, from the identification information, a location associated with the user; and
identifying the product in the inventory based on the location associated with the user and a location associated with the product,
wherein the location associated with the product is within a threshold distance of the location associated with the user.

6. The method of claim 1 , wherein performing the preauthorization process comprises:
determining, based on account information associated with the user, whether the user is eligible to engage in the transaction; and
determining one or more parameters associated with the transaction; and
wherein providing the information associated with the transaction includes providing the one or more parameters associated with the transaction and information associated with the product.

7. The method of claim 1 , wherein identifying the product comprises:
identifying the product based on one or more characteristics of the user, the one or more characteristics comprising at least one of:
a location associated with the user,
a physical trait of the user,
a quantity of authorized users associated with the user,
a determined tendency to engage in the transaction associated with the product,
a determined tendency to rent the product, or
a score indicating that the user is eligible to purchase the product.

8. A device, comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
obtain an indication that a user may engage in a transaction involving a type of product;
determine, based on the indication, that the user has a threshold level of interest in the type of product;
obtain an image of a face of the user;
perform, using one or more artificial intelligence techniques, a facial recognition analysis of the image;
determine an identity of the user based on the facial recognition analysis;
identify a profile associated with the identity using the determined identity;
obtain, from a data structure, one or more characteristics of the user based on the profile;
identify, based on the one or more characteristics of the user, a product in an inventory, the product being associated with the type of product;
perform a preauthorization process associated with the transaction and the user based on the one or more characteristics of the user,
the preauthorization process being performed after determining the identity of the user based on the facial recognition analysis and without receiving input from the user after performing the facial recognition analysis, and
wherein the preauthorization process includes:
 providing at least one preauthorization parameter as input to a preauthorization model,
 the preauthorization model having been trained, using historical data associated with preauthorizing at least one of the user or one or more other users, to use the at least one preauthorization parameter to determine whether transactions are preauthorized, and
 the at least one preauthorization parameter being associated with at least one of:
 one or more characteristics of the transaction,
 one or more characteristics of the product, or
 the one or more characteristics of the user;

determine, from the preauthorization process, that the user is preauthorized to engage in the transaction; and
provide information associated with the product to a device associated with the user, the information:
permitting the user to engage in the transaction, and
specifying that the user is preauthorized to purchase the product.

9. The device of claim 8 , wherein the one or more processors are further configured to:
based on obtaining the indication, request that the user provide the image,
wherein the user, by providing the image, provides an authorization to receive the information associated with the product.

10. The device of claim 8 , wherein the one or more characteristics of the user comprises at least one of:
a location associated with the user,
a physical trait of the user,
a number of authorized users associated with the user,
a determined tendency to engage in the transaction,
a determined tendency to rent the product, or
a score indicating that the user is eligible to purchase the product.

11. The device of claim 8 , wherein the one or more processors are further configured to:
determine one or more parameters associated with the transa

Assignees

• Capital One Services Llc

Inventors

• Mathews Liju
• Chikkaveerappa Satish
• Subramanian Ponnazhakan
• Deshpande Amit

Classifications

• G06Q20/40145 Primary

  Biometric identity checks · CPC title

• G06V40/172

  Classification, e.g. identification · CPC title

• G06V40/161

  Detection; Localisation; Normalisation · CPC title

• G06F16/9035

  Filtering based on additional data, e.g. user or group profiles · CPC title

• G06Q20/206

  comprising security or operator identification provisions, e.g. password entry · CPC title