System and method for integrating data from a remote server with a client application

Patent metadata

Field	Value
Publication number	US-10776770-B2
Application number	US-201615297589-A
Country	US
Kind code	B2
Filing date	Oct 19, 2016
Priority date	Oct 19, 2015
Publication date	Sep 15, 2020
Grant date	Sep 15, 2020

Abstract

The electronic device may invoke a host application. The device may display a first host user interface on the display, the first host user interface including a first host user interface component associated with a child application. In response, the device may invoke, using the host application, the child application executed at the electronic device. The device may transmit, using the host application, a request for data associated with a child user interface component to the child application. The device may transmit, using the child application, the request for data associated with the child user interface component to a child application server, wherein the data associated with the child user interface component is inaccessible by the host application. The device may receive, using the child application, the data associated with the child user interface component from the child application server. The device may display the child user interface component.

First claim

What is claimed is:

1. A computer-implemented method, comprising:
invoking a child application at an electronic device in response to a selection within a host application of the electronic device, wherein the host application is associated with a host server distinct from a child server associated with the child application;
transmitting a request for user data associated with the child application;
receiving the user data at the child application of the electronic device, the user data associated with the child application including personal information;
segmenting the user data to generate host user data and segmented user data, the segmented user data including the personal information;
facilitating communication between the child application and the host application, wherein facilitating includes sharing the host user data;
generating an integrated user interface display based on data associated with the host application and the segmented user data; and
displaying, in the integrated user interface display, the data associated with the host application and the segmented user data such that segmentation prevents the segmented user data associated with the personal information from being exposed to the host application.

2. The method of claim 1 , wherein the user data associated with the child application is inaccessible to the host application.

3. The method of claim 1 , wherein the integrated user interface display includes at least one user interface component associated with the host application and at least one user interface component associated with the child application.

4. The method of claim 1 , wherein generating the integrated user interface display comprises:
transferring control of the user interface display between the host application and the child application.

5. The method of claim 4 , wherein transfer of the user data is avoided during transfer of the control of the integrated user interface display between the host application and the child application.

6. The method of claim 1 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application.

7. The method of claim 1 , wherein segmenting the user data is implemented by encrypting the user data via the child application in accordance with a security model specific to the child application.

8. The method of claim 7 , wherein the encryption prevents the host application from violating the security model specific to the child application.

9. The method of claim 1 , wherein the selection within the host application specifies an offer associated with one or more offer criteria.

10. The method of claim 9 , further comprising:
generating the request for the user data based on the one or more offer criteria;
determining whether the one or more offer criteria are met based on the user data; and
wherein the integrated user interface display is further based on a determination of whether the one or more offer criteria are met.

11. The method of claim 10 , further comprising:
initially determining that the one or more offer criteria are not met; and
displaying a second offer on the electronic device, the second offer associated with updating the user data to meet the one or more offer criteria.

12. The method of claim 1 , wherein the child server verifies the request for the user data associated with the child application before the user data is sent to the child application.

13. The method of claim 1 , wherein the child application generates the request based on one or more user attributes provided to the child application.

14. The method of claim 13 , wherein the one or more user attributes includes an identifier of the electronic device.

15. The method of claim 1 , further comprising:
generating a fingerprint for authenticating a user of the electronic device; and
storing the fingerprint in encrypted storage of the electronic device, wherein the request includes the fingerprint.

16. The method of claim 1 , wherein the child application is invoked to provide a functionality that is not available through the host application.

17. The method of claim 1 , wherein the host application is associated with a set of credentials for a user of the electronic device, and wherein the child application is associated with a distinct set of credentials for a same user of the electronic device.

18. The method of claim 1 , wherein the personal information includes personal identification information (PII) or Payment Card Industry (PCI) data.

19. A non-transitory computer-readable storage medium, having embodied thereon a program executable by a processor to perform a method comprising:
invoking a child application at an electronic device in response to a selection within a host application of the electronic device, wherein the host application is associated with a host server distinct from a child server associated with the child application;
transmitting a request for user data associated with the child application;
receiving the user data at the child application of the electronic device, the user data associated with the child application including personal information;
segmenting the user data to generate host user data and segmented user data, the segmented user data including the personal information;
facilitating communication between the child application and the host application, wherein facilitating includes sharing the host user data;
generating an integrated user interface display based on data associated with the host application and the segmented user data; and
displaying, in the integrated user interface display, the data associated with the host application and the segmented user data such that the segmentation prevents the segmented user data associated with the personal information from being exposed to the host application.

20. The non-transitory computer-readable storage medium of claim 19 , wherein the user data associated with the child application is inaccessible to the host application.

21. The non-transitory computer-readable storage medium of claim 19 , wherein the integrated user interface display includes at least one user interface component associated with the host application and at least one user interface component associated with the child application.

22. The non-transitory computer-readable storage medium of claim 19 , wherein generating the integrated user interface display comprises:
transferring control of the user interface display between the host application and the child application.

23. The non-transitory computer-readable storage medium of claim 22 , wherein transfer of the user data is avoided during transfer of the control of the integrated user interface display between the host application and the child application.

24. The non-transitory computer-readable storage medium of claim 19 , wherein the child application is encoded so that the host application is prevented from modifying code of the child application.

25. The non-transitory computer-readable storage medium of claim 19 , wherein segmenting the user data is implemented by encrypting the user data via the child application in accordance with a security model specific to the child application.

26. The non-transitory computer-readable storage medium of claim 25 , wherein the encryption prevents the host application from violating the security model specific

Assignees

• Synchrony Bank

Inventors

• Chen Jason
• Caraher Patrick Joseph
• Kataria Abha
• Robinson Darren Antoine
• Doijer Derk Carel
• Muller Alex
• Cook Michael
• Oldham James
• Murphy Daniel
• Schaufler Amanda
• Christensen Timothy
• De Los Santos Amable

Classifications

• G06Q40/03

  Credit; Loans; Processing thereof · CPC title

• G06F9/4484

  Executing subprograms · CPC title

• G06F9/54

  Interprogram communication · CPC title

• G06F2209/541

  Client-server · CPC title

• G06Q20/24 Primary

  Credit schemes, i.e. "pay after" · CPC title