Activating an output component to indicate an orientation of a near-field communication (NFC)-capable transaction card

Patent metadata

Field	Value
Publication number	US-10747970-B2
Application number	US-201916507624-A
Country	US
Kind code	B2
Filing date	Jul 10, 2019
Priority date	Nov 14, 2017
Publication date	Aug 18, 2020
Grant date	Aug 18, 2020

Abstract

A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.

First claim

What is claimed is:

1. A method comprising:
receiving, by a first device and from a transaction card, first information related to the transaction card and a transaction terminal;
providing, by the first device and to a second device based on receiving the first information, second information identifying the transaction terminal;
receiving, by the first device and from the second device based on providing the second information, a set of instructions for communicatively coupling the transaction card and the transaction terminal; and
providing, by the first device and for display, the set of instructions.

2. The method of claim 1 , wherein providing, for display, the set of instructions includes:
providing, for display, an animated output to show a user of the transaction card how to properly hold the transaction card relative to the transaction terminal.

3. The method of claim 1 , wherein providing, for display, the set of instructions includes:
providing, for display, an augmented reality output that overlays a visual guide for assisting a user as to how to properly hold the transaction card relative to the transaction terminal.

4. The method of claim 1 , wherein providing, for display, the set of instructions includes:
providing, for display, a virtual reality output that provides a visual guide for assisting a user as to how to properly hold a virtual representation of the transaction card relative to a virtual representation of the transaction terminal.

5. The method of claim 1 , wherein the first information includes information regarding at least one of:
a quantity of electric current induced in a near field communication (NFC) component of the transaction card,
a quantity of time that the NFC component was within an electromagnetic field without providing data to the transaction terminal,
whether the quantity of electric current induced in the NFC component satisfies a threshold, or
whether the quantity of electric current induced in the NFC component satisfies the threshold for a threshold period of time.

6. The method of claim 1 , further comprising:
detecting a potential error with at least one of the transaction card or the transaction terminal; and
wherein receiving the first information comprises:
receiving the first information based on detecting the potential error.

7. The method of claim 1 , further comprising:
receiving, from the second device, third information indicating a potential error with at least one of the transaction card or the transaction terminal; and
wherein receiving the first information comprises:
receiving the first information based on receiving the third information.

8. A first device, comprising:
one or more memories; and
one or more processors communicatively coupled to the one or more memories, configured to:
receive, from a transaction card, first information related to the transaction card and a transaction terminal;
provide, to a second device based on receiving the first information, second information identifying the transaction terminal;
receive, from the second device based on providing the second information, a set of instructions for communicatively coupling the transaction card and the transaction terminal; and
provide, for display, the set of instructions.

9. The first device of claim 8 , wherein the one or more processors, when providing, for display, the set of instructions, are configured to:
provide, for display, an animated output to show a user of the transaction card how to properly hold the transaction card relative to the transaction terminal.

10. The first device of claim 8 , wherein the one or more processors, when providing, for display, the set of instructions, are configured to:
provide, for display, an augmented reality output that overlays a visual guide for assisting a user as to how to properly hold the transaction card relative to the transaction terminal.

11. The first device of claim 8 , wherein the one or more processors, when providing, for display, the set of instructions, are configured to:
provide, for display, a virtual reality output that provides a visual guide for assisting a user as to how to properly hold a virtual representation of the transaction card relative to a virtual representation of the transaction terminal.

12. The first device of claim 8 , wherein the first information includes information regarding at least one of:
a quantity of electric current induced in a near field communication (NFC) component of the transaction card,
a quantity of time that the NFC component was within an electromagnetic field without providing data to the transaction terminal,
whether the quantity of electric current induced in the NFC component satisfies a threshold, or
whether the quantity of electric current induced in the NFC component satisfies the threshold for a threshold period of time.

13. The first device of claim 8 , wherein the one or more processors are further configured to:
detect a potential error with at least one of the transaction card or the transaction terminal; and
wherein the one or more processors, when receiving the first information, are configured to:
receive the first information based on detecting the potential error.

14. The first device of claim 8 , wherein the one or more processors are further configured to:
receive, from the second device, third information indicating a potential error with at least one of the transaction card or the transaction terminal; and
wherein the one or more processors, when receiving the first information, are configured to:
receive the first information based on receiving the third information.

15. A non-transitory computer-readable medium storing instructions, the instructions comprising:
one or more instructions that, when executed by one or more processors of a first device, cause the one or more processors to:
receive, from a transaction card, first information related to the transaction card and a transaction terminal;
provide, to a second device based on receiving the first information, second information identifying the transaction terminal;
receive, from the second device based on providing the second information, a set of instructions for communicatively coupling the transaction card and the transaction terminal; and
provide, for display, the set of instructions.

16. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions, that cause the one or more processors to provide, for display, the set of instructions, cause the one or more processors to:
provide, for display, an animated output to show a user of the transaction card how to properly hold the transaction card relative to the transaction terminal.

17. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions, that cause the one or more processors to provide, for display, the set of instructions, cause the one or more processors to:
provide, for display, an augmented reality output that overlays a visual guide for assisting a user as to how to properly hold the transaction card relative to the transaction terminal.

18. The non-transitory computer-readable medium of claim 15 , wherein the one or more instructions, that cause the one or more processors to provide, for display, the set of instructions, cause the one or more processors to:
provide, for display, a virtual reality output that provides a visual guide for assisting a user as to how to properly hold a virtual representation of the transaction card relativ

Assignees

• Capital One Services Llc

Inventors

• Wurmfeld David Kelly
• Koeppel Adam
• LOCKE Tyler

Classifications

• H04W4/80

  Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication · CPC title

• G06Q20/352

  Contactless payments by cards · CPC title

• G06K7/10297 Primary

  arrangements for handling protocols designed for non-contact record carriers such as RFIDs NFCs, e.g. ISO/IEC 14443 and 18092 (cryptographic protocols H04L9/00; network security protocols H04L63/00; real-time communication protocols in data switching networks H04L65/00; network protocols for data switching network services H04L67/00) · CPC title

• H04B5/0025

  Electricity · mapped topic

• H04B5/70

  specially adapted for specific purposes · CPC title