Activating an output component to indicate an orientation of a near-field communication (NFC)-capable transaction card

Patent metadata

Field	Value
Publication number	US-10354105-B2
Application number	US-201816142823-A
Country	US
Kind code	B2
Filing date	Sep 26, 2018
Priority date	Nov 14, 2017
Publication date	Jul 16, 2019
Grant date	Jul 16, 2019

Abstract

A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.

First claim

What is claimed is:

1. A transaction card, comprising:
one or more output components configured to provide one or more sensory outputs; and a first near-field communication (NFC) component configured to:
detect an electric current induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of another device,
an amount of electric current induced in the first NFC component being indicative of a strength of coupling between the first NFC component and the second NFC component;

trigger a first sensory output of the one or more sensory outputs of the one or more output components based on a first amount of electric current induced in the first NFC component; and
trigger a second sensory output of the one or more sensory outputs of the one or more output components based on a second amount of electric current induced in the first NFC component,
the first sensory output and the second sensory output being different, and
the first sensory output and the second sensory output being configured to indicate a change in the strength of coupling based on a change between the first amount of electric current and the second amount of electric current.

2. The transaction card of claim 1 , where the first NFC component is further configured to:
trigger a third sensory output of the one or more sensory outputs of the one or more output components based on a third amount of electric current induced in the first NFC component,
the third amount of electric current satisfying a threshold to enable a data transfer between the first NFC component and the second NFC component, and
the third sensory output being different than the first sensory output and the second sensory output.

3. The transaction card of claim 1 , where the first amount of electric current and the second amount of electric current are less than a threshold for a data transfer between the first NFC component and the second NFC component.

4. The transaction card of claim 1 , where the NFC component is further configured to:
provide data to the other device based on a third amount of electric current induced in the NFC component satisfying a threshold,
the third amount of electric current being associated with a data transfer between the first NFC component and the second NFC component.

5. The transaction card of claim 1 , where the first NFC component is further configured to:
detect that the first amount of electric current or the second amount of electric current induced in the first NFC component satisfies a respective threshold associated with each of the first amount of electric current and the second amount of electric current; and
where the first NFC component, when triggering the first sensory output or triggering the second sensory output, is configured to:
trigger the first sensory output after detecting the first amount of electric current that satisfies the respective threshold, or
trigger the second sensory output after detecting the second amount of electric current that satisfies the respective threshold.

6. The transaction card of claim 1 , where the first NFC component, when triggering the second sensory output, is configured to:
trigger the second sensory output based on modulating the first sensory output from a first intensity to a second intensity,
the first intensity and the second intensity being different.

7. The transaction card of claim 1 , where the first NFC component, when triggering the second sensory output, is configured to:
trigger the second sensory output based on modifying the first sensory output from a first type of sensory output to a second type of sensory output,
the first type of sensory output and the second type of sensory output being different.

8. A transaction card, comprising:
a first near-field communication (NFC) component that includes one or more coils configured to communicatively couple the first NFC component and a second NFC component,
the second NFC component being associated with a transaction terminal;

one or more memories configured to store data to be provided to the second NFC component to complete a transaction,
the one or more memories being communicatively coupled to the one or more coils; and

one or more processors, communicatively coupled to the one or more coils and the one or more memories, configured to:
detect an electric current induced in the one or more coils when the one or more coils are within an electromagnetic field generated by the second NFC component,
an amount of electric current induced in the one or more coils being indicative of a strength of a connection between the first NFC component and the second NFC component for a data transfer;

trigger a first sensory output from one or more output components of the transaction card based on a first amount of electric current induced in the first NFC component; and
trigger a second sensory output of the one or more output components based on a second amount of electric current induced in the first NFC component,
the first sensory output and the second sensory output being different,
the first sensory output and the second sensory output being associated with indicating a change in the strength of the connection between the first NFC component and the second NFC component.

9. The transaction card of claim 8 , where the one or more processors are further configured to:
provide, to the second NFC component and via the one or more coils, the data to complete the transaction based on a third amount of electric current induced in the one or more coils,
the data being provided from the one or more memories, and
the third amount of electric current being more than the first amount of electric current and the second amount of electric current.

10. The transaction card of claim 8 , where the one or more processors are further configured to:
trigger a third sensory output of the one or more output components based on a third amount of electric current induced in the one or more coils,
the third sensory output being associated with indicating that the first NFC component has provided the data to the second NFC component to complete the transaction, and
the third sensory output being different than the first sensory output and the second sensory output.

11. The transaction card of claim 8 , where the one or more processors are further configured to:
trigger a third sensory output of the one or more output components based on a third amount of electric current induced in the one or more coils,
the third amount of electric current satisfying a threshold associated with completing the transaction, and
the third sensory output being different than the first sensory output and the second sensory output.

12. The transaction card of claim 8 , where the first amount of electric current and the second amount of electric current are less than a threshold associated with completing the transaction.

13. The transaction card of claim 8 , where the one or more processors, when triggering the second sensory output, are configured to:
modulate the first sensory output by increasing an intensity of the first sensory output to generate the second sensory output.

14. The transaction card of claim 8 , where the one or more processors, when triggering the second sensory output, are configured to:
modify the first sensory output by changing the first sensory output from a first type of sensory output to a second type of sensory output to generate the second sensory output.

15. A method, comprising:
detecting, by a transaction car

Assignees

• Capital One Services Llc

Inventors

• Wurmfeld David Kelly
• Koeppel Adam
• LOCKE Tyler

Classifications

• G06K7/10297 Primary

  arrangements for handling protocols designed for non-contact record carriers such as RFIDs NFCs, e.g. ISO/IEC 14443 and 18092 (cryptographic protocols H04L9/00; network security protocols H04L63/00; real-time communication protocols in data switching networks H04L65/00; network protocols for data switching network services H04L67/00) · CPC title

• G06Q20/352

  Contactless payments by cards · CPC title

• H04W4/80

  Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication · CPC title

• H04B5/70

  specially adapted for specific purposes · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title