Transaction card having an interior cavity for housing a data storage component

Patent metadata

Field	Value
Publication number	US-10489698-B1
Application number	US-201916502799-A
Country	US
Kind code	B1
Filing date	Jul 3, 2019
Priority date	Jun 2, 2016
Publication date	Nov 26, 2019
Grant date	Nov 26, 2019

Abstract

A transaction card may comprise a first card component having an electrically conductive surface configured to receive an electrically applied coating. An electrically applied coating may be formed on the electrically conductive surface. The transaction card may be manufactured by forming a first card component having an electrically conductive surface configured to receive an electrically applied coating. The method may also include applying an electrically applied coating to the electrically conductive surface.

First claim

What is claimed is:

1. A transaction card, comprising:
a first card component defining a first side of the transaction card;
a second card component defining a second side of the transaction card;
an interior cavity defined by the first card component and the second card component;
a data storage component disposed within the interior cavity; and
a magnetic stripe disposed on the second side of the transaction card, wherein:
the transaction card comprises a length and a width, the length being longer than the width; and
the magnetic stripe extends along the width of the transaction card.

2. The transaction card of claim 1 , further comprising an aperture on the first card component, the aperture enabling communication between the data storage component and an associated device.

3. The transaction card of claim 1 , wherein the data storage component comprises at least one of an EMV chip, a Near Field Communication (NFC) antenna, a radiofrequency identification (RFID) device, a Bluetooth® device, a WiFi device, a barcode, or a Quick Response (QR) code.

4. The transaction card of claim 1 , wherein:
the first card component is formed of a first material; and
the second card component is formed of a second material different from the first material.

5. The transaction card of claim 4 , wherein the first material comprises metal, and the second material comprises at least one of plastic, wood, fabric, rubber, or ceramic.

6. The transaction card of claim 4 , wherein the first material is electrically conductive and the second material is electrically non-conductive.

7. The transaction card of claim 1 , further comprising an adhesive layer between the first card component and the second card component.

8. The transaction card of claim 1 , wherein:
at least one of the first card component or the second card component comprises an electrically applied coating; and
the coating comprises at least one of a metal plating, an electrically conductive foil, or an electrically conductive ink.

9. The transaction card of claim 8 , wherein the coating comprises at least one of an electrostatically applied coating, an electrophoretic deposition coating, an electroplated coating, an anodized coating, or a powder-coated layer.

10. The transaction card of claim 8 , further comprising a layer of non-opaque electrically applied material disposed on the coating.

11. A method of manufacturing a transaction card, comprising:
forming a first card component, the first card component defining a first side of the transaction card;
forming a second card component, the second card component defining a second side of the transaction card;
forming an interior cavity defined by the first card component and the second card component;
disposing a data storage component within the interior cavity; and
disposing a magnetic stripe on the second side of the transaction card, wherein:
the transaction card comprises a length and a width, the length being longer than the width; and
the magnetic stripe extends along the width of the transaction card.

12. The method of claim 11 , further comprising forming an aperture on the first card component, the aperture enabling communication between the data storage component and an associated device.

13. The method of claim 11 , wherein the data storage component comprises at least one of an EMV chip, a Near Field Communication (NFC) antenna, a radiofrequency identification (RFID) device, a Bluetooth® device, a WiFi device, a barcode, or a Quick Response (QR) code.

14. The method of claim 11 , further comprising:
forming the first card component of a first material; and
forming the second card component of a second material different from the first material.

15. The method of claim 14 , wherein the first material comprises metal, and the second material comprises at least one of plastic, wood, fabric, rubber, or ceramic.

16. The method of claim 14 , wherein the first material is electrically conductive and the second material is electrically non-conductive.

17. The method of claim 11 , further comprising disposing an adhesive layer between the first card component and the second card component.

18. The method of claim 11 , further comprising:
forming an electrically applied coating on at least one of the first card component or the second card component, wherein the coating at least one of a metal plating, an electrically conductive foil, or an electrically conductive ink.

19. The method of claim 18 , wherein the coating comprises at least one of an electrostatically applied coating, an electrophoretic deposition coating, an electroplated coating, an anodized coating, or a powder coated layer.

20. The method of claim 18 , further comprising disposing a layer of non-opaque electrically applied material on the coating.

Assignees

• Capital One Services Llc

Inventors

• Suthar Om J

Classifications

• G06K19/07722

  the record carrier being multilayered, e.g. laminated sheets (flat articles in general, see B32B37/00) · CPC title

• G06K19/022 Primary

  Processes or apparatus therefor · CPC title

• G06K19/07749

  the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card · CPC title

• G06K19/0723 Primary

  the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs · CPC title

• G06K19/07769

  the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface · CPC title