Systems and methods for pattern generation and security features

Patent metadata

Field	Value
Publication number	US-10360750-B2
Application number	US-201615342933-A
Country	US
Kind code	B2
Filing date	Nov 3, 2016
Priority date	Nov 3, 2015
Publication date	Jul 23, 2019
Grant date	Jul 23, 2019

Abstract

Methods, systems, and articles of manufacture for providing user participatory design as a process to generate unique patterns on transaction cards are disclosed. For example, a system for providing an interactive design environment for designing a transaction card is disclosed. Accordingly, the system may provide for deeper customization of transaction cards through generative patterns curated by designers and informed by end-users. As a result, the patterns on transaction cards may be unique to every user, and these unique patterns may provide additional security functions to cardholders.

First claim

What is claimed is:

1. A system for providing an interactive design environment, comprising:
a transaction card;
a memory storing executable instructions; and
at least one processor configured to execute the stored instructions to:
receive an initial identifier associated with a user;
determine, based on a comparison with known identifiers stored in a database, whether the initial identifier is different from the known identifiers;
generate, based on the determination, a unique identifier using the received initial identifier;
generate an interactive graphical pattern using the generated unique identifier, the interactive graphical pattern comprising a plurality of predefined geometric shapes;
receive a first user input altering a first portion of the interactive graphical pattern;
automatically regenerate a second portion of the interactive graphical pattern;
receive a second user input subsequent to the automatically regenerated second portion of the interactive graphical pattern; and
initiate application of the interactive graphical pattern onto a surface of the transaction card.

2. The system of claim 1 , wherein the at least one processor is further configured to: receive a selection of predefined geometric shape for generating the interactive graphical pattern.

3. The system of claim 1 , wherein the at least one processor is further configured to: check the interactive graphical pattern against existing patterns to ensure uniqueness.

4. The system of claim 1 , wherein the interactive graphical pattern further comprises a plurality of nodes and lines.

5. The system of claim 1 , wherein generating the interactive graphical pattern includes fabrication constraints.

6. The system of claim 1 , wherein the at least one processor is further configured to: decode the interactive graphical pattern to extract the unique identifier.

7. The system of claim 1 , wherein the at least one processor is further configured to: identify key locations to extract a unique seed.

8. A method for providing an interactive design environment, comprising:
receiving a transaction card;
receiving an initial identifier associated with a user;
determining, based on a comparison with known identifiers stored in a database, whether the initial identifier is different from the known identifiers;
generating, based on the determination, a unique identifier using the received initial identifier;
generating an interactive graphical pattern using the unique identifier, the interactive graphical pattern comprises a plurality of predefined geometric shapes;
receiving a first user input altering a first portion of the interactive graphical pattern;
automatically regenerating a second portion of the interactive graphical pattern;
receiving a second user input subsequent to the automatically regenerated second portion of the interactive graphical pattern; and
initiating application of the interactive graphical pattern onto a surface of the transaction card.

9. The method of claim 8 , further comprising:
selecting a predefined geometric shape for generating the interactive graphical pattern.

10. The method of claim 8 , further comprising:
checking the interactive graphical pattern against existing pattern to ensure uniqueness.

11. The method of claim 8 , wherein the interactive graphical pattern further comprises a plurality of nodes and lines.

12. The method of claim 8 , wherein generating the interactive graphical pattern includes fabrication constraints.

13. The method of claim 8 , further comprising:
decoding the interactive graphical pattern to extract the unique identifier.

14. The method of claim 8 , further comprising: identifying key locations to extract a unique seed.

15. A non-transitory computer-readable medium having stored instructions which when executed cause at least one processor to perform a method for providing an interactive design environment, comprising:
receiving a transaction card;
receiving an initial identifier associated with a user;
determining, based on a comparison with known identifiers stored in a database, whether the initial identifier is different from the known identifiers;
generating, based on the determination, a unique identifier using the received initial identifier;
generating an interactive graphical pattern using the unique identifier, the interactive graphical pattern comprises a plurality of predefined geometric shapes;
receiving a first user input altering a first portion of the interactive graphical pattern;
automatically regenerating a second portion of the interactive graphical pattern;
receiving a second user input subsequent to the automatically regenerated second portion of the interactive graphical pattern; and
initiating application of the interactive graphical pattern onto a surface of the transaction card.

16. The non-transitory computer-readable medium of claim 15 , the method further comprising: selecting a predefined geometric shape for generating the interactive graphical pattern.

17. The non-transitory computer readable medium of claim 15 , the method further comprising: checking the interactive graphical pattern against existing pattern to ensure uniqueness.

18. The non-transitory computer-readable medium of claim 15 , wherein the interactive graphical pattern further comprises a plurality of nodes and lines.

19. The non-transitory computer-readable medium of claim 15 , wherein generating the interactive graphical pattern includes fabrication constraints.

20. The non-transitory computer-readable medium of claim 15 , the method further comprising: decoding the interactive graphical pattern to extract the unique identifier.

Assignees

• Capital One Services Llc

Inventors

• Xu Cheng
• Viny Andrew
• Dadhaniya Janak
• Cepress Carl
• Ong Elwin
• Makoski Daniel
• Weller Michael Philetus

Classifications

• G07F7/12

  Card verification · CPC title

• G06K19/06046

  Constructional details · CPC title

• G06Q20/34

  using cards, e.g. integrated circuit [IC] cards or magnetic cards · CPC title

• G06Q20/355

  Personalisation of cards for use · CPC title

• G07F7/0813 Primary

  Specific details related to card security · CPC title