Systems and methods for activating account card functions based on physical device interactions

Patent metadata

Field	Value
Publication number	US-10147085-B2
Application number	US-201615232734-A
Country	US
Kind code	B2
Filing date	Aug 9, 2016
Priority date	Aug 10, 2015
Publication date	Dec 4, 2018
Grant date	Dec 4, 2018

Abstract

Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.

First claim

What is claimed is:

1. An account card device for providing account information, comprising:
a housing;
a power source;
a sensor;
a data transmitter;
at least one memory storing instructions and account information; and
at least one processor configured to execute the stored instructions to:
receive a predefined motion pattern from a mobile device in wireless communication with the account card device;
store the predefined motion pattern in the memory;
detect, using the sensor, a motion pattern corresponding to a physical gesture performed using the account card device;
analyze the detected motion pattern using the predefined motion pattern; and
activate, based on the detected motion pattern, the data transmitter to provide the stored account information from the account card device to a card information receiver.

2. The apparatus of claim 1 , wherein the housing comprises a card configured to fit within a wallet.

3. The apparatus of claim 1 , wherein the power supply comprises a wireless power receiver.

4. The apparatus of claim 1 , wherein the power supply comprises a kinetic power generator.

5. The apparatus of claim 1 , wherein the data transmitter comprises a magnetic stripe.

6. The apparatus of claim 1 , wherein the data transmitter comprises a near field communication chip.

7. The apparatus of claim 1 , wherein the detected motion pattern comprises a plurality of movements performed in a sequence.

8. The apparatus of claim 1 , wherein the processor is further configured to deactivate the data transmitter after at least one of transmitting the stored account information or expiration of a predetermined period of time.

9. A method for providing account information from an account card device, comprising:
receiving a predefined motion pattern from a mobile device in wireless communication with the account card device, the account card device comprising:
at least one processor in communication with a sensor, and
a memory;

storing the predefined motion pattern in the memory;
detecting, by the account card device a motion pattern corresponding to a physical gesture performed using the account card device;
analyzing the detected motion pattern using the predefined motion pattern; and
activating, based on the detected motion pattern, the data transmitter to provide account information stored the memory.

10. The method of claim 9 , wherein the account card device is configured to fit within a wallet.

11. The method of claim 9 , wherein the account card device further comprises a wireless power receiver.

12. The method of claim 9 , wherein the account card device further comprises a kinetic power generator.

13. The method of claim 9 , wherein the data transmitter comprises a magnetic stripe.

14. The method of claim 9 , wherein the data transmitter comprises a near field communication chip.

15. The method of claim 9 , wherein the detected motion pattern comprises a plurality of movements performed in a sequence.

16. The computer-readable medium of claim 15 , wherein the detected motion pattern comprises a plurality of movements performed in a sequence.

17. The method of claim 9 , further comprising:
deactivating the data transmitter after at least one of transmitting the stored account information, or expiration of a predetermined period of time.

18. A non-transitory computer-readable medium storing instructions which, when executed, cause at least one processor to perform a method for providing account information, the method comprising:
receiving a predefined motion pattern from a mobile device in wireless communication with the account card device, the account card device comprising
at least one processor in communication with a sensor, and
a memory;

storing the predefined motion pattern in the memory;
detecting, by the account card device a motion pattern corresponding to a physical gesture performed using the account card device;
analyzing the detected motion pattern using the predefined motion pattern; and
activating, based on the detected motion pattern, the data transmitter to provide account information stored in the memory.

19. The computer-readable medium of claim 18 , wherein the account card device is configured to fit within a wallet.

20. The computer-readable medium of claim 18 , wherein the account card device further comprises a wireless power receiver.

21. The computer-readable medium of claim 18 , wherein the account card device further comprises a kinetic power generator.

22. The computer-readable medium of claim 18 , wherein the data transmitter comprises a magnetic stripe.

23. The computer-readable medium of claim 18 , wherein the data transmitter comprises a near field communication chip.

24. The computer-readable medium of claim 18 , wherein the method further comprises deactivating the data transmitter after at least one of transmitting the stored account information or expiration of a predetermined period of time.

Assignees

• Capital One Services Llc
• Capital One Services Llc

Inventors

• Stern Matthew
• Taniguchi Makiko
• Makoski Dan
• Yang Lin
• Cepress Carl
• Anderson Austin
• Deperro Jason

Classifications

• G07F7/0813

  Specific details related to card security · CPC title

• G06Q20/355

  Personalisation of cards for use · CPC title

• G06Q20/354 Primary

  Card activation or deactivation · CPC title

• G06Q2220/00

  Business processing using cryptography · CPC title

• G06Q20/3415

  Cards acting autonomously as pay-media · CPC title