System and method for generating user customized order interface

Patent metadata

Field	Value
Publication number	US-9965797-B1
Application number	US-201715689620-A
Country	US
Kind code	B1
Filing date	Aug 29, 2017
Priority date	Oct 22, 2016
Publication date	May 8, 2018
Grant date	May 8, 2018

Abstract

A system and method for generating a user customized order interface, which displays a customer's previous orders and corresponding specific order information and order recommendations, that may be utilized for ordering and payment. A mobile application may request a merchant ID upon determination by the mobile device that a customer is within a close proximity of a particular merchant location. A payment terminal may pass the corresponding merchant ID to a transaction system, which may retrieve, for example, the customer's previous transactions and corresponding transaction IDs associated with the merchant ID, which may be utilized to generate a user customized order interface, which may be utilized to initiate a transaction by selecting a specific order item to order, and which may utilize the mobile application to confirm the order and proceed to payment, which will transmit the order to a merchant system.

First claim

The invention claimed is:

1. A system, comprising:
a transaction server; data storage; and an authentication server;

wherein the authentication server detects, using geo-fencing technologies, that a user device is within a proximity of a particular merchant; and wherein the transaction server:
receives a request for a merchant ID associated with the particular merchant from the user device upon detection that the user device is within a proximity of the particular merchant;
retrieves transaction information and transaction IDs associated with the merchant ID from the data storage;
links the transaction IDs to specific order information;
transmits the specific order information to the user device; and
generates, via a mobile application on the user device, a user customized order interface related to the specific order information;
wherein the transaction server, data storage, and authentication comprise an open, distributed system architecture.

2. The system of claim 1 , further comprising a recommendation server that utilizes a user's transaction data and specific order information to generate order recommendations, targeted offers, rewards and/or advertisements for the user based on the user's past transactions.

3. The system of claim 2 , wherein the recommendation server generates order recommendations, targeted offers, and/or advertisements for the user based on past transactions of members of the user's social network.

4. The system of claim 1 , wherein the transaction information comprises transaction amounts and transaction timestamps.

5. The system of claim 1 , wherein the specific order information comprises stock keeping unit (SKU) level inventory information.

6. The system of claim 1 , wherein the transaction server pushes an order selected by a user from the user customized order interface to a point-of-sale (PoS) terminal to facilitate payment of the order.

7. The system of claim 6 , wherein a smart card and/or EMV card, NFC and/or Bluetooth technologize, and/or the mobile application on the user device is utilized to facilitate payment of the order.

8. The system of claim 1 , wherein the transaction server pushes updates to the user customized order interface in real time.

9. The system of claim 1 , wherein the user is prompted via the mobile application to opt-in for merchant ID identification.

10. The system of claim 1 , further comprising a user profile repository that stores user profiles associated with the generated user customized order interface based on the associated merchant IDs, transaction information, transaction IDs, and specific order information.

11. The system of claim 10 , wherein the user profile repository is stored locally within the mobile application.

12. The system of claim 10 , wherein the user profile repository is stored within an external data server.

13. The system of claim 1 , wherein the authentication server confirms a user's location over a wireless connection by evaluating a unique order ID-terminal token pair.

14. A method for user customized order interface, comprising:
detecting, via an authentication server, using geo-fencing technologies, that a user device is within a proximity of a particular merchant;
receiving, via a transaction server, a request for a merchant ID associated with the particular merchant from the user device upon detection that the user device is within a proximity of the particular merchant;
retrieving transaction information and transaction IDs associated With the merchant ID from the data storage;
linking the transaction IDs to specific order information;
transmitting the specific order information to the user device; and

generating, via a mobile application on the user device, a user customized order interface rated to the specific order information.

15. The method of claim 14 , further comprising utilizing a user's transaction data and specific order information to generate order recommendations, via a recommendation server, targeted offers, rewards and/or advertisements for the user based on the user's past transactions.

16. The method of claim 15 , wherein the recommendation server generates order recommendations, targeted offers, and/or advertisements for the user based on past transactions of members of the user's social network.

17. The method of claim 14 , wherein the transaction information comprises transaction amounts and transaction timestamps.

18. The method of claim 14 , wherein the specific order information comprises stock keeping unit (SKU) level inventory information.

19. The method of claim 14 , further comprising pushing an order selected by a user from the user customized order interface to a point-of-sale (PoS) terminal to facilitate payment of the order.

20. The method of claim 19 , wherein a smart card and/or EMV card, NFC and/or Bluetooth technologize, and/or the mobile application on the user device is utilized to facilitate payment of the order.

21. The method of claim 14 , wherein the transaction server pushes updates to the user customized order interface in real time.

22. The method of claim 14 , wherein the user is prompted via the mobile application to opt-in for merchant ID identification.

23. The method of claim 14 , further comprising generating and storing user profiles associated with the generated user customized order interface based on the associated merchant IDs, transaction information, transaction IDs, and specific order information in a user profile repository.

24. The method of claim 23 , wherein the user profile repository is stored locally within the mobile application.

25. The method of claim 23 , wherein the user profile repository is stored within an external data server.

26. The method of claim 14 , wherein the authentication server confirms confirm a user's location over a wireless connection by evaluating a unique order ID-terminal token pair.

Assignees

• Capital One Services Llc

Inventors

• Poole Thomas S
• Shah Apurva
• Lopez Jennifer
• Moreton Paul
• Butler Taurean
• Deperro Jason

Classifications

• G06Q30/0633 Primary

  Managing shopping lists, e.g. compiling or processing purchase lists (shipping orders G06Q10/083; order filling G06Q10/087) · CPC title

• G06Q30/0631 Primary

  Recommending goods or services · CPC title

• G06Q30/0639

  Locating goods or services, e.g. based on physical position of the goods or services within a shopping facility · CPC title

• G06Q30/0623

  by investigating goods or services · CPC title

• H04W4/02

  Services making use of location information · CPC title