Method and system for terminal device-based communication between third-party applications and an electronic wallet

Patent metadata

Field	Value
Publication number	US-9898734-B2
Application number	US-201314653321-A
Country	US
Kind code	B2
Filing date	Dec 17, 2013
Priority date	Dec 19, 2012
Publication date	Feb 20, 2018
Grant date	Feb 20, 2018

Abstract

A method for terminal device-based communications between a third-party application and an electronic wallet includes: the third-party application setting up a connection to an Internet service; the third-party application receiving a request and setting up a communication channel between the third party application and the electronic wallet within the terminal device via the On-Device API; verifying, by the electronic wallet, an access right of the request of the third party application; the third-party application forwarding the request to the electronic wallet if the access right is approved; the electronic wallet generating a corresponding response; forwarding the response via the On-Device API to the third party application, wherein the third party application forwards the response to the Internet service.

First claim

The invention claimed is:

1. A method for terminal device-based communications between a third-party application and an electronic wallet, wherein the electronic wallet is installed on a terminal device, wherein the electronic wallet supports an On-Device Application Program Interface (API) integrated therein, wherein the third-party application is installed on the terminal device, wherein the third party application also supports the On-Device API, and wherein the method comprises:
the third-party application setting up a connection to an Internet service, wherein the connection requires a data transfer to the Internet service;
the third-party application receiving a request aimed at transmission of data from the Internet service;
the third-party application setting up a communication channel between the third party application and the electronic wallet within the terminal device via the On-Device API;
verifying by the electronic wallet, an access right of the request of the third party application on the basis of security criteria defined in the On-Device API;
the third-party application forwarding the request received from the Internet service to the electronic wallet if the access right of the third party application on the electronic wallet is approved;
the electronic wallet processing the request and generating a corresponding response;
forwarding the response from the electronic wallet via the On-Device API to the third party application, wherein the third party application forwards the response to the Internet service: and
the third party application receiving a confirmation about successful forwarding of the reply to the Internet service;
wherein a security element is further connected to the terminal device; and
wherein the electronic wallet processing the request and generating the corresponding response comprises:
the electronic wallet sending a request concerning the data to the security element; and
the electronic wallet receiving a response concerning the data from the security element.

2. The method according to claim 1 wherein the security element is configured for wireless radio communications.

3. The method according to claim 1 , wherein the security element is a Universal integrated Circuit Card (UICC) or a Subscriber Identity Module (SIM) card.

4. The method according to claim 1 , wherein the terminal device is adapted for mobile communications and/or is adapted for wireless local area network (WLAN) communications.

5. The method according to claim 4 , wherein the terminal device is a mobile device, a smart phone, a laptop, a notebook or a tablet computer.

6. The method according to claim 1 , wherein the data comprises confidential and/or user-specific information.

7. The method according to claim 1 , further comprising:
transmitting the data from the electronic wallet to a wallet backend;
establishing a connection between the wallet backend and the Internet service;
transmitting the data from the wallet backend to the Internet service.

8. The method according to claim 1 , further comprising:
transmitting the data from the electronic wallet to the third-party application;
transmitting the data from the third-party application to the Internet service.

9. The method according to claim 1 , wherein the third-party application is a service provider application installed on the terminal device that is configured to use the Internet service or is an Internet browser installed on the terminal device.

10. A system for terminal-based communications between one or more third-party application(s) and an electronic wallet, the system comprising:
a terminal device;
wherein an electronic wallet is installed on the terminal device;
wherein the electronic wallet supports an On-Device Application Program Interface (API) integrated therein;
wherein one or more third-party application(s) are installed on the terminal device;
wherein the one or more third party application(s) also support the On-Device API;
wherein the one or more third-party application(s) are each configured to:
set up a connection to an Internet service, wherein the connection requires a data transfer to the Internet service;
receive a request of the Internet service aimed at transmission of data;
set up a communication channel between the third party application and the electronic wallet within the terminal device via the On-Device API; and
pass the request received from the Internet service to the electronic wallet;

wherein the electronic wallet is configured to:
verify an access right of the request of the third party application based on security criteria defined in the On-Device API:
process the request and generate a corresponding response if the access right of the third party application on the electronic wallet is approved;
forward the response via the On-Device API to the third party application, wherein the third part application is configured to forward the response to the Internet service;

wherein the one or more third-party application(s) are each further configured to: receive a confirmation of a performed forwarding to the Internet service;
wherein the terminal device is configured to incorporate one or more security elements;
wherein one or more API(s) are installed on the terminal device to list, select and interact with the security elements;
wherein the system further comprises:
one or more security element(s) that are incorporated in the terminal device, wherein the terminal device is connected to the one or more security element(s); and
wherein processing the request and generating the corresponding response comprises:
sending requests for the data to the one or more security element(s); and
receiving responses concerning the data from the one or more security element(s).

11. The system according to claim 10 , wherein the security element is configured for wireless radio communications.

12. The system according to claim 10 , wherein the security element is a Universal Integrated Circuit Card (UICC) or a Subscriber Identity Module (SIM) card.

13. The system according to claim 10 , wherein the terminal device is adapted for mobile communications and/or is adapted for wireless local area network (WLAN) communications.

14. The system according to claim 10 , wherein the terminal device is a mobile device, a smart phone, a laptop, a notebook or a tablet computer.

15. The system according to claim 10 , wherein the data comprises confidential and/or user-specific information.

16. The system according to claim 10 , wherein the electronic wallet is further configured to:
transmit the data to a wallet backend; and
wherein the wallet backend is configured to:
establish a connection between the wallet backend and the Internet service; and
transmit the data to the Internet service.

17. The system according to claim 10 , wherein the electronic wallet is further configured to transmit the data to the one or more third-party application(s); and
wherein the one or more third-party application(s) each are further configured to transmit the data to the Internet service.

18. The system according to claim 10 , wherein the one or more third-party application(s) include a service provider application installed on the terminal device that is configured to use the Internet service or an Internet browser installed on the terminal device.

Assignees

• Deutsche Telekom Ag

Inventors

• Ren Zhiyun
• Heuer Joerg
• Hofman Klaus Peter

Classifications

• G06Q20/3674

  involving authentication · CPC title

• H04W4/008

  Electricity · mapped topic

• G06Q20/36 Primary

  using electronic wallets or electronic money safes · CPC title

• G06Q20/325

  using wireless networks · CPC title

• G06Q20/3229

  Use of the SIM of a M-device as secure element · CPC title