Method and system for sharing of product receipts

Patent metadata

Field	Value
Publication number	US-9875385-B1
Application number	US-201615332269-A
Country	US
Kind code	B1
Filing date	Oct 24, 2016
Priority date	Oct 24, 2016
Publication date	Jan 23, 2018
Grant date	Jan 23, 2018

Abstract

A method for transmitting line item data from an electronic receipt comprising storing a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier. The method comprises storing a plurality of merchant identifiers affiliated with one or more product data files for products sold by a merchant. The method further receives a transaction message for a payment transaction using the consumer identifier via a payment network and executes a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction. The method generates an electronic receipt displaying purchase information for the one or more products and links the purchase information on the electronic receipt to the product data file for the one or more products for transmittal.

First claim

What is claimed is:

1. A method for transmitting line item data from an electronic receipt, comprising:
storing, in an electronic receipt database of a processing server, a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier, wherein each receipt data entry includes, a merchant identifier, and line item data related to one or more products;
storing, in a merchant database of a processing server, a plurality of merchant identifiers, wherein each merchant identifier is affiliated with one or more product data files for products sold by the merchant, each product data file including electronic records representing at least a product description, a product identifier, product options and product price information or hyperlinks to sources of this information;
receiving, by a receiving device of the processing server, a transaction message for a payment transaction using the consumer identifier via a payment network, wherein the transaction message is formatted based on one or more standards and includes a plurality of data elements including at least a first data element configured to store the merchant identifier and one or more additional data elements configured to store the line item data related to the one or more products;
executing, by the processing device of the processing server, a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction;
determining, by the processing device of the processing server, if the merchant identifier corresponding to the identified one or more products is one of a plurality of merchant identifiers stored in the merchant database, wherein the merchant identifier indicates a merchant from a plurality of merchants,
when the merchant identifier is not one of the plurality of merchant identifiers stored in the merchant database, requesting one or more product data files for products sold by the merchant, each product data file including electronic records representing at least a product description, a product identifier, product options and product price information or hyperlinks to sources of this information,
when the merchant identifier corresponding to the identified one or more products is one of the plurality of merchant identifiers stored in the electronic receipt database, executing, by the processing device of the processing server, a query on the merchant identifier to identify one or more product data files for products sold by the merchant corresponding to the identified one or more products;

generating, by the processing device of the processing server, an electronic receipt displaying a purchase information for the one or more products;
linking, by the processing device of the processing server, the purchase information on the electronic receipt to the product data file for the one or more products appearing thereon either received from the merchant or identified in the electronic receipt database; and
transmitting, to a second consumer device, by the transmitting device of the processing server, the electronic receipt.

2. The method of claim 1 , wherein the product data files for the one or more products are identified based on at least one of: the product description, the product identifier, or the product price information.

3. The method of claim 1 , wherein the consumer identifier is one or more of: credit card, a debit card, a bank card, and a mobile payment.

4. The method of claim 1 , further comprising:
when the second consumer device has a second consumer account based on a second consumer identifier,
providing the second consumer device the purchase information on the electronic receipt for the product data file for the one or more products, wherein the purchase information permits the second consumer device to purchase the one or more products, and
when the second consumer device does not have the second consumer account based on the second consumer identifier,
displaying a merchant information for the one or more products identifying a merchant name and the line item data related to the one or more products, and
providing a download option for the second consumer device to create the second consumer account in order to provide the second consumer device the purchase information on the electronic receipt for the product data file for the one or more products.

5. The method of claim 4 , wherein the second consumer device obtains the same product price information as the first consumer device when the second consumer device purchases the one or more products.

6. The method of claim 4 , wherein the merchant information comprises a link to a merchant website displaying the one or more products for purchase.

7. The method of claim 4 , further comprising:
storing, in the electronic receipt database of the processing server, a plurality of receipt data entries affiliated with the second consumer account based on the second consumer identifier, wherein each receipt data entry includes, a merchant identifier, and a line item data related to one or more products; and
receiving, by the receiving device of the processing server, a transaction message for a payment transaction using the second consumer identifier via a payment network, wherein the transaction message is formatted based on one or more standards and includes a plurality of data elements including at least a first data element configured to store the merchant identifier and one or more additional data elements configured to store the line item data related to the one or more products.

8. The method of claim 7 , further comprising:
executing, by the processing device of the processing server, a query on the electronic receipt database from the second consumer device to identify one or more products;
generating, by the processing device of the processing server, an electronic receipt displaying a purchase information for the one or more products; and
transmitting, by the transmitting device of the processing server, the electronic receipt to a third consumer device.

9. A method for transmitting line item data from an electronic receipt, comprising:
storing, in an electronic receipt database of a processing server, a plurality of receipt data entries affiliated with a consumer account based on a consumer identifier, wherein each receipt data entry includes, a merchant identifier, and line item data related to one or more products;
storing, in a merchant database of a processing server, a plurality of merchant identifiers, wherein each merchant identifier is affiliated with one or more product data files for products sold by the merchant, each product data file including electronic records representing at least a product description, a product identifier, product options and product price information or hyperlinks to sources of this information;
receiving, by a receiving device of the processing server, a transaction message for a payment transaction using the consumer identifier via a payment network, wherein the transaction message is formatted based on one or more standards and includes a plurality of data elements including at least a first data element configured to store the merchant identifier and one or more additional data elements configured to store the line item data related to the one or more products;
executing, by the processing device of the processing server, a query on the electronic receipt database from a first consumer device to identify one or more products purchased in the payment transaction;
determining, by the processing device of the processing server, if the merchant identifier corresponding to the identified one or more products is one of a plurality of merchant

Assignees

• Mastercard International Inc

Inventors

• Humphreys Derek
• Elder Stephen
• Kilbane Edward
• Tutte Ramson
• Clerkin John
• Hosp Adam Kenneth
• Cunningham Sarah Louise
• Fredric Rebecca
• Lawless Paul

Classifications

• G06Q20/047

  using payment protocols involving electronic receipts · CPC title

• G06Q30/0637

  requiring approval before final submission, e.g. parental approval · CPC title

• G06Q30/0635

  replenishment orders; recurring orders · CPC title

• G06Q20/209

  Specified transaction journal output feature, e.g. printed receipt or voice output · CPC title

• G07G5/00

  Receipt-giving machines · CPC title