Time period analysis tools for wealth management transactions

Patent metadata

Field	Value
Publication number	US-9852470-B1
Application number	US-201113037086-A
Country	US
Kind code	B1
Filing date	Feb 28, 2011
Priority date	Feb 28, 2011
Publication date	Dec 26, 2017
Grant date	Dec 26, 2017

Abstract

Enhanced processes, methods, tools, strategies, and techniques are provided for more effectively and efficiently processing, managing, analyzing, and communicating wealth related data and other financial information within a computing environment. In various embodiments, the analysis tools provided herein have been designed to correspond visually with a mental model employed by many clients in managing their wealth.

First claim

What is claimed is:

1. A computer-implemented analysis method comprising:
generating, with a computer processor, a visual representation of transaction activity occurring within a group of one or more asset objects selected in association with one or more client asset accounts for a predetermined time period, wherein the time period includes one or more sub-periods, and wherein the visual representation includes a graphical representation of total transaction activity for each sub-period within the time period;
receiving, with the computer processor, data representative of a selection of a group of transactions associated with a selected group of the sub-periods, wherein the sub-periods are selected from the graphical representation of total transaction activity for inclusion within the selected group;
receiving, with the computer processor, a selection from a user to include an asset object in the selected group of asset objects, wherein receiving the selection from the user includes a click-drag-drop manipulation for including the asset object;
receiving, with the computer processor, a selection from the user to exclude an asset object from the selected group of asset objects, wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the asset object;
displaying, with the computer processor, a transaction list including individual transactions associated with the selected group of sub-periods;
displaying, with the computer processor, a net worth section including a net worth calculation determined in part by a computation of the asset objects included in the selected group of asset objects, wherein inclusion of the asset object is at the user's discretion;
synchronizing, with the computer processor, transaction details displayed in the transaction list with the graphical representation;
searching and displaying, with the computer processor, the transactions using criteria defined by the transaction details via a search tool, wherein the transactions are exportable via an export link; and,
displaying a graph configured as a set of nested concentric rings, wherein each nested concentric ring is programmed to display information about the asset object, wherein at least a portion of the graph is programmed to change appearance if an asset allocation associated with the asset object deviates from a predetermined level;
wherein the click-drag-drop manipulation for including the asset object and the click-drag-drop manipulation for excluding the asset object, when used to include or exclude asset objects, causes calculations performed and visuals displayed by the visual representation, the transaction list, the net worth section, and the net worth calculation to be adjusted and revised.

2. The method of claim 1 , further comprising receiving a selection of transactions associated with a group of consecutive sub-periods.

3. The method of claim 1 , further comprising receiving a selection of transactions associated with a group of sub-periods including at least two non-consecutive sub-periods.

4. The method of claim 1 , wherein the graphical representation includes a selection slider configured for actuation by a user to select the selected group of sub-periods.

5. The method of claim 4 , wherein the selection slider highlights the selected group of sub-periods for inclusion within the selected group.

6. The method of claim 1 , wherein the graphical representation of total transaction activity for each sub-period within the time period comprises a bar graph.

7. The method of claim 1 , wherein the graph further comprises one or more sub-segments within at least one nested ring, wherein at least one sub-segment, upon selection thereof, displays the one or more client asset account or a holding that forms a component part of the asset object the sub-segment is associated with.

8. A computer system for analyzing account transaction activity, the system comprising:
a processor programmed for:
generating a visual representation of transaction activity occurring within a group of one or more asset objects selected in association with one or more client asset accounts for a predetermined time period, wherein the time period includes one or more sub-periods, and wherein the visual representation includes a graphical representation of total transaction activity for each sub-period within the time period;
receiving data representative of a selection of a group of transactions associated with a selected group of the sub-periods, wherein the sub-periods are selected from the graphical representation of total transaction activity for inclusion within the selected group;
receiving a selection from a user to include an asset object in the selected group of asset objects, wherein receiving the selection from the user includes a click-drag-drop manipulation for including the asset object;
receiving a selection from the user to exclude an asset object from the selected group of asset objects, wherein receiving the selection from the user includes a click-drag-drop manipulation for excluding the asset object;
displaying a transaction list including individual transactions associated with the selected group of sub-periods;
displaying a Net Worth section including a net worth calculation determined in part by a computation of the asset objects included in the selected group of asset objects, wherein inclusion of the asset object is at the user's discretion;
synchronizing transaction details displayed in the transaction list with the graphical representation;
searching and displaying the transactions using criteria defined by the transaction details via a search tool, wherein the transactions are exportable via an export link; and,
displaying a graph configured as a set of nested concentric rings, wherein each nested concentric ring is programmed to display information about the asset object, wherein at least a portion of the graph is programmed to change appearance if an asset allocation associated with the asset object deviates from a predetermined level;
wherein the click-drag-drop manipulation for including the asset object and the click-drag-drop manipulation for excluding the asset object, when used to include or exclude asset objects, causes calculations performed and visuals displayed by the visual representation, the transaction list, the Net Worth section, and the net worth calculation to be adjusted and revised.

9. The system of claim 8 , wherein the graphical representation includes a selection slider configured for actuation by a user to select the selected group of sub-periods.

10. The system of claim 9 , wherein the selection slider highlights the selected group of sub-periods for inclusion within the selected group.

11. The system of claim 8 , wherein the graphical representation of total transaction activity for each sub-period within the time period comprises a bar graph.

12. The system of claim 8 , wherein the graph further comprises one or more sub-segments within at least one nested ring, wherein at least one sub-segment, upon selection thereof, displays the one or more client asset account or a holding that forms a component part of the asset object the sub-segment is associated with.

Assignees

• Kunz Thomas S
• Rettger Erik
• Farkas David
• Earle Christina Payne
• Wang Dennis Y
• Monson Rodney H
• Woods Luke P
• King Simon
• Pnc Financial Services Group

Inventors

• Kunz Thomas S
• Rettger Erik
• Farkas David
• Earle Christina Payne
• Wang Dennis Y
• Monson Rodney H
• Woods Luke P
• King Simon

Classifications

• G06F3/0487

  using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser · CPC title

• G06F3/0486

  Drag-and-drop · CPC title

• G06Q40/06

  Asset management; Financial planning or analysis · CPC title

• G06Q40/02 Primary

  Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) · CPC title