Adaptive risk-based verification and authentication platform

US9830643B2 · US · B2

Patent metadata
FieldValue
Publication numberUS-9830643-B2
Application numberUS-48350609-A
CountryUS
Kind codeB2
Filing dateJun 12, 2009
Priority dateMar 30, 2009
Publication dateNov 28, 2017
Grant dateNov 28, 2017

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  1. Title

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  2. Abstract

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  3. Assignees and inventors

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  4. Key dates

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  5. First independent claim

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  7. Citations and related patents

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Abstract

Official abstract text for this publication.

In various exemplary embodiments, a system and associated method to perform an adaptive risk-based assessment of a user is disclosed. The method includes assigning a risk assessment process to the user and providing a plurality of assessment factors to the risk assessment process. The plurality of assessment factors are based on both the user (e.g., previously assessed factors, residence, phone number, address, etc.) and one or more actions the user may perform (e.g., selling an item in an electronic marketplace and the value of the item). A post-action analysis of the risk assessment process is performed. The risk assessment process can be modified based on a determination of the post-action analysis.

First claim

Opening claim text (preview).

What is claimed is: 1. A method comprising: receiving a request, from a user, to perform an action at an online marketplace, the action including at least one of buying, selling, and posting at the online marketplace; retrieving a plurality of risk assessment factors associated with the action, the risk assessment factors including at least one of a phone number of the user, a locale of the user, value of an item associated with the action, category of an item associated with th…

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What does patent US9830643B2 cover?
In various exemplary embodiments, a system and associated method to perform an adaptive risk-based assessment of a user is disclosed. The method includes assigning a risk assessment process to the user and providing a plurality of assessment factors to the risk assessment process. The plurality of assessment factors are based on both the user (e.g., previously assessed factors, residence, phone…
Who is the assignee on this patent?
Kassaei Farhang, Earhart Amanda A, Sahter Snezana, and 6 more
What technology area does this patent fall under?
Primary CPC classification G06Q40/00. Mapped technology areas include Physics.
When was this patent published?
Publication date Tue Nov 28 2017 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
What related patents are in patentsdb?
We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).