Browser payment request API

Patent metadata

Field	Value
Publication number	US-9824408-B2
Application number	US-201615263057-A
Country	US
Kind code	B2
Filing date	Sep 12, 2016
Priority date	Mar 31, 2014
Publication date	Nov 21, 2017
Grant date	Nov 21, 2017

Abstract

Disclosed is an updated browser having an API for communicating payment data between the browser and a site for processing payments of purchases and to reduce the number of user interactions needed for a purchasing process. The method includes receiving, via the user interface, an interaction by a user with an object associated with a site, the interaction indicating a user intent to make a purchase, receiving, based on the interaction and via an application programming interface, a request from the site for payment data in connection with the purchase and transmitting, to the site and via the application programming interface, the payment data, wherein the payment data confirms the purchase or can be used to process or deliver a product associated with the purchase.

First claim

We claim:

1. A computer-readable storage device storing browser instructions which, when executed by a processor, cause the processor to retrieve content, present the content in a user interface of a browser, and traverse information resources on a world-wide network, wherein the browser instructions, when executed by the processor, cause the processor to perform further operations comprising:
receiving, via the user interface, an interaction by a user with a site presented within the browser, the interaction indicating a user intent to make a purchase;
receiving, based on the interaction and via a browser payment request application programming interface that defines a protocol for communicating authorized payment data between the site and the browser, a request from the site for the authorized payment data in connection with the purchase;
retrieving, by the browser payment request application programming interface, the authorized payment data for the user; and
transmitting, to the site, from the browser and via the browser payment request application programming interface, the authorized payment data.

2. The computer-readable storage device of claim 1 , wherein the authorized payment data comprises one of payment account data and a user address.

3. The computer-readable storage device of claim 1 , the computer-readable storage device storing additional browser instructions which, when executed by the processor, cause the processor to perform further operations comprising:
processing a payment for the purchase via a payment processing service.

4. The computer-readable storage device of claim 1 , wherein the site processes a payment for the purchase based on the authorized payment data.

5. The computer-readable storage device of claim 1 , the computer-readable storage device storing additional browser instructions which, when executed by the processor, cause the processor to perform further operations comprising:
providing a confirmation interface for the purchase;
receiving a confirmation from the user via the confirmation interface; and
based on the confirmation, transmitting, through the browser payment request application programming interface, one of payment account data for the site to process the purchase or a payment confirmation that a payment processing service has processed for the purchase.

6. The computer-readable storage device of claim 5 , wherein the payment confirmation confirms that an entity, associated with the browser, processed the payment.

7. The computer-readable storage device of claim 1 , wherein the site comprises a merchant site.

8. The computer-readable storage device of claim 1 , wherein the browser payment request application programming interface communicates data between the site and a social networking site.

9. The computer-readable storage device of claim 1 , wherein the authorized payment data further comprises one or more of address data for the user, a payment account number, an expiration date, a security code, a cardholder name, altcoin data, and shipping instructions.

10. The computer-readable storage device of claim 1 , wherein the request further comprises one or more of a supported payment method for the site, a total amount value for the purchase, items that may be displayed for purchase, shipping options, shipping costs, payment modifiers, a request for a user email address, a request for a user's phone number, and a request to update information.

11. A method comprising:
storing payment data for a user, the payment data not being associated with any specific site;
receiving, via a browser, an interaction, by the user, with a site presented within the browser, the interaction indicating a user intent to make a purchase;
receiving, at the browser, based on the interaction and via a browser payment request application programming interface that defines a protocol for communicating the payment data between the site and the browser, a request from the site for authorized payment data in connection with the purchase;
retrieving, via the browser and by the browser payment request application programming interface, the authorized payment data, to yield retrieved authorized payment data; and
transmitting, to the site, from the browser and via the browser payment request application programming interface, the retrieved authorized payment data.

12. The method of claim 11 , wherein the payment data comprises one of payment account data and a user address.

13. The method of claim 11 , further comprising:
processing a payment for the purchase via a payment processing service.

14. The method of claim 11 , wherein the site processes a payment for the purchase based on the retrieved authorized payment data.

15. The method of claim 11 , further comprising:
providing a confirmation interface for the purchase;
receiving a confirmation from the user via the confirmation interface; and
based on the confirmation, transmitting, through the browser payment request application programming interface, one of payment account data for the site to process the purchase or a payment confirmation that a payment processing service has processed the purchase.

16. The method of claim 15 , wherein the payment confirmation confirms that an entity associated with the browser processed the payment.

17. The method of claim 11 , wherein the browser payment request application programming interface communicates data between the site and a social networking site.

18. The method of claim 11 , wherein the authorized payment data further comprises one or more of address data for the user, a payment account number, an expiration date, a security code, a cardholder name, altcoin data, and shipping instructions.

19. A method comprising:
transmitting, for presenting via a browser, an object with which a user can interact, wherein the object comprises one of a button, a drop down screen or a hyperlink;
receiving an interaction by the user with the object associated with a site, the interaction indicating a user intent to make a purchase;
transmitting, based on the interaction and via a browser payment request application programming interface that defines a protocol for communicating authorized payment data between the site and the browser, a request from the site for the authorized payment data, the authorized payment data being usable across multiple sites for payment; and
receiving, at the site, from the browser and via the browser payment request application programming interface, the authorized payment data.

20. The method of claim 19 , wherein:
when the site processes a payment for a product, the authorized payment data comprises at least user payment account data and the method further comprises the site processing the payment for the product based on the user payment account data received from the browser via the browser payment request application programming interface; and
when a payment service processes the payment for the product, the authorized payment data comprising a confirmation that the payment for the product has occurred by the payment service such that the site can deliver the product to the user.

21. A method comprising:
receiving, from a site, at a browser and via a browser payment request application programming interface that defines a protocol for communicating data between the site and the browser, a request associated with a potential purchase, wherein the request comprises information about the potential purchase;
retrieving, based on the request

Assignees

• Monticello Entpr Llc

Inventors

• Isaacson Thomas M
• Durham Ryan C

Classifications

• G06Q10/40 Primary

  Business processes related to social networking or social networking services · CPC title

• G06Q30/0641

  utilising user interfaces specially adapted for shopping · CPC title

• G06F17/30864

  Physics · mapped topic

• G06F3/048

  Interaction techniques based on graphical user interfaces [GUI] · CPC title

• G06Q30/0633

  Managing shopping lists, e.g. compiling or processing purchase lists (shipping orders G06Q10/083; order filling G06Q10/087) · CPC title