Systems and methods for driver authentication through embedded sensing

Patent metadata

Field	Value
Publication number	US-9760702-B1
Application number	US-201414555083-A
Country	US
Kind code	B1
Filing date	Nov 26, 2014
Priority date	Jul 14, 2014
Publication date	Sep 12, 2017
Grant date	Sep 12, 2017

Abstract

Systems and methods for driver authentication through embedded sensing are disclosed. In one embodiment, a system for driver authentication through embedded sensing may include a vehicle that may include a plurality of sensors, each sensor sensing at least one of a characteristic of a vehicle occupant and a movement of the vehicle occupant; at least one computer processor executing a computer application, the computer application receiving and processing data from the plurality of sensors; and a communication interface. The system may further include a back-end server in communication with the vehicle communication interface and a plurality of locations in communication with the back-end server. In one embodiment, the characteristic may be a biometric characteristic of the vehicle occupant.

First claim

What is claimed is:

1. A system for driver authentication through embedded sensing comprising:
a vehicle comprising:
a plurality of sensors, a first sensor of the plurality of sensors sensing a physical characteristic of a vehicle occupant, a second sensor of the plurality of sensors sensing a movement of the vehicle occupant within the vehicle, the movement associated with the vehicle occupant's operation of the vehicle, and a third sensor that senses a different movement of the vehicle occupant within the vehicle;
at least one computer processor executing a computer application, the computer application receiving and processing data from the plurality of sensors and extracts at least one fused motor skill from movements sensed by the second sensor and the third sensor; and
a vehicle communication interface that communicates the processed data;

a back-end server in communication with the vehicle communication interface that receives the processed data; and
a plurality of transaction locations in communication with the back-end server;
wherein at least one of the back-end server and one of the plurality of transaction locations authenticates the vehicle occupant based on the processed data.

2. The system of claim 1 , wherein the physical characteristic is a biometric characteristic of the vehicle occupant.

3. The system of claim 1 , wherein the plurality of transaction locations are selected from the group consisting of an automated transaction location and a manned transaction location.

4. The system of claim 1 , wherein the vehicle further comprises a memory, and the memory stores a profile for the vehicle occupant based on the sensed physical characteristic of the vehicle occupant and the sensed movement of the vehicle occupant within the vehicle.

5. A method for establishing a driver profile using a plurality of embedded vehicle sensors, comprising:
receiving, from a first vehicle sensor in a vehicle, a sensed physical characteristic for a vehicle occupant;
receiving, from a second vehicle sensor in the vehicle, a sensed movement for the vehicle occupant within the vehicle, the sensed movement associated with the vehicle occupant's operation of the vehicle;
receiving from a third vehicle sensor in the vehicle a different movement of the vehicle occupant within the vehicle; and
at least one computer processor creating a vehicle occupant profile from the sensed physical characteristic and the sensed movement and extracting at least one fused motor skill from the plurality of sensed movements;
wherein the vehicle occupant profile is used to authenticate the vehicle occupant for a transaction.

6. The method of claim 5 , wherein at the different movement is associated with operating the vehicle.

7. The method of claim 5 , wherein at least one of the movement and the different movement is associated with responding to a traffic situation.

8. The method of claim 5 , wherein the sensed physical characteristic and the sensed movement are collected during operation of the vehicle.

9. A method for authorizing a transaction, comprising:
retrieving a vehicle occupant profile for an occupant of a vehicle;
receiving, from a first vehicle sensor in the vehicle, a sensed physical characteristic for the vehicle occupant;
receiving, from a second vehicle sensor in the vehicle, a sensed movement for the vehicle occupant within the vehicle, the sensed movement associated with the vehicle occupant's operation of the vehicle;
receiving from a third vehicle sensor in the vehicle a different movement of the vehicle occupant within the vehicle;
at least one computer processor comparing the sensed physical characteristic and the sensed movement to the retrieved vehicle occupant profile and extracting at least one fused motor skill from the plurality of sensed movements; and
authenticating the vehicle occupant by comparing the sensed physical characteristic and the sensed movement to the retrieved vehicle occupant profile.

10. The method of claim 9 , wherein the different movement is associated with operating the vehicle.

11. The method of claim 9 , wherein at least one of the sensed movement and the different movement is associated with responding to a traffic situation.

12. The method of claim 9 , wherein the step of authenticating the vehicle occupant by comparing the sensed physical characteristic and the sensed movement to the retrieved vehicle occupant profile comprises:
the at least one computer processor generating a sensed profile from the sensed physical characteristic and the sensed movement data are collected during operation of the vehicle.

13. The method of claim 9 , wherein the sensed physical characteristic and the sensed movement are collected during operation of the vehicle.

14. The method of claim 9 , further comprising:
the at least one computer processor transmitting the authentication to a third party.

15. The method of claim 14 , further comprising:
the at least one computer processor granting the authenticated vehicle occupant access to a vehicle wallet; and
the at least one computer processor conducting a transaction with the vehicle wallet.

16. The system of claim 1 , wherein the back-end server authenticates the vehicle occupant based on the processed data.

17. The system of claim 1 , wherein the sensed movement is one of steering, accelerating, and braking.

Assignees

• Jpmorgan Chase Bank Na

Inventors

• Kursun Eren
• Lee Sih

Classifications

• G06F21/32 Primary

  using biometric data, e.g. fingerprints, iris scans or voiceprints · CPC title

• G06Q20/18 Primary

  involving self-service terminals [SST], vending machines, kiosks or multimedia terminals · CPC title

• G06Q20/4016

  involving fraud or risk level assessment in transaction processing · CPC title

• G06Q20/1085

  involving automatic teller machines [ATMs] · CPC title

• G06F21/34

  involving the use of external additional devices, e.g. dongles or smart cards · CPC title