Method and system for authentication of payment card transactions
US-2016247143-A1 · Aug 25, 2016 · US
US9706354B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9706354-B2 |
| Application number | US-201514932665-A |
| Country | US |
| Kind code | B2 |
| Filing date | Nov 4, 2015 |
| Priority date | Nov 4, 2015 |
| Publication date | Jul 11, 2017 |
| Grant date | Jul 11, 2017 |
A practical reading order for non-experts. Skip the full description unless you need deep technical detail.
What the patent document calls the invention.
A short plain-language summary of the technical disclosure.
Who owns or filed the patent and who is credited as inventor.
Filing, priority, publication, and grant dates set the timeline.
The legal scope of protection — read this for what is actually claimed.
Technology tags used to group this patent with similar filings.
Prior art links and similar publications in this corpus.
Official abstract text for this publication.
An in-vehicle access application may have different modes of operation. The different modes of operation may allow the in-vehicle access application to interact with different access devices, or interact differently with an access device. When a vehicle is determined to be in a stopped position, a first mode of operation of the in-vehicle access application can be activated. When a vehicle is determined to be moving, a second mode of operation of the in-vehicle access application can be activated.
Opening claim text (preview).
What is claimed is: 1. An in-vehicle computing system comprising: a user interface; a processor; a non-transitory computer readable medium coupled to the processor and storing a set of computer executable instructions including an in-vehicle access application having a proximity mode of operation and a tolling mode of operation, wherein when executed by the processor, the set of computer executable instructions causes the in-vehicle computing system to: receive a vehicle status signal from a vehicle communication bus of a vehicle; determine, based on a first state of the vehicle status signal at a first point in time, that the vehicle is in a stopped position; responsive to determining that the vehicle is in the stopped position, activate the proximity mode of operation of the in-vehicle access application, wherein in the proximity mode of operation, the in-vehicle access application detects an access device in proximity to the vehicle, and establishes a wireless communication channel between the in-vehicle computing system and the access device using an integrated wireless transceiver that is part of the vehicle; determine, based on a second state of the vehicle status signal at a second point in time, that the vehicle is moving; and responsive to determining that the vehicle is moving, activate the tolling mode of operation of the in-vehicle access application. 2. The in-vehicle computing system of claim 1 , wherein in the tolling mode of operation, the in-vehicle access application: identifies a toll road within a predetermined distance of the vehicle based on the location of the vehicle; determines that the vehicle is approaching the toll road; and transmits account credentials to a remote tolling server to obtain permission for the vehicle to access the toll road prior to arrival of the vehicle at the toll road. 3. The in-vehicle computing system of claim 1 , wherein in the tolling mode of operation, the in-vehicle access application: identifies a toll station within a predetermined distance of the vehicle based on the location of the vehicle; determines a transponder frequency of the toll station; prior to arrival of the vehicle at the toll station, tunes a frequency of a tunable transponder integrated as part of the vehicle to match the determined transponder frequency of the toll station; and transmits account credentials or verification information to the toll station using the determined transponder frequency when the toll station is in proximity to the vehicle. 4. The in-vehicle computing system of claim 3 , wherein in the tolling mode of operation, the in-vehicle access application determines a protocol message format associated with the toll station, and the account credentials or the verification information are transmitted to the toll station using the determined protocol message format. 5. The in-vehicle computing system of claim 1 , wherein in the proximity mode of operation, the in-vehicle access application further initiates a timer to record a duration of time that the vehicle is in the stopped position. 6. The in-vehicle computing system of claim 5 , wherein power to the timer is maintained when the vehicle is turned off. 7. The in-vehicle computing system of claim 1 , wherein in the proximity mode of operation, the in-vehicle access application further receives transaction information from the access device via the wireless communication channel, and displays the transaction information on the user interface of the in-vehicle computing system to request approval from an occupant of the vehicle to transmit account credentials to the access device. 8. The in-vehicle computing system of claim 1 , wherein the vehicle is determined to be in the stopped position when the vehicle status signal indicates that the vehicle has been motionless for over a threshold amount of time, or when the vehicle status signal indicates that a transmission mode of the vehicle is in park. 9. The in-vehicle computing system of claim 1 , wherein the vehicle is determined to be in motion when the vehicle status signal indicates that the vehicle has reached a predetermined minimum speed, or when the vehicle status signal indicates that a transmission mode of the vehicle is in drive. 10. A method comprising: receiving, by an in-vehicle computing system with an in-vehicle access application having a proximity mode of operation and a tolling mode of operation, a vehicle status signal from a vehicle communication bus of a vehicle; determining, by the in-vehicle computing system based on a first state of the vehicle status signal at a first point in time, that the vehicle is in a stopped position; and responsive to determining that the vehicle is in the stopped position, activating a proximity mode of operation of an in-vehicle access application, wherein in the proximity mode of operation, the in-vehicle access application detects an access device in proximity to the vehicle, and establishes a wireless communication channel between the in-vehicle computing system and the access device using an integrated wireless transceiver that is part of the vehicle; determining, based on a second state of the vehicle status signal at a second point in time, that the vehicle is moving; and responsive to determining that the vehicle is moving, activating the tolling mode of operation of the in-vehicle access application. 11. The method of claim 10 , wherein in the tolling mode of operation, the in-vehicle access application: identifies a toll road within a predetermined distance of the vehicle based on the location of the vehicle; determines that the vehicle is approaching the toll road; and transmits account credentials to a remote tolling server to obtain permission for the vehicle to access the toll road prior to arrival of the vehicle at the toll road. 12. The method of claim 10 , wherein in the tolling mode of operation, the in-vehicle access application: identifies a toll station within a predetermined distance of the vehicle based on the location of the vehicle; determines a transponder frequency of the toll station; prior to arrival of the vehicle at the toll station, tunes a frequency of a tunable transponder integrated as part of the vehicle to match the determined transponder frequency of the toll station; and transmits account credentials or verification information to the toll station using the determined transponder frequency when the toll station is in proximity to the vehicle. 13. The method of claim 12 , wherein in the tolling mode of operation, the in-vehicle access application determines a protocol message format associated with the toll station, and the account credentials or the verification information are transmitted to the toll station using the determined protocol message format. 14. The method of claim 10 , wherein in the proximity mode of operation, the in-vehicle access application further initiates a timer to record a duration of time that the vehicle is in the stopped position. 15. The method of claim 14 , wherein power to the timer is maintained when the vehicle is turned off. 16. The method of claim 10 , wherein in the proximity mode of operation, the in-vehicle access application further receives transaction information from the access device via the wireless communication channel, and displays the transaction information on the user interface of the in-vehicle computing system to request approval from an occupant of the vehicle to transmit account credentials to the access device. 17. The method of claim 10 , wherein the vehicle is determin
for communication between vehicles and infrastructures, e.g. vehicle-to-cloud [V2C] or vehicle-to-home [V2H] · CPC title
identifying vehicles (G08G1/015, G08G1/054 take precedence) · CPC title
involving remote charge determination or related payment systems · CPC title
using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds · CPC title
Setup of application sessions (admission control or resource allocation in data switching networks H04L47/70) · CPC title
Related publications grouped by family.
Answers are generated from the same data shown on this page.