Systems and methods for programmable payment cards and devices with loyalty-based payment applications

Patent metadata

Field	Value
Publication number	US-9704089-B2
Application number	US-201514641414-A
Country	US
Kind code	B2
Filing date	Mar 8, 2015
Priority date	Dec 24, 2007
Publication date	Jul 11, 2017
Grant date	Jul 11, 2017

Abstract

A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.

First claim

What is claimed is:

1. A device comprising:
a communications device;
a first button associated with a first reward, the first button operable to communicate payment information indicative of the first reward through the communications device as part of a purchase transaction; and
a second button associated with a second reward,
wherein the second button is not associated with the first reward.

2. The device of claim 1 , wherein the first reward is a points reward.

3. The device of claim 1 , wherein the first reward is a cashback reward.

4. The device of claim 1 , wherein the first reward is a miles reward and the second reward is a cashback reward.

5. The device of claim 1 , further comprising a third button.

6. The device of claim 1 , further comprising:
a processor; and
an RFID.

7. The device of claim 1 , further comprising an IC chip.

8. The device of claim 1 , further comprising a display.

9. The device of claim 1 , further comprising:
a display; and
an IC chip.

10. The device of claim 1 , further comprising a plurality of displays.

11. The device of claim 1 , further comprising a light source.

12. The device of claim 1 , further comprising a biometric sensor.

13. The device of claim 1 , further comprising:
a processor; and
an RFID.

14. The device of claim 1 , further comprising an IC chip.

15. The device of claim 1 , further comprising a display.

16. The device of claim 1 , further comprising a light source.

17. The device of claim 1 , further comprising a biometric sensor.

18. The device of claim 1 , further comprising a third button.

19. The device of claim 1 , wherein the communications device is a card reader communications device.

20. A device comprising:
a communications device;
a first button associated with acquiring rewards; and
a second button associated with using acquired rewards, the second button operable to communicate information indicative of using acquired rewards through the communications device as part of a purchase transaction.

Assignees

• Dynamics Inc

Inventors

• Mullen Jeffrey D
• Yen Philip

Classifications

• G06K19/083

  Constructional details · CPC title

• A61B5/02042 Primary

  Determining blood loss or bleeding, e.g. during a surgical procedure · CPC title

• G06V10/25

  Determination of region of interest [ROI] or a volume of interest [VOI] · CPC title

• G06T2207/10024

  Color image · CPC title

• G06T7/62

  of area, perimeter, diameter or volume · CPC title