Systems and methods for employing document snapshots in transaction rooms for digital transactions
US-9292876-B1 · Mar 22, 2016 · US
US9703982B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9703982-B2 |
| Application number | US-201414534583-A |
| Country | US |
| Kind code | B2 |
| Filing date | Nov 6, 2014 |
| Priority date | Nov 6, 2014 |
| Publication date | Jul 11, 2017 |
| Grant date | Jul 11, 2017 |
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An electronic signature comprises an authenticated audio and/or visual recording of a spoken assent that conforms to a pre-established phrase. Alternatively, an electronic signature comprises an authenticated visual recording of a series of physical gestures that conforms to a pre-established sequence. Rules are established with respect to how the assent is to be recorded and authenticated. These rules, as well as the document itself, are provided to a document recipient. If the document recipient assents to the document, an audio and/or visual recording of the assent is generated. Location information that defines or approximates the geographical location where the document recipient recorded the assent is also optionally recorded as well. Once recorded, the assent can be authenticated using any of a variety of suitable authentication processes. An authenticated assent can be considered a legally binding electronic signature that forms a part of, or is otherwise associated with, the document.
Opening claim text (preview).
What is claimed is: 1. A computer-implemented document processing method comprising: receiving, from a document originator, metadata that identifies a document that is to be distributed to a document recipient as part of a workflow, wherein the document includes a plurality of document terms; designating a sequence comprising a plurality of gestures that signifies assent to the document terms; providing, to the document recipient in response to a received request, instructions for generating a recorded assent to the document terms, wherein the recorded assent comprises a visual recording of the document recipient performing the sequence of gestures; providing, to the document originator, access to the recorded assent; and receiving, from the document originator, an authentication of the recorded assent. 2. The method of claim 1 , wherein: the recorded assent comprises an audiovisual recording of the document recipient; the method further comprises adding a visual indicia to the document in response to receiving the authentication of the recorded assent; and the visual indicia comprises an image snapshot extracted from the audiovisual recording. 3. The method of claim 1 , further comprising recording geolocation data that corresponds to a geographic location where the recorded assent was generated. 4. The method of claim 1 , further comprising: recording geolocation data that corresponds to a geographic location where the recorded assent was generated; and providing the geolocation data to the document originator along with access to the recorded assent. 5. The method of claim 1 , further comprising sending a notification in response to receiving the authentication of the recorded assent, wherein the notification includes a hyperlink providing access to the recorded assent. 6. The method of claim 1 , wherein the received request is a request (a) that is received form the document recipient, and (b) to obtain the instructions for generating the recorded assent. 7. An electronic signature system that comprises: a document repository storing (a) a document comprising a plurality of document terms, (b) instructions for generating a recorded assent to the document terms, and (c) metadata indicating a status of the document with respect to a workflow; a configuration module configured to generate the instructions in response to a request received from a document originator, wherein the instructions define a verbal assent and a gesticulated assent; and an interactivity module configured to receive a recorded assent from a document recipient, wherein the recorded assent comprises an audiovisual recording of the verbal assent and the gesticulated assent, and wherein the interactivity module is further configured to authenticate the recorded assent based at least in part on a voiceprint extracted from the verbal assent. 8. The electronic signature system of claim 7 , further comprising a speech-to-text module configured to generate a transcription of the verbal assent, wherein the interactivity module is further configured to authenticate the recorded assent based at least in part on a comparison of the transcription with an instructed phrase set by the configuration module. 9. The electronic signature system of claim 7 , further comprising a gesture recognition module configured to recognize a gesture included in the recorded assent, wherein the interactivity module is further configured to authenticate the recorded assent based at least in part on a comparison of the recognized gesture with a preapproved gesture included in the gesticulated assent defined by the configuration module. 10. The electronic signature system of claim 7 , further comprising a document status module that is configured to modify the metadata in response to authentication of the recorded assent. 11. The electronic signature system of claim 7 , further comprising a document status module configured to define a logical association between the authenticated recorded assent and the document. 12. The electronic signature system of claim 7 , wherein: the verbal assent comprises a phrase indicating that the document recipient has assented to the document terms; and the interactivity module is further configured to compare the voiceprint extracted from the verbal assent with a voiceprint of an authorized document signer. 13. The electronic signature system of claim 7 , wherein: the interactivity module is further configured to compare the voiceprint extracted from the verbal assent with a voiceprint of an authorized document signer; and the voiceprint of the authorized document signer is extracted from social network content associated with the authorized document signer. 14. The electronic signature system of claim 7 , wherein: the interactivity module is further configured to compare the voiceprint extracted from the verbal assent with a voiceprint of an authorized document signer; and the interactivity module authenticates the recorded assent only if the extracted voiceprint substantially matches the voiceprint of the authorized document signer. 15. A non-transitory computer readable medium having instructions encoded thereon that, when executed by one or more processors, cause a document workflow process to be carried out, the process comprising: receiving, from a document originator, metadata that identifies a document that is to be distributed to a document recipient as part of a workflow, wherein the document includes a plurality of document terms; designating a sequence comprising a plurality of gestures that signifies assent to the document terms; providing, to the document recipient in response to a received request, instructions for generating a recorded assent to the document terms, wherein the recorded assent comprises a visual recording of the document recipient performing the sequence of gestures; and providing, to the document originator, access to the recorded assent; wherein the received request is a request received from the document recipient to obtain the instructions for generating the recorded assent. 16. The non-transitory computer readable medium of claim 15 , wherein the process further comprises determining whether an acceptance of the instructions is received within a first predetermined time period of providing the instructions to the document recipient. 17. The non-transitory computer readable medium of claim 15 , wherein the process further comprises: obtaining the recorded assent from the document recipient; and determining whether the recorded assent is obtained within a second predetermined time period of providing the instructions to the document recipient. 18. The non-transitory computer readable medium of claim 15 , wherein the sequence comprising the plurality of gestures is designated based on a selection of gestures provided by the document originator. 19. The non-transitory computer readable medium of claim 15 , wherein the sequence comprising the plurality of gestures is designated by making a random selection of gestures from a library of gestures. 20. The non-transitory computer readable medium of claim 15 , wherein: the process further comprises designating a spoken phrase that further signifies assent to the document terms; and the recorded assent comprises a visual recording of the document recipient performing the sequence of gestures and speaking the spoken phrase.
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