System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
US-9165326-B1 · Oct 20, 2015 · US
Method of analyzing driving behavior and warning the driver
US9619203B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9619203-B2 |
| Application number | US-201414182568-A |
| Country | US |
| Kind code | B2 |
| Filing date | Feb 18, 2014 |
| Priority date | Jul 7, 2003 |
| Publication date | Apr 11, 2017 |
| Grant date | Apr 11, 2017 |
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- Title
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Abstract
Official abstract text for this publication.
A method of evaluating the driving behavior in a vehicle. The method includes determining values of a plurality of parameters of the operation of a first vehicle in a first road segment, determining values of the plurality of parameters for one or more second vehicles in a second road segment having similar properties to those of the first road segment, comparing the determined values of the first vehicle and the one or more second vehicles and providing an evaluation of the driving behavior of the first vehicle, responsive to the comparison.
First claim
Opening claim text (preview).
The invention claimed is: 1. A method of analyzing the driving behavior of a driver or a vehicle, the method comprising: monitoring, in real time by a monitoring unit on board a vehicle, the driving behavior of a driver or a vehicle in a plurality of structurally similar road portions; determining a real-time score for the driver or vehicle in said structurally similar road portions; and automatically generating, by a warning generator in the vehicle, a warning to the driver based on the real-time score. 2. The method according to claim 1 , wherein the step of determining the score comprises analyzing a percentage of said road portions passed properly by the driver according to predefined thresholds. 3. The method according to claim 2 , wherein said predefined thresholds are dynamic thresholds. 4. The method according to claim 1 , wherein said structurally similar road portions comprise curves. 5. The method according to claim 1 , wherein said structurally similar road portions comprise intersections. 6. The method according to claim 1 , wherein said structurally similar road portions comprise road bumps. 7. The method according to claim 1 , wherein said structurally similar road portions comprise traffic lights. 8. The method according to claim 1 , wherein said structurally similar road portions comprise road portions having a similar traffic sign. 9. The method according to claim 1 , wherein said structurally similar road portions comprise highways. 10. The method according to claim 1 , wherein said structurally similar road portions comprise city roads. 11. The method according to claim 1 , wherein said structurally similar road portions comprise rural roads. 12. The method according to claim 1 , further comprising calculating insurance rates for said vehicle based on said score. 13. The method according to claim 1 , further comprising calculating a discount on insurance rates for said vehicle based on said score. 14. The method according to claim 1 , further comprising, providing said warning remote from the vehicle. 15. The method according to claim 1 , wherein the step of determining the score comprises comparing the driving behavior of the driver or vehicle to driving behaviors of other drivers or vehicles in said structurally similar road portions. 16. The method according to claim 1 , further comprising updating the score based on continuous monitoring of the driver or vehicle in said structurally similar road portions. 17. The method according to claim 1 , wherein said step of determining a score for the driver or vehicle in said structurally similar road portions comprises determining a plurality of scores for the driver or vehicle in said structurally similar road portions.
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Classifications
between a chip and a stacked insulating package substrate, interposer or RDL · CPC title
between a chip and a stacked insulating package substrate, interposer or RDL · CPC title
Subject matter not provided for in other groups of this subclass · CPC title
characterised by the relative positions of pads or connectors relative to package parts · CPC title
comprising multiple insulating layers · CPC title
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Frequently asked questions
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- What does patent US9619203B2 cover?
- A method of evaluating the driving behavior in a vehicle. The method includes determining values of a plurality of parameters of the operation of a first vehicle in a first road segment, determining values of the plurality of parameters for one or more second vehicles in a second road segment having similar properties to those of the first road segment, comparing the determined values of the fi…
- Who is the assignee on this patent?
- Insurance Services Office Inc
- What technology area does this patent fall under?
- Primary CPC classification G06Q30/0283. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Apr 11 2017 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 2 related publications on this page (citations in our corpus or others sharing the same primary CPC).