Systems and methods for populating online applications using third party platforms

Patent metadata

Field	Value
Publication number	US-9602949-B2
Application number	US-201514608417-A
Country	US
Kind code	B2
Filing date	Jan 29, 2015
Priority date	Dec 11, 2013
Publication date	Mar 21, 2017
Grant date	Mar 21, 2017

Abstract

A system and method that allows an applicant to select a third party to provide data to populate a plurality of fields of a web-based form, a communication interface that receives a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server, that transmits a third-party application programming interface (API) call to the at least one selected third party; transmits data indicative of an authentication request associated with the selected third party; and receives a security token in response to a validated authentication request, the security token enabling communication between application server and the third party system via the third party API, wherein the enabled communications is based on a set of permissions, each permission associated with a specific data field in the web-based form.

First claim

We claim:

1. A system comprising:
a database that stores a web-based form that includes a link to allow an applicant to select a third party to provide data to populate a plurality of fields of the web-based form;
a communication interface that transmits the web-based form to a mobile device of a user and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form; and
an application server, that, in conjunction with the communication interface, in response to the selection, transmits a third-party application programming interface (API) call to the at least one selected third party; transmits data indicative of an authentication request associated with the selected third party; and receives a security token in response to a validated authentication request, the security token enabling communication between application server and the third party system via the third party API, wherein the enabled communication is based on a set of permissions, each permission of the set of permissions associated with a specific data field in the web-based form, and wherein each permission of the set of permissions is provided to the third party API in a notification.

2. The system of claim 1 , wherein the application server, in conjunction with the communication interface, receives data for a respective data field in the web-based form, associates the received data with the respective data field in the web-based form, and transmits the associated data with the respective data field in the web-based form to the mobile device thereby causing the mobile device to auto-populate respective data field and display the auto-populated data field on a user interface of the mobile device.

3. The system of claim 2 , wherein the user interface of the mobile device prompts the user to select the third party.

4. The system of claim 1 , wherein the web-based form further comprises a data field that is to be populated manually by the applicant.

5. The system of claim 1 , wherein the user interface is part of a native application executing on the mobile device.

6. The system of claim 1 , wherein the user interface is a mobile optimized web browser interface.

7. The system of claim 1 , wherein the third party comprises a third party system associated with the third party API.

8. The system of claim 7 , wherein the third party system comprises a privacy module that transmits the security token via the third party API.

9. The system of claim 7 , wherein the third party system comprises a social network.

10. The system of claim 7 , wherein the application server and the third party system each include a transfer module that enables data transfer between the application server and the third party system.

Assignees

• Capital One Financial Corp

Inventors

• Wetzel Christopher
• Trivedi Dwij
• Colenso Robert

Classifications

• H04W12/06

  Authentication · CPC title

• G06F40/174

  Form filling; Merging · CPC title

• H04L63/0815

  providing single-sign-on or federations · CPC title

• H04W12/02 Primary

  Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII] · CPC title

• G06F21/445

  by mutual authentication, e.g. between devices or programs · CPC title