System for reducing transaction failure
US-12175472-B2 · Dec 24, 2024 · US
US9213992B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9213992-B2 |
| Application number | US-17723105-A |
| Country | US |
| Kind code | B2 |
| Filing date | Jul 8, 2005 |
| Priority date | Jul 8, 2005 |
| Publication date | Dec 15, 2015 |
| Grant date | Dec 15, 2015 |
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Official abstract text for this publication.
Techniques for conducting secure online transactions are provided. Some techniques utilize a trusted, secure device that is distributed to a human user, and which only the user can access, a device reader, and a one-time secret valid only to authenticate a single transaction to improve on the traditional transaction model by isolating elements of the transaction with the user on the user's trusted, secure device. Isolating elements of the transaction on the trusted, secure device facilitates a secure transaction on an untrusted machine and over an untrusted network.
Opening claim text (preview).
I claim: 1. A method for a first computing system to request a transaction on a second computing system, the first computing system having a processor and a memory, the first computing system operably coupled to an authenticating device reader, the second computing system trusting the authenticating device reader, but not trusting the first computing system, the method comprising: receiving, by the first computing system, a request to perform a requested transaction on the second…
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