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Financial transaction processing with digital artifacts and a default payment method using a server
US9177331B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9177331-B2 |
| Application number | US-201414179952-A |
| Country | US |
| Kind code | B2 |
| Filing date | Feb 13, 2014 |
| Priority date | Nov 30, 2007 |
| Publication date | Nov 3, 2015 |
| Grant date | Nov 3, 2015 |
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Abstract
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A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
First claim
Opening claim text (preview).
What is claimed is: 1. A method, comprising: receiving at a management server a payment account identifier from a point of sale terminal , wherein the point of sale terminal receives the payment account identifier selected by a user using a payment application to initiate a transaction to purchase an item, the payment application maintaining the payment account identifier in a mobile device memory included in a mobile device, wherein the payment application is not browser based a…
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Electricity · mapped topic
Electricity · mapped topic
Physics · mapped topic
Physics · mapped topic
Physics · mapped topic
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Frequently asked questions
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- What does patent US9177331B2 cover?
- A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the poin…
- Who is the assignee on this patent?
- Fisher Michelle
- What technology area does this patent fall under?
- Primary CPC classification G06Q30/0267. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Nov 03 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).