System for reducing transaction failure
US-12175472-B2 · Dec 24, 2024 · US
Verification of portable consumer device for secure services
US9105027B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9105027-B2 |
| Application number | US-201113107715-A |
| Country | US |
| Kind code | B2 |
| Filing date | May 13, 2011 |
| Priority date | May 15, 2009 |
| Publication date | Aug 11, 2015 |
| Grant date | Aug 11, 2015 |
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Abstract
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Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
First claim
Opening claim text (preview).
What is claimed is: 1. A computer program product embodied on a computer-readable medium, the product comprising: code that directs a data processor to receive a request for a secure datum for a portable consumer device associated with a user, the request comprising identification information pertaining to the portable consumer device, the identification information including an account number that was assigned to the portable consumer device by an issuer, and that was embedded in…
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Physics · mapped topic
Physics · mapped topic
- G06Q20/409Primary
Physics · mapped topic
Electricity · mapped topic
Physics · mapped topic
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Frequently asked questions
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- What does patent US9105027B2 cover?
- Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends …
- Who is the assignee on this patent?
- Hammad Ayman, Faith Patrick, Koganti Krishna Prasad, and 5 more
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/409. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Aug 11 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).