Transaction device and processing system

US9105020B2 · US · B2

Patent metadata
FieldValue
Publication numberUS-9105020-B2
Application numberUS-201113200439-A
CountryUS
Kind codeB2
Filing dateSep 23, 2011
Priority dateSep 23, 2011
Publication dateAug 11, 2015
Grant dateAug 11, 2015

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  1. Title

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  2. Abstract

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  3. Assignees and inventors

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  4. Key dates

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  5. First independent claim

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  7. Citations and related patents

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Abstract

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According to some embodiments, a transaction processing system for evaluating transactions between a customer and a merchant comprises a transaction tracker, an account selection engine, and a performance module. The transaction tracker is operable to identify a transaction executed by a customer using a transaction device, the transaction device being operable to execute a transaction with a point of sale receiver associated with the merchant by providing an account number for a first account of the plurality of accounts. The account selection engine is operable to receive information identifying at least one characteristic of the transaction and select a recommended account based on the at least one characteristic. The performance module is operable to compare the first account with the recommended account to determine whether the customer would have received a financial benefit by executing the transaction using the recommended account instead of the first account.

First claim

Opening claim text (preview).

What is claimed is: 1. A transaction processing system for evaluating transactions between a customer and a merchant, the customer being associated with a plurality of accounts, the system comprising: a transaction tracker that identifies a transaction executed by a customer using a transaction device, the transaction device being operable to execute a transaction with a point of sale receiver associated with the merchant by providing an account number for a first account of the p…

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What does patent US9105020B2 cover?
According to some embodiments, a transaction processing system for evaluating transactions between a customer and a merchant comprises a transaction tracker, an account selection engine, and a performance module. The transaction tracker is operable to identify a transaction executed by a customer using a transaction device, the transaction device being operable to execute a transaction with a p…
Who is the assignee on this patent?
Ronca James G, Zanzot Mark D, Griggs Christopher R, and 2 more
What technology area does this patent fall under?
Primary CPC classification G06Q20/20. Mapped technology areas include Physics.
When was this patent published?
Publication date Tue Aug 11 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
What related patents are in patentsdb?
We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).