Multi-Factor User Authentication
US-2024394695-A1 · Nov 28, 2024 · US
Secure transaction card using biometrical validation
US9047604B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-9047604-B2 |
| Application number | US-72101310-A |
| Country | US |
| Kind code | B2 |
| Filing date | Mar 10, 2010 |
| Priority date | Jul 28, 2000 |
| Publication date | Jun 2, 2015 |
| Grant date | Jun 2, 2015 |
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Abstract
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A validation scheme for use with a transaction card such as a calling card, et cetera, using personalized biometric profile data that is inherently coupled to the card owner/user. A configuration process is used for populating a profile database with sample voice or other biometric responses elicited from the owner/user in response to a plurality of questions relating to information uniquely linked to the user such as, e.g., name, age, hobbies, et cetera, or biometric responses such as fingerprints, retinal scans, and palm prints, or implanted ID chips. When a transaction is attempted using the transaction card, a determination is made if a voice profile validation is required for authentication. If so, a question from the plurality of questions used in the configuration process is randomly selected and directed to the user for a response. Access is provided only if a match between the response and corresponding sample is found. In a passive mode, the validation scheme may be utilized as an auxiliary fraud prevention scheme in addition to existing authentication systems.
First claim
Opening claim text (preview).
What is claimed is: 1. A computing device implemented method for validating a user, comprising: configuring a biometric profile to include a plurality of biometric sample responses and a plurality of non-biometric sample responses to a respective plurality of questions associated with a user; configuring the biometric profile to include a plurality of voiceprints corresponding to the plurality of biometric sample responses; storing an authentic password associated with the use…
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Physics · mapped topic
- G06Q20/40145Primary
Physics · mapped topic
Physics · mapped topic
Physics · mapped topic
Physics · mapped topic
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Frequently asked questions
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- What does patent US9047604B2 cover?
- A validation scheme for use with a transaction card such as a calling card, et cetera, using personalized biometric profile data that is inherently coupled to the card owner/user. A configuration process is used for populating a profile database with sample voice or other biometric responses elicited from the owner/user in response to a plurality of questions relating to information uniquely li…
- Who is the assignee on this patent?
- Herder Thomas J, Verizon Patent & Licensing Inc
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/40145. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Jun 02 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).