Systems, methods, and computing platforms for executing credential-less network-based communication exchanges
US-12184638-B2 · Dec 31, 2024 · US
US8996867B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-8996867-B2 |
| Application number | US-7273908-A |
| Country | US |
| Kind code | B2 |
| Filing date | Feb 28, 2008 |
| Priority date | Feb 28, 2008 |
| Publication date | Mar 31, 2015 |
| Grant date | Mar 31, 2015 |
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The present invention provides methods and apparatuses for verifying that a transaction is legitimate. The methods and apparatuses use protected memory space, such as kernel space of an operating system, or a separate memory space, such as is available on a SIM card of a cellular phone. The method of the invention proceeds by creating a transaction identification string (TID) and associating the TID with a transaction. The TID contains data relevant to or associated with the transaction and is typically readable by an end-user. The transaction is then interrupted until a user responds in the affirmative to allow completion of the transaction. Methods and devices used in the invention are particularly well suited to M-commerce, where transactions originating from a device are typically recognized by a merchant as coming from the owner of the device without further authentication.
Opening claim text (preview).
We claim: 1. A method for verification of a transaction on an end-user device comprising: creating a transaction identification string using data stored in a first memory space on an end-user device, wherein the transaction identification string is a unique string associated with a transaction that has been negotiated with a merchant; interrupting an electronic communication associated with the transaction before completion of the transaction using the data stored in the first m…
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