System for reducing transaction failure
US-12175472-B2 · Dec 24, 2024 · US
System and method for electronic prepaid account replenishment
US8967464B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-8967464-B2 |
| Application number | US-201313914360-A |
| Country | US |
| Kind code | B2 |
| Filing date | Jun 10, 2013 |
| Priority date | May 28, 2003 |
| Publication date | Mar 3, 2015 |
| Grant date | Mar 3, 2015 |
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Abstract
Official abstract text for this publication.
A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor.
First claim
Opening claim text (preview).
What is claimed is: 1. A computer implemented method for crediting a customer account maintained by a vendor of prepaid services in response to payment received from a customer, the method comprising: receiving via a data network a transaction request with embedded transaction information, including a membership account number associated with a customer account, a payment amount corresponding to a requested amount of a prepaid service offered by the vendor, and a virtual payment a…
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Electricity · mapped topic
Physics · mapped topic
- G06Q20/10Primary
Physics · mapped topic
Physics · mapped topic
Electricity · mapped topic
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Frequently asked questions
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- What does patent US8967464B2 cover?
- A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from…
- Who is the assignee on this patent?
- Blackhawk Network Inc, Ewi Holdings Inc
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/10. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Mar 03 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).