System for reducing transaction failure
US-12175472-B2 · Dec 24, 2024 · US
Method and system for generating a fraud risk score using telephony channel based audio and non-audio data
US8930261B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-8930261-B2 |
| Application number | US-85611810-A |
| Country | US |
| Kind code | B2 |
| Filing date | Aug 13, 2010 |
| Priority date | Apr 21, 2005 |
| Publication date | Jan 6, 2015 |
| Grant date | Jan 6, 2015 |
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Abstract
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Disclosed is a method for generating a fraud risk score representing a fraud risk associated with an individual, the method comprising: a) determining a telephony channel risk score from at least one of audio channel data and non-audio channel data of the individual; and b) generating the fraud risk score based on at least one of the telephony channel risk score, the audio channel data, and the non-audio channel data.
First claim
Opening claim text (preview).
We claim: 1. A method for generating fraud risk scores representing fraud risks associated with an individual, the method comprising: determining calculating an audio channel fraud risk score from audio channel data of the individual comprising at least one of an emotion or stress extracted from an audio signal representing a voice sample of the individual when the individual responded to specific questions designed to trigger stress in fraudsters but not in legitimate callers, th…
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Electricity · mapped topic
Physics · mapped topic
Physics · mapped topic
Electricity · mapped topic
Electricity · mapped topic
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Frequently asked questions
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- What does patent US8930261B2 cover?
- Disclosed is a method for generating a fraud risk score representing a fraud risk associated with an individual, the method comprising: a) determining a telephony channel risk score from at least one of audio channel data and non-audio channel data of the individual; and b) generating the fraud risk score based on at least one of the telephony channel risk score, the audio channel data, and the…
- Who is the assignee on this patent?
- Hartig David, Rajakumar Anthony, Guerra Lisa Marie, and 2 more
- What technology area does this patent fall under?
- Primary CPC classification G06Q20/4016. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Jan 06 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).