Apparatus and methods for generating an instruction set for a user
US-2024419673-A1 · Dec 19, 2024 · US
Method and system for optimizing savings benefits
US8930217B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-8930217-B2 |
| Application number | US-201314017959-A |
| Country | US |
| Kind code | B2 |
| Filing date | Sep 4, 2013 |
| Priority date | Apr 24, 2012 |
| Publication date | Jan 6, 2015 |
| Grant date | Jan 6, 2015 |
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Abstract
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A method is provided for optimizing savings in financial accounts, including healthcare and retirement accounts for an employee and or participant. The method includes receiving information about the participant and financial accounts for which the participant is eligible to use and or using, and generating for the participant a savings hierarchy recommending the order and amounts to be contributed to the financial accounts from the participant's budgeted savings dollars. The method also includes determining generating the savings hierarchy for both full year and partial year activity by the participant. The method further includes transmitting the recommendations to the participant via data displayed as a graphical user interface with a graphical representation of the savings hierarchy to provide the participant with ease of understanding the recommendations for optimizing the budgeted savings dollars or selected contribution amount.
First claim
Opening claim text (preview).
What is claimed: 1. A computerized method for maximizing savings benefits for an employee by managing health care and retirement contributions, comprising: receiving, by a computing device from a graphical user interface device, input identifying a participant and a contribution budget for the participant that specifies a total amount available for allocation for a remaining part of the current year; retrieving, by the computing device, information identifying a plurality of fin…
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- What does patent US8930217B2 cover?
- A method is provided for optimizing savings in financial accounts, including healthcare and retirement accounts for an employee and or participant. The method includes receiving information about the participant and financial accounts for which the participant is eligible to use and or using, and generating for the participant a savings hierarchy recommending the order and amounts to be contrib…
- Who is the assignee on this patent?
- Fmr Llc
- What technology area does this patent fall under?
- Primary CPC classification G06Q40/00. Mapped technology areas include Physics.
- When was this patent published?
- Publication date Tue Jan 06 2015 00:00:00 GMT+0000 (Coordinated Universal Time) (B2). Legal status and post-grant events are not shown on this page.
- What related patents are in patentsdb?
- We list 8 related publications on this page (citations in our corpus or others sharing the same primary CPC).