Receipt processing method and apparatus for transaction bill

Patent metadata

Field	Value
Publication number	US-2025117862-A1
Application number	US-202418982118-A
Country	US
Kind code	A1
Filing date	Dec 16, 2024
Priority date	Aug 10, 2022
Publication date	Apr 10, 2025
Grant date	—

Abstract

A receipt processing method for a transaction bill includes: obtaining at least one transaction bill, the at least one transaction bill being obtained after transaction processing is performed with a merchant based on a payment voucher of an institution; classifying the at least one transaction bill based on a merchant identifier if a receipt generation policy of the institution is a periodic generation policy, to obtain a bill subset corresponding to each merchant; sending a receipt application to a receipt service platform of each merchant, to perform receipt issuance for the bill subset; and receiving a receipt that is of each bill subset and that is returned by the receipt service platform, reading receipt additional information of the receipt, and associating the receipt additional information with the receipt.

First claim

1 . A receipt processing method for a transaction bill, comprising:
obtaining at least one transaction bill, the at least one transaction bill being obtained after transaction processing is performed with a merchant based on a payment voucher of an institution; classifying the at least one transaction bill based on a merchant identifier if a receipt generation policy of the institution is a periodic generation policy, to obtain a bill subset corresponding to each merchant; sending a receipt application to a receipt service platform of each merchant, to perform receipt issuance for the bill subset; and receiving a receipt that is of each bill subset and that is returned by the receipt service platform, reading receipt additional information of the receipt, and associating the receipt additional information with the receipt.

2 . The receipt processing method according to claim 1 , further comprising:
reading bill key information of each transaction bill in the bill subset, and combining the bill key information to obtain combined bill information; and generating the receipt application comprising the combined bill information and institution element information of the institution.

3 . The receipt processing method according to claim 2 , wherein after the reading the bill key information of each transaction bill in the bill subset, and the combining the bill key information to obtain combined bill information, and before the generating the receipt application comprising the combined bill information and institution element information of the institution, the method further comprises:
sending the combined bill information to a corresponding merchant; and performing, based on a confirmation instruction of each merchant for the combined bill information, the generating the receipt application comprising the combined bill information and institution element information of the institution.

4 . The receipt processing method according to claim 1 , wherein the reading receipt additional information of the receipt comprises at least one of:
reading a transaction order corresponding to each transaction bill in a bill subset of each receipt; reading transaction logistics information corresponding to each transaction bill; reading an institution credit rating of the institution; or reading employee information of a transaction employee corresponding to each transaction bill.

5 . The receipt processing method according to claim 1 , further comprising:
obtaining key information carried in a receipt query request, wherein the key information comprises at least one of an order number, an institution identifier, a receipt identifier, a logistics identifier, an employee identifier, or a transaction identifier; and querying a receipt associated with the key information.

6 . The receipt processing method according to claim 1 , further comprising:
associating each transaction bill in a bill subset of each receipt with each receipt, wherein obtaining a receipt dataset of each receipt after the receipt additional information of each receipt and each transaction bill in the transaction bill subset are associated with each receipt.

7 . The receipt processing method according to claim 6 , further comprising:
querying an associated target receipt based on key information carried in a receipt query request of the institution, and reading a target receipt dataset of the target receipt; parsing the target receipt in the target receipt dataset, to obtain receipt structured data; and returning, to the institution, the receipt structured data and at least one of a transaction order, transaction logistics information, an institution credit rating, a transaction bill, or employee information that are comprised in the target receipt dataset.

8 . The receipt processing method according to claim 6 , wherein after the receiving the receipt that is of each bill subset and that is returned by the receipt service platform, reading the receipt additional information of the receipt, and associating the receipt additional information with the receipt, the method further comprises:
sending the receipt to a receipt management platform, to perform receipt verification; and receiving a receipt verification result sent by the receipt management platform, and sending the receipt verification result and a receipt dataset of the receipt to the institution.

9 . The receipt processing method according to claim 1 , further comprising:
if the receipt generation policy of the institution is an instant generation policy, sending a receipt application to the receipt service platform of the merchant, to perform receipt issuance for the at least one transaction bill; and receiving a receipt that is of the at least one transaction bill and that is returned by the receipt service platform, reading receipt additional information of the receipt, and associating the read receipt additional information and the at least one transaction bill with the receipt, to obtain a receipt dataset of the receipt.

10 . The receipt processing method according to claim 1 , wherein after the classifying the at least one transaction bill based on the merchant identifier, and before the sending the receipt application to the receipt service platform of each merchant, the method further comprises:
querying at least one of a receipt issuance record or a receipt authorization record of each merchant; and using, as the receipt service platform, a service platform corresponding to a receipt issuance address of the receipt issuance record or an authorized platform address recorded in the receipt authorization record, and performing the sending the receipt application to the receipt service platform of each merchant, to perform receipt issuance for the bill subset.

11 . The receipt processing method according to claim 10 , further comprising:
if a query result for a target merchant is empty, generating a receipt generation request based on a target bill subset corresponding to the target merchant, and sending the receipt generation request to the target merchant; and obtaining a target receipt that is of the target bill subset and that is sent by the target merchant, and reading target additional information of the target receipt; and associating the target additional information and a transaction bill in the target bill subset with the target receipt.

12 . The receipt processing method according to claim 1 , further comprising:
generating a resource inflow record of the institution based on a first receipt of the institution, and generating a resource outflow record of the institution based on a second receipt of the institution; and generating a resource circulation record of the institution based on the resource inflow record, the resource outflow record, and institution data.

13 . The receipt processing method according to claim 12 , wherein
the institution data comprises at least one of: resource circulation data of the institution, and protocol information between the institution and a target merchant or serving party; and correspondingly, the institution data is obtained in the following manner: obtaining resource circulation data sent by an account provider of the institution, and/or obtaining the protocol information sent by an institution resource platform of the institution.

14 . A receipt processing device for a transaction bill, comprising:
a processor; and a memory storing computer-executable instructions, wherein the processor is configured to: obtain at least one transaction bill, the at least one transaction bill being obtained after transaction pr

Assignees

• Alipay Hangzhou Inf Tech Co Ltd

Inventors

• Ma Shuo
• Meng Chaofeng

Classifications

• G06Q30/04

  Billing or invoicing · CPC title

• G06Q40/12 Primary

  Accounting · CPC title

• G06Q40/123

  Tax preparation or submission · CPC title

• G06Q40/04

  Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange · CPC title

• G06Q20/047 Primary

  using payment protocols involving electronic receipts · CPC title