Account security system

Patent metadata

Field	Value
Publication number	US-2025069081-A1
Application number	US-202418943730-A
Country	US
Kind code	A1
Filing date	Nov 11, 2024
Priority date	Jan 27, 2020
Publication date	Feb 27, 2025
Grant date	—

Abstract

In certain embodiments, image-feature malicious-activity detection and access prevention may be facilitated, where an activity notification associated with a transaction triggers feature detection for at least one image related to a different transaction. In some embodiments, a first image (received in connection with a first transaction) may be associated with the first transaction, and a second image (received in connection with a second transaction) may be associated with a second transaction. In response to a malicious activity notification associated with the first transaction, an identifying characteristic (e.g., a facial feature) detected in the first image may be used to determine whether to prevent access to an account related to the second transaction. As an example, in response to determining that the identifying characteristic is present in the second image, access to the account related to the second transaction may be prevented.

First claim

1 - 20 . (canceled)

21 . A system for facilitating image-feature malicious-activity detection and access prevention, where an activity notification associated with an operation triggers feature detection for at least one image related to a different operation, the system comprising:
one or more processors programmed with instructions that, when executed by the one or more processors, cause operations comprising:
receiving a first image from a first user device in connection with a first network operation effectuated via the first user device, and storing a first representation of the first image from the first user device;
associating the first representation of the first image with the first network operation;
receiving a second image from a second user device in connection with a second network operation effectuated via the second user device, and storing a second representation of the second image from the second user device;
associating the second representation of the second image with the second network operation;
in response to receiving a malicious activity notification associated with the first network operation, retrieving the first representation of the first image and analyzing the first representation of the first image to detect an identifying characteristic; and
in response to the identifying characteristic being detected in the second representation of the second image, preventing access to an account related to the second network operation.

22 . A method comprising:
receiving a first image from a first user device in connection with a first network operation effectuated via the first user device; associating a first representation of the first image with the first network operation; receiving a second image from a second user device in connection with a second network operation effectuated via the second user device; associating a second representation of the second image with the second network operation; receiving a warning associated with the first network operation; analyzing the first representation of the first image to detect an identifying characteristic; detecting the identifying characteristic in the second representation of the second image; and preventing access to an account related to the second network operation based on the detecting of the identifying characteristic in the second representation of the second image.

23 . The method of claim 22 , wherein the first image is derived from a video captured by the first user device.

24 . The method of claim 22 , further comprising preventing access to the account related to the second network operation comprises terminating access to the account related to the second network operation.

25 . The method of claim 22 ,
wherein analyzing the first representation of the first image comprises analyzing the first representation of the first image to detect a face in the first image, wherein the detecting of the identifying characteristic in the second representation of the second image comprises determining that the face in the first image is present in the second representation of the second image, and wherein preventing access to the account related to the second network operation comprises preventing access to the account related to the second network operation based on the determination that the face in the first image is present in the second representation of the second image.

26 . The method of claim 22 ,
wherein analyzing the first representation of the first image comprises analyzing the first representation of the first image to detect a background object in the first image, wherein the detecting of the identifying characteristic in the second representation of the second image comprises determining that the background object in the first image is present in the second representation of the second image, and wherein preventing access to the account related to the second network operation comprises preventing access to the account related to the second network operation based on the determination that the background object in the first image is present in the second representation of the second image.

27 . The method of claim 22 ,
wherein analyzing the first representation of the first image comprises analyzing the first representation of the first image to detect a face in the first image without comparing the face to a known face of a person, wherein the detecting of the identifying characteristic in the second representation of the second image comprises determining that the face in the first image is present in the second representation of the second image without comparing the face to a known face of a person, and wherein preventing access to the account related to the second network operation comprises preventing access to the account related to the second network operation based on the determination that the face in the first image is present in the second representation of the second image.

28 . The method of claim 22 , further comprising: in response to the warning associated with the first network operation, performing a determination of whether the identifying characteristic is present in the second representation of the second image

29 . The method of claim 22 , wherein the analyzing of the first representation of the first image to detect the identifying characteristic is performed in response to the warning associated with the first network operation.

30 . One or more non-transitory computer-readable media storing instructions that, when executed by one or more processors, cause operations comprising:
receiving a first image from a first user device in connection with a first network operation effectuated via the first user device; associating a first representation of one or more portions of the first image with the first network operation; receiving a second image from a second user device in connection with a second network operation effectuated via the second user device; associating a second representation of one or more portions of the second image with the second network operation; receiving a warning associated with the first network operation; analyzing the first representation to detect one or more identifying characteristics; and preventing access to an account related to the second network operation based on the one or more identifying characteristics being detected in the second representation.

31 . The one or more non-transitory computer-readable media of claim 30 , wherein the first image is derived from a video captured by the first user device.

32 . The one or more non-transitory computer-readable media of claim 30 , further comprising preventing access to the account related to the second network operation comprises terminating access to the account related to the second network operation.

33 . The one or more non-transitory computer-readable media of claim 30 ,
wherein analyzing the first representation comprises analyzing the first representation to detect a face in the first image, wherein the detecting of the one or more identifying characteristics in the second representation comprises determining that the face in the first image is present in the second representation, and wherein preventing access to the account related to the second network operation comprises preventing access to the account related to the second network operation based on the determination that the face in the first image is present in the second representation.

34 . The one or more non-transitory computer-readable media of claim 30 ,
wherein analyzing the first representati

Assignees

• Capital One Services Llc

Inventors

• Edwards Joshua
• Mossoba Michael
• Benkreira Abdelkader

Classifications

• G06V40/172

  Classification, e.g. identification · CPC title

• G06V20/40

  in video content (extracting overlay text G06V20/62; video retrieval G06F16/70; processing of video elementary streams in video servers H04N21/234; processing of video elementary streams in video clients H04N21/44) · CPC title

• G06Q30/0185 Primary

  Product, service or business identity fraud · CPC title

• G06Q40/02

  Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) · CPC title

• G06F16/51

  Indexing; Data structures therefor; Storage structures · CPC title