Payment method and device using ultra-wideband communication

Patent metadata

Field	Value
Publication number	US-2024202700-A1
Application number	US-202218287364-A
Country	US
Kind code	A1
Filing date	Apr 19, 2022
Priority date	Apr 19, 2021
Publication date	Jun 20, 2024
Grant date	—

Abstract

The present disclosure provides a UWB-based safe proximity payment method. A method of a first electronic device of the present disclosure may comprise the steps of: broadcasting a UWB initiation message including certificate information of the first electronic device; receiving, from at least one second electronic device, a UWB response message including identification information of a payment application included in the second electronic device and certificate information of the payment application; and determining a priority of the at least one second electronic device on the basis of the UWB response message.

First claim

1 . A method by a first electronic device processing payment using ultra-wide band (UWB) communication, the method comprising:
broadcasting a UWB initiation message including certificate information about the first electronic device: receiving, from at least one second electronic device, a UWB response message including at least one of identification information about a payment application included in the at least one second electronic device and certificate information about the payment application for verifying the identification information; and performing secure ranging with a second electronic device.

2 . The method of claim 1 , further comprising:
determining priorities for the at least one second electronic device based on the UWB response message, wherein the performing of the secure ranging with the second electronic device comprises performing the secure ranging with the second electronic device having a highest priority using first identification information about a payment application of the second electronic device having the highest priority.

3 . The method of claim 1 , wherein the performing of the secure ranging comprises:
broadcasting a Bluetooth (BLE) advertising packet including first identification information related to the second electronic device; and receiving a request for a BLE connection from the second electronic device having the first identification information.

4 . The method of claim 3 , wherein the performing of the secure ranging further comprises:
establishing a secure channel with the second electronic device based on the request for the BLE connection: exchanging a UWB parameter including a UWB ranging session key with the second electronic device through the secure channel: obtaining a scrambled timestamp sequence (STS) from the UWB ranging session key; and performing the secure ranging with the second electronic device using the STS.

5 . The method of claim 1 , further comprising:
identifying whether a user of the second electronic device is located in a pay zone based on a result of the secure ranging.

6 . The method of claim 5 , further comprising:
in case that it is identified that the user of the second electronic device is located in the pay zone, performing a payment transaction with the second electronic device.

7 . The method of claim 1 , wherein the identification information is a universally unique identifier (UUID) allocated to the payment application or a UUID allocated to the payment application and signed.

8 . A method by a second electronic device processing payment using ultra-wide band (UWB) communication, the method comprising:
receiving, from a first electronic device, a UWB initiation message including certificate information about the first electronic device; obtaining identification information about a payment application included in the second electronic device; and transmitting, to the first electronic device, a UWB response message including the identification information about the payment application and certificate information about the payment application for verifying the identification information.

9 . The method of claim 8 , further comprising:
receiving, from the first electronic device, a Bluetooth (BLE) advertising packet including the identification information; and transmitting a request for a BLE connection to the first electronic device.

10 . The method of claim 8 , wherein the identification information is a universally unique identifier (UUID) allocated to the payment application or a UUID allocated to the payment application and signed.

11 . The method of claim 10 , wherein the signed UUID is signed by the payment application or a higher entity of the payment application.

12 . A first electronic device processing payment using ultra-wide band (UWB) communication, the first electronic device comprising:
a transceiver; and a controller connected to the transceiver, wherein the controller is configured to:
broadcast a UWB initiation message including certificate information about the first electronic device,
receive, from at least one second electronic device, a UWB response message including at least one of identification information about a payment application included in the at least one second electronic device and certificate information about the payment application for verifying the identification information, and
perform secure ranging with a second electronic device.

13 . The first electronic device of claim 12 , wherein the controller is further configured to:
determine priorities for the at least one second electronic device based on the UWB response message, and perform the secure ranging with the second electronic device having a highest priority, using first identification information about a payment application of the second electronic device having the highest priority.

14 . The first electronic device of claim 12 , wherein the controller is further configured to:
broadcast a Bluetooth (BLE) advertising packet including the first identification information related to the second electronic device; and receive a request for a BLE connection from the second electronic device having related to the first identification information.

15 . A second electronic device processing payment using ultra-wide band (UWB) communication, the second electronic device comprising:
a transceiver; and a controller connected to the transceiver, wherein the controller is configured to:
receive, from a first electronic device, a UWB initiation message including certificate information about the first electronic device,
obtain identification information about a payment application included in the second electronic device, and
transmit, to the first electronic device, a UWB response message including the identification information about the payment application and certificate information about the payment application for verifying the identification information.

16 . The first electronic device of claim 14 , wherein the controller is further configured to:
establish a secure channel with the second electronic device based on the request for the BLE connection, exchange a UWB parameter including a UWB ranging session key with the second electronic device through the secure channel, obtain a scrambled timestamp sequence (STS) from the UWB ranging session key, and perform the secure ranging with the second electronic device using the STS.

17 . The first electronic device of claim 12 , wherein the controller is further configured to:
identify whether a user of the second electronic device is located in a pay zone based on a result of the secure ranging, and in case that it is identified that the user of the second electronic device is located in the pay zone, perform a payment transaction with the second electronic device.

18 . The first electronic device of claim 12 , wherein the identification information is a universally unique identifier (UUID) allocated to the payment application or a UUID allocated to the payment application and signed.

19 . The second electronic device of claim 15 , wherein the controller is further configured to:
receive, from the first electronic device, a Bluetooth (BLE) advertising packet including the identification information, and transmit a request for a BLE connection to the first electronic device.

20 . The second electronic device of claim 19 ,
wherein the identification information is a universally unique identifier (UUID) allocated

Assignees

• Samsung Electronics Co Ltd

Inventors

• Koo Jonghoe
• Cho Sungkyu
• Han Sehee

Classifications

• G06Q20/3829

  involving key management · CPC title

• G06Q20/38215

  Use of certificates or encrypted proofs of transaction rights · CPC title

• G06Q20/325 Primary

  using wireless networks · CPC title

• G06Q20/16

  Payments settled via telecommunication systems · CPC title

• G06Q20/326

  Payment applications installed on the mobile devices · CPC title