System and method for implementing an auto-provisioning workflow module

Patent metadata

Field	Value
Publication number	US-2024037535-A1
Application number	US-202318227482-A
Country	US
Kind code	A1
Filing date	Jul 28, 2023
Priority date	Aug 1, 2022
Publication date	Feb 1, 2024
Grant date	—

Abstract

Various methods, apparatuses/systems, and media for executing an auto-provisioning workflow are disclosed. A processor establishes a communication link between a co-branded partner computing device and a co-branded card issuer computing device via a communication network; transmits a message from the co-branded partner computing device to the co-branded card issuer computing device, the message including reward identification number associated with a first relationship between a co-branded partner and a customer corresponding to a reward account created with a co-branded card issuer; identifies a co-branded card associated with the customer based on matching the received reward identification number with a prestored reward identification number associated with the customer stored on a database; and executes, in response to identifying, an auto-provisioning workflow for automatically transmitting the co-branded card information data to the co-branded partner computing device.

First claim

What is claimed is:

1 . A method for executing an auto-provisioning workflow by utilizing one or more processors along with allocated memory, the method comprising:
establishing a communication link between a co-branded partner computing device and a co-branded card issuer computing device via a communication network; transmitting a message from the co-branded partner computing device to the co-branded card issuer computing device, the message including reward identification number associated with a first relationship between a co-branded partner and a customer corresponding to a reward account created with a co-branded card issuer; identifying a co-branded card associated with the customer based on matching the received reward identification number with a prestored reward identification number associated with the customer stored on a database; and executing, in response to identifying, an auto-provisioning workflow for automatically transmitting co-branded card information data to the co-branded partner computing device.

2 . The method according to claim 1 , further comprising:
determining, based on identifying, that the co-branded card is a newly created card account associated with a second relationship between the co-branded card issuer and the customer.

3 . The method according to claim 2 , further comprising:
executing the auto-provisioning workflow, in response to determining, wherein the auto-provisioning workflow further includes the following: calling an application programming interface to fetch the co-branded card information data associated with the newly created card account from the database; and transmitting, in response to calling, the fetched co-branded card information data to the co-branded partner computing device.

4 . The method according to claim 3 , further comprising:
automatically adding the co-branded card information data as a payment mechanism on the co-branded partner computing device.

5 . The method according to claim 1 , wherein the co-branded card information data includes the following data: account number of the co-branded card; customer name on the co-branded card; customer billing address; and expiration date of the co-branded card.

6 . The method according to claim 1 , wherein the co-branded card is co-sponsored by both the co-branded partner and the co-branded card issuer both having benefits and rewards designed specifically for the customer.

7 . The method according to claim 6 , wherein the co-branded card is one or more of the following cards: credit card, reward card, gift card, and debit card.

8 . A system for executing an auto-provisioning workflow, the system comprising:
a processor; and a memory operatively connected to the processor via a communication interface, the memory storing computer readable instructions, when executed, causes the processor to: establish a communication link between a co-branded partner computing device and a co-branded card issuer computing device via a communication network; transmit a message from the co-branded partner computing device to the co-branded card issuer computing device, the message including reward identification number associated with a first relationship between a co-branded partner and a customer corresponding to a reward account created with a co-branded card issuer; identify a co-branded card associated with the customer based on matching the received reward identification number with a prestored reward identification number associated with the customer stored on a database; and execute, in response to identifying, an auto-provisioning workflow for automatically transmit co-branded card information data to the co-branded computing device.

9 . The system according to claim 8 , wherein the processor is further configured to:
determine, based on identifying, that the co-branded card is a newly created card account associated with a second relationship between the co-branded card issuer and the customer.

10 . The system according to claim 9 , wherein the processor is further configured to:
execute the auto-provisioning workflow, in response to determining, wherein the auto-provisioning workflow further includes the following: call an application programming interface to fetch the co-branded card information data associated with the newly created card account from the database; and transmit, in response to calling, the fetched co-branded card information data to the co-branded partner computing device.

11 . The system according to claim 10 , wherein the processor is further configured to:
automatically add the co-branded card information data as a payment mechanism on the co-branded partner computing device.

12 . The system according to claim 8 , wherein the co-branded card information data includes the following data: account number of the co-branded card; customer name on the co-branded card; customer billing address; and expiration date of the co-branded card.

13 . The system according to claim 8 , wherein the co-branded card is co-sponsored by both the co-branded partner and the co-branded card issuer both having benefits and rewards designed specifically for the customer.

14 . The system according to claim 13 , wherein the co-branded card is one or more of the following cards: credit card, reward card, gift card, and debit card.

15 . A non-transitory computer readable medium configured to store instructions for executing an auto-provisioning workflow, wherein, when executed, the instructions cause a processor to perform the following:
establishing a communication link between a co-branded partner computing device and a co-branded card issuer computing device via a communication network; transmitting a message from the co-branded partner computing device to the co-branded card issuer computing device, the message including reward identification number associated with a first relationship between a co-branded partner and a customer corresponding to a reward account created with a co-branded card issuer; identifying a co-branded card associated with the customer based on matching the received reward identification number with a prestored reward identification number associated with the customer stored on a database; and executing, in response to identifying, an auto-provisioning workflow for automatically transmitting co-branded card information data to the co-branded partner computing device.

16 . The non-transitory computer readable medium according to claim 15 , wherein the instructions, when executed, cause the processor to further perform the following:
determining, based on identifying, that the co-branded card is a newly created card account associated with a second relationship between the co-branded card issuer and the customer.

17 . The non-transitory computer readable medium according to claim 16 , wherein the instructions, when executed, cause the processor to further perform the following:
executing the auto-provisioning workflow, in response to determining, wherein the auto-provisioning workflow further includes the following: calling an application programming interface to fetch the co-branded card information data associated with the newly created card account from the database; transmitting, in response to calling, the fetched co-branded card information data to the co-branded partner computing device; and automatically adding the co-branded card information data as a payment mechanism on the co-branded partner computing device.

18 . The non-transitory computer readable medium

Assignees

• Jpmorgan Chase Bank Na

Inventors

• Leonardi June M
• Langus Jeffrey D
• Steele Eileen
• Rangaswamy Tharakesh
• Krishna Sudhir
• Mcdermott Kelley

Classifications

• G06Q20/3572 Primary

  Multiple accounts on card · CPC title

• G06Q30/0226

  Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems · CPC title

• G06Q30/0229

  Multi-merchant loyalty card systems · CPC title