Casino monetary system with integrated external id authentication and transaction record generation

Patent metadata

Field	Value
Publication number	US-2023306396-A1
Application number	US-202318198744-A
Country	US
Kind code	A1
Filing date	May 17, 2023
Priority date	Oct 4, 2018
Publication date	Sep 28, 2023
Grant date	—

Abstract

Casino monetary systems and methods of processing casino monetary transactions are configured to read or scan an ID of a customer associated with a monetary value transaction, to transmit that ID information to a remote authentication vendor for authentication, to then use that authentication information as part of a transaction approval process and to create a transaction record, such as relative to an anti-money laundering (AML) system.

First claim

What is claimed is:

1 . A casino monetary system configured to authenticate patron IDs and use authentication results, comprising:
a casino cash system comprising a processor, a memory, at least one user input device, a display, a communication interface and machine-readable code stored in said memory and executable by said processor and a communication interface; an ID scanner communicatively coupled to said cash system via said communication interface thereof, said ID scanner configured to accept input of a patron ID and to generate ID information based on said input; a cash dispenser; a records server comprising a processor, a memory, a communication interface and machine-readable code stored in said memory thereof and executable by said processor thereof; said machine-readable code of said cash station configured to cause said processor thereof to, upon receiving said ID information, to transmit said ID information via said communication interface thereof to a remote vendor authentication system for analysis of the ID information to verify the authenticity of the patron ID, to receive ID authentication results and, when said patron ID is not authenticated, transmit said ID authentication results to said records server; and said machine-readable code of said records server configured to create an ID record for said ID in response to receiving said ID authentication results and, in response to a later presentation of said patron ID to said casino cash system, deny a transaction associated therewith.

2 . The casino monetary system in accordance with claim 1 , wherein said casino cash system comprises a cashier workstation having said cash dispenser associated therewith.

3 . The casino monetary system in accordance with claim 1 , wherein said casino cash system comprises a kiosk having said cash dispenser associated therewith.

4 . The casino monetary system in accordance with claim 1 , wherein said ID information comprises at least one of a white light image of the front and/or back of said patron ID, a UV light image of the front and/or back of said patron ID, an IR light image of the front and/or back of said patron ID, and information from a magnetic stripe of said patron ID.

5 . The casino monetary system in accordance with claim 1 , wherein said ID scanner comprises one or more of a white light, IR and UV optical scanner.

6 . The casino monetary system of claim 1 , wherein said ID scanner comprises a bar code reader.

7 . The casino monetary system of claim 1 , wherein said patron ID is presented in association with a requested monetary value transaction and wherein said monetary value transaction is denied when said patron ID is not authenticated.

8 . The casino monetary system of claim 7 , wherein said cash system is further configured to transmit information regarding said monetary value transaction with said ID authentication results to said records server.

9 . The casino monetary system in accordance with claim 8 , wherein said records server is configured to store said information regarding said monetary value transaction in association with said ID record.

10 . The casino monetary system of claim 9 , wherein said records server is further configured to store information identifying a patron presenting said patron ID.

11 . A method of validating patron IDs and tracking validation results as part of casino monetary value transactions, comprising the steps of:
receiving a patron ID; generating ID information associated with said ID using at least one ID reader associated with a cash system comprising a processor, a memory, at least one user input device, a display, a communication interface and machine-readable code stored in said memory and executable by said processor; transmitting said ID information to a remote vendor authentication system for authentication of said patron ID; obtaining an ID authentication response from said remote vendor authentication system; when said authentication response indicates that said patron ID is not authentic, transmitting, from said cash system to a records server comprising a processor, a memory, a communication interface and machine-readable code stored in said memory thereof and executable by said processor thereof, said ID authentication response; storing, at said records server, said received ID authentication response in association with an ID record; receiving, at said records server, information regarding said patron ID associated with a monetary value transaction; and generating, at said records server based upon said ID record indicating said ID is not authentic, a transaction denial.

12 . The method in accordance with claim 11 , further comprising the step of transmitting said transaction denial to said cash system.

13 . The method in accordance with claim 11 , wherein said patron ID comprises a driver’s license.

14 . The method in accordance with claim 11 , wherein the ID information comprising
one or more images of the ID and information from a magnetic stripe of said patron ID.

15 . The method in accordance with claim 11 , wherein said ID reader is associated with a cashier station of said cash system.

16 . The method in accordance with claim 11 , wherein said ID reader is associated with a kiosk of said cash system.

17 . The method in accordance with claim 11 , further comprising receiving a request for said monetary transaction from said patron at said cash system.

18 . The method in accordance with claim 11 , wherein said patron ID is received in conjunction with a first monetary-value transaction.

19 . The method in accordance with claim 18 , wherein said first monetary-value transaction comprises a check cashing transaction.

20 . The method in accordance with claim 18 , further comprising the step of denying said first monetary value transaction when said ID authentication response indicates that said patron ID is not authentic.

Assignees

• Everi Payments Inc

Inventors

• Fong Adam
• Narayanan Suresh
• Gurney Marc
• Subramanian Vinothkumar

Classifications

• G06Q20/18 Primary

  involving self-service terminals [SST], vending machines, kiosks or multimedia terminals · CPC title

• G06Q20/042

  characterized in that the payment protocol involves at least one cheque · CPC title

• G06Q20/4014

  Identity check for transactions · CPC title

• G07F17/3209 Primary

  Input means, e.g. buttons, touch screen · CPC title

• G07F17/3246

  involving coins and/or banknotes · CPC title