System for directing resource transfers based on resource distribution data

Patent metadata

Field	Value
Publication number	US-2022215330-A1
Application number	US-202117140525-A
Country	US
Kind code	A1
Filing date	Jan 4, 2021
Priority date	Jan 4, 2021
Publication date	Jul 7, 2022
Grant date	—

Abstract

Systems, computer program products, and methods are described herein for directing resource transfers based on resource distribution data. The present invention may be configured to receive resource distribution data associated with a plurality of resource distributions, where the resource distribution data includes a plurality of resources, a plurality of receiving locations, and a plurality of delivery locations. The present invention may be further configured to receive a target efficiency rate for transfer containers corresponding to a percentage of capacity of the transfer containers occupied while the transfer containers are transferring the resources. The present invention may be further configured to determine, based on the resource distribution data and the target efficiency rate, instructions for achieving the target efficiency rate for the transfer containers while receiving and delivering the plurality of resources from the plurality of receiving locations and to the plurality of delivery locations.

First claim

What is claimed is:

1 . A system for directing resource transfers based on resource distribution data, the system comprising:
at least one non-transitory storage device; and at least one processing device coupled to the at least one non-transitory storage device, wherein the at least one processing device is configured to:
receive resource distribution data associated with a plurality of resource distributions, wherein the plurality of resource distributions are associated with a plurality of entities, and wherein the resource distribution data comprises a plurality of resources, a plurality of receiving locations, and a plurality of delivery locations;
receive a target efficiency rate for transfer containers, wherein the target efficiency rate corresponds to a percentage of capacity of the transfer containers occupied while the transfer containers are transferring the resources;
determine, based on the resource distribution data and the target efficiency rate, instructions for achieving the target efficiency rate for the transfer containers while receiving, with the transfer containers, the plurality of resources from the plurality of receiving locations and delivering, with the transfer containers, the plurality of resources to the plurality of delivery locations; and
provide, to one or more user devices, the instructions for achieving the target efficiency rate for the transfer containers.

2 . The system of claim 1 , wherein the resource distribution data comprises, for each resource distribution:
one or more goods, from the plurality of resources, to be transferred; a receiving location, from the plurality of receiving locations, for receiving the one or more goods; and a delivery location, from the plurality of delivery locations, for delivering the goods.

3 . The system of claim 1 , wherein the plurality of entities comprises a plurality of merchants, and wherein the plurality of delivery locations are associated with the plurality of merchants.

4 . The system of claim 1 , wherein the plurality of entities comprises a plurality of merchants, and wherein the plurality of delivery locations are associated with customers of the plurality of merchants.

5 . The system of claim 1 , wherein the transfer containers comprise at least one of shipping containers, boxes, semi-trailers, box trucks, flatbed trailers, refrigerator trailers, vans, or rail cars.

6 . The system of claim 1 , wherein the one or more user devices are associated with a carrier for transporting goods via at least one of land, sea, or air.

7 . The system of claim 1 , wherein the plurality of resources comprises a plurality of goods, and wherein the instructions comprise carrier resources for transferring the plurality of goods.

8 . The system of claim 7 , wherein the carrier resources comprise different types of motor vehicles, different types of vessels, and different types of aircraft.

9 . The system of claim 1 , wherein the plurality of resources comprises a plurality of goods, and wherein the instructions comprise an order for receiving the plurality of goods from the plurality of receiving locations and delivering the plurality of goods to the plurality of delivery locations while maintaining the target efficiency rate for the transfer containers.

10 . The system of claim 1 , wherein the at least one processing device is configured to:
determine, based on the resource distribution data and the target efficiency rate, first instructions for achieving the target efficiency rate for a first transfer container of the transfer containers while receiving, with the first transfer container, first goods from a first receiving location associated with a first merchant and second goods from a second receiving location associated with a second merchant and delivering, with the first transfer container, the first goods to a first delivery location and the second goods to a second delivery location; and provide, to a user device associated with the first transfer container, the first instructions comprising directions to:
receive the first goods at the first receiving location;
after receiving the first goods, receive the second goods at the second receiving location;
after receiving the second goods, deliver the second goods to the second delivery location; and
after delivering the second goods, deliver the first goods to the first delivery location.

11 . The system of claim 1 , wherein the at least one processing device is configured to:
determine, based on the resource distribution data, an achievable efficiency rate for the transfer containers; determine whether the achievable efficiency rate corresponds to or is greater than the target efficiency rate; and provide, to the one or more user devices and based on determining that the achievable efficiency rate does not correspond to and is not greater than the target efficiency rate, a notification that the target efficiency rate cannot be achieved.

12 . The system of claim 1 , wherein the at least one processing device is configured to:
determine, based on the resource distribution data, that a first merchant of the plurality of entities requested a first transfer of a first quantity of first goods from a first receiving location to a first delivery location; determine, based on the resource distribution data, that a second merchant of the plurality of entities requested a second transfer of a second quantity of the first goods from the first receiving location to a second delivery location; determine whether a distance between the first delivery location and the second delivery location satisfies a threshold; provide, to a first user device associated with the first merchant and based on determining that the distance between the first delivery location and the second delivery location satisfies the threshold, a first request for authorization to combine the first transfer with the second transfer; provide, to a second user device associated with the second merchant and based on determining that the distance between the first delivery location and the second delivery location satisfies the threshold, a second request for authorization to combine the second transfer with the first transfer; receive, from the first user device, a first authorization to combine the first transfer with the second transfer; receive, from the second user device, a second authorization to combine the second transfer with the first transfer; and provide, to one or more user devices associated with a carrier and based on receiving the first authorization and the second authorization, first instructions comprising directions to:
receive the first quantity and the second quantity of the first goods from the first receiving location with a first transfer container;
after receiving the first quantity and the second quantity of the first goods from the first receiving location, deliver, with the first transfer container, the first quantity of first goods to the first delivery location; and
after receiving the first quantity and the second quantity of the first goods from the first receiving location, deliver, with the first transfer container, the second quantity of first goods to the second delivery location.

13 . The system of claim 12 , wherein the at least one processing device is configured to:
determine, based on the resource distribution data, at least one of:
a first portion of insurance for which the first merchant is responsible and a second portion of insurance for which the second merchant is responsible;
a first time for receiving the first goods from the first receiving location and a second time for

Assignees

• Bank Of America

Inventors

• Castinado Joseph Benjamin
• Ta Ann

Classifications

• G06Q10/08355

  Routing methods · CPC title

• G06Q10/0833

  Tracking · CPC title

• G06Q10/0631 Primary

  Resource planning, allocation, distributing or scheduling for enterprises or organisations · CPC title

• G06Q10/047

  Optimisation of routes or paths, e.g. travelling salesman problem · CPC title

• G06Q10/083 Primary

  Shipping · CPC title