Systems and methods for content management using contactless cards

Patent metadata

Field	Value
Publication number	US-2022182240-A1
Application number	US-202217680080-A
Country	US
Kind code	A1
Filing date	Feb 24, 2022
Priority date	Oct 2, 2018
Publication date	Jun 9, 2022
Grant date	—

Abstract

Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

First claim

1 - 53 . (canceled)

54 . A contactless card, comprising:
a memory containing a key; a communication interface; and a processor in communication with the memory and communication interface, wherein, after entry into a communication field, the contactless card is configured to:
create a cryptogram using the key, and
transmit the cryptogram for decryption to enable at least one selected from the group of the removal of a functionality restriction and access to a functionality.

55 . The contactless card of claim 54 , wherein the functionality restriction includes at least one selected from the group of an advertisement and a request for payment information.

56 . The contactless card of claim 54 , wherein the functionality comprises at least one selected from the group of a music streaming service and a video streaming service.

57 . The contactless card of claim 54 , wherein the functionality comprises at least one selected from the group of an online magazine and an online newspaper.

58 . The contactless card of claim 54 , wherein the functionality comprises a software module associated with additional functions.

59 . The contactless card of claim 54 , wherein:
the functionality comprises a benefit based on criteria, and the criteria is associated with membership to at least one selected from the group of a club, a group, a loyalty program, an institution, and a qualifying list.

60 . The contactless card of claim 59 , wherein the qualifying list is based on a transaction on an account associated with the contactless card.

61 . The contactless card of claim 60 , wherein the transaction comprises at least one selected from the group of a purchase of an item, a purchase from a merchant, and a spend amount in excess of a threshold in a predetermined time period.

62 . The contactless card of claim 59 , wherein the benefit comprises at least one selected from the group of access to a member-only event, a discount, an offer, and an advance purchase windows.

63 . The contactless card of claim 59 , wherein the benefit comprises at least one selected from the group of cancellation of a purchase and rescheduling of a purchase.

64 . A method, comprising:
creating, by a contactless card comprising a processor, a memory containing a key, and a communication interface a cryptogram using the key; and transmitting, by the contactless card after entry into a communication field, the cryptogram for decryption to enable at least one selected from the group of the removal of a functionality restriction and access to a functionality.

65 . The method of claim 64 , further comprising:
receiving, by an application comprising instructions for execution on a receiving device, the receiving device comprising a processor and a memory, the cryptogram; and enabling, by the application after a successful decryption of the transmission data, at least one selected from the group of removal of a functionality restriction and access to a functionality.

66 . The method of claim 65 , wherein:
the memory of the receiving device stores an application key, and the method further comprises, prior to enabling, by the application, at least one selected from the group of removal of a functionality restriction and access to a functionality, decrypting, by the application, the cryptogram encrypted transmission data using a cryptographic algorithm and the application key.

67 . The method of claim 65 , further comprising:
receiving, by the contactless card, information associated with the functionality from the application; and updating, by the contactless card, a record contained in the memory of the contactless card with the information.

68 . The method of claim 67 , wherein the information comprises at least one selected from the group of a coupon, a random reward, and confirmation information relating to the functionality.

69 . A system, comprising:
a contactless card comprising a processor and a memory, the memory of the contactless card containing a key; and an application an application comprising instructions for execution on a receiving device having a processor and memory, wherein, after entry into a communication field, the contactless card is configured to:
create a cryptogram using the key, and
transmit the cryptogram to the application, and
wherein the application is configured to enable at least one selected from the group of the removal of a functionality restriction and access to a functionality.

70 . The system of claim 69 , wherein:
the memory of the receiving device contains an application key, and the application is further configured to:
decrypt the cryptogram using a cryptographic algorithm and the application key, and
provide access to the functionality.

71 . The system of claim 66 , wherein the application is further configured to enable at least one selected from the group of the removal of a functionality restriction and access to a functionality after a successful decryption of the cryptogram.

72 . The system of claim 66 , wherein the functionality comprises media content associated with at least one selected from the group of at least a portion of a movie, filming of the at least a portion of the movie, and a television series.

73 . The system of claim 72 , wherein the receiving device is located at a physical location associated with the media content.

Assignees

• Capital One Services Llc

Inventors

• Newman Kaitlin
• Haynes Kimberly
• Crank Charles Nathan
• Cogswell Andrew
• Hart Colin
• Rule Jeffrey
• Mossler Lara
• Gulati Latika
• Benkreira Abdelkader
• Cunningham Sarah Jane
• Bermudez Sophie
• Mossoba Michael
• Lutz Wayne

Classifications

• G06Q20/401

  Transaction verification · CPC title

• G06Q30/0277

  Online advertisement · CPC title

• H04L9/0869

  involving random numbers or seeds · CPC title

• G06F21/44

  Program or device authentication · CPC title

• G06Q20/352

  Contactless payments by cards · CPC title