Biodegradable Payment Card with Embedded Plant Seeds

Patent metadata

Field	Value
Publication number	US-2021406635-A1
Application number	US-202117339246-A
Country	US
Kind code	A1
Filing date	Jun 4, 2021
Priority date	Jun 24, 2020
Publication date	Dec 30, 2021
Grant date	—

Abstract

Aspects described herein may allow for a payment card assembly including a payment card having a first surface and an opposed second surface, and being formed of a biodegradable plastic. A Europay, Mastercard, and Visa (EMV) chip may be removably secured to the payment card. One or more plant seeds may be embedded in the payment card.

First claim

What is claimed is:

1 . A payment card assembly comprising:
a payment card having a first surface, an opposed second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured to the payment card; and one or more plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, and the outermost layer is free of plant seeds.

2 . The payment card assembly of claim 1 , wherein the EMV chip is positioned in a portion of the payment card that is surrounded by a perforation line.

3 . The payment card assembly of claim 1 , further comprising a recess formed in the first surface of the payment card, the EMV chip being removably secured within the recess.

4 . The payment card assembly of claim 3 , wherein the EMV chip is adhesively secured to the payment card within the recess.

5 . The payment card assembly of claim 3 , wherein the recess extends inwardly from a peripheral edge of the payment card, and
further comprising an insert removably received in the recess, grooves extending along opposed sides of one of the recess and the insert, and mating projections formed on opposed sides of the other of the recess and the insert, wherein the EMV chip is positioned in the insert.

6 . The payment card assembly of claim 1 , further comprising a magnetic strip removably secured to the payment card.

7 . The payment card assembly of claim 6 , further comprising a recess formed in the first surface of the payment card, the magnetic strip being removably secured within the recess.

8 . The payment card assembly of claim 7 , wherein the magnetic strip is adhesively secured to the payment card within the recess.

9 . The payment card assembly of claim 7 , wherein the recess extends inwardly from a peripheral edge of the payment card, and
further comprising an insert removably received in the recess, grooves extending along opposed sides of one of the recess and the insert, and mating projections formed on opposed sides of the other of the recess and the insert, wherein the magnetic strip is positioned in the insert.

10 . The payment card assembly of claim 1 , wherein a first plant seed is positioned in the first layer of the plurality of layers of biodegradable plastic, and a second plant seed is positioned in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent the first layer and spaced from the outermost layer.

11 . The payment card assembly of claim 10 , wherein at least one plant seed is positioned in each layer of the plurality of layers of biodegradable plastic other than the outermost layer.

12 . The payment card assembly of claim 1 , wherein at least one seed is embedded partially in one layer of the plurality of layers of biodegradable plastic and partially in another layer of the plurality of layers of biodegradable plastic that is adjacent the one layer.

13 . The payment card assembly of claim 1 , wherein at least one seed is embedded partially in the first layer of the plurality of layers of biodegradable plastic and partially in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent the first layer and spaced from the outermost layer.

14 . A payment card assembly comprising:
a payment card having a first surface, an opposed second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured on the first surface of the payment card; a magnetic strip removably secured on the second surface of the payment card; and one or more plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, and the outermost layer is free of plant seeds.

15 . The payment card assembly of claim 14 , further comprising a first recess formed in the first surface of the payment card and a second recess formed in the second surface of the payment card, the EMV chip being removably secured within the first recess and the magnetic strip being removable secured within the second recess.

16 . The payment card assembly of claim 15 , wherein the EMV chip is adhesively secured to the payment card within the first recess and the magnetic strip is adhesively secured to the payment card within the second recess.

17 . The payment card assembly of claim 15 , wherein:
the first recess extends inwardly from a first peripheral edge of the payment card, the second recess extends inwardly from a second peripheral edge of the payment card, a first insert is removably received in the first recess, a second insert is removably received in the second recess, first grooves extend along opposed sides of one of the first recess and the first insert, first projections are formed on opposed sides of the other of the first recess and the first insert, second grooves extend along opposed sides of one of the second recess and the second insert, second projections are formed opposed sides of the other of second recess and the second insert, the EMV chip is positioned in the first insert, and the magnetic strip is positioned in the second insert.

18 . The payment card assembly of claim 14 , wherein at least one seed is embedded partially in one layer of the plurality of layers of biodegradable plastic and partially in another layer of the plurality of layers of biodegradable plastic that is adjacent the one layer.

19 . The payment card assembly of claim 14 , wherein a first plant seed is positioned in a first layer of the plurality of layers of biodegradable plastic, and a second plant seed is positioned in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent the first layer and spaced from the outermost layer.

20 . A payment card assembly comprising:
a payment card having a first surface, an opposed second surface, a first recess formed in the first surface, a second recess formed in the second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured in the first recess; and a magnetic strip removably secured in the second recess; and a plurality of plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein the first layer is adjacent an outermost layer of the plurality of layers of biodegradable plastic, and the outermost layer is free of plant seeds.

Assignees

• Capital One Services Llc

Inventors

• Johnson Benal
• Carroll William

Classifications

• G06K19/07722 Primary

  the record carrier being multilayered, e.g. laminated sheets (flat articles in general, see B32B37/00) · CPC title

• G06K19/06196 Primary

  Constructional details · CPC title

• C08L99/00

  Compositions of natural macromolecular compounds or of derivatives thereof not provided for in groups C08L89/00 - C08L97/00 · CPC title

• B42D25/45

  Associating two or more layers · CPC title

• B42D25/369

  Magnetised or magnetisable materials · CPC title