Transaction card with secured magnetic strip and method for making the same

Patent metadata

Field	Value
Publication number	US-2021406628-A1
Application number	US-202117371534-A
Country	US
Kind code	A1
Filing date	Jul 9, 2021
Priority date	Dec 9, 2016
Publication date	Dec 30, 2021
Grant date	—

Abstract

A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construct on includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.

First claim

1 - 20 . (canceled)

21 . A card comprising:
a data storage component; a window housing the data storage component and formed in the card comprising a light-diffusing material having an outer surface and an inner surface opposite thereto; and a card body comprising an outer surface and an inner surface opposite thereto; wherein:
a card inlay is joined to the card body such that the outer surface of the card inlay substantially forms a first outer surface of the card and the outer surface of the card body forms a second outer surface of the card; and
a portion of the inner surface of the card inlay contacts a portion of the inner surface of the card body.

22 . The card of claim 21 , wherein:
the data storage component further comprises a first surface and a second surface opposite thereto; and the window housing the data storage component and formed in the card wherein the second surface of the data storage component is substantially flush with a portion of the second outer surface of the card.

23 . The card of claim 22 , wherein the first surface of the data storage component is substantially flush with a portion of the first outer surface of the card.

24 . The card of claim 22 , wherein a portion of the inner surface of the card body is substantially flush with the outer surface of the card inlay and forms a portion of the first outer surface of the card.

25 . The card of claim 22 , wherein:
the card inlay comprises a pocket formed therein; and the card comprises a second data storage component embedded in the pocket.

26 . The card of claim 22 , wherein the data storage component is a magnetic strip.

27 . The card of claim 22 , wherein:
the window has a plurality of side walls and the data storage component has a plurality of side walls; and a gap between the plurality of side walls of the window and the plurality of side walls of the first data storage component has a tolerance less than +/−0.5 mm.

28 . The card of claim 21 , wherein the card inlay is substantially translucent.

29 . The card of claim 21 , wherein both the card inlay and the card body are substantially translucent.

30 . The card of claim 21 wherein at least a portion of the card inlay comprises a reflective material.

31 . The card of claim 21 , wherein:
the card inlay includes a top layer and a bottom layer; and the top layer and the bottom layer are lamination-pressed to form the card inlay.

32 . The card of claim 31 , wherein the top layer is made of polycarbonate.

33 . The card of claim 31 , wherein the bottom layer is made of polyvinyl chloride.

34 . A method of manufacturing a card, the method comprising:
forming a top layer of a card inlay from a first sheet laminate and a bottom layer of the card inlay from a second sheet laminate, wherein at least one sheet laminate comprises a light-diffusing material; forming the card inlay by joining the top layer and the bottom layer; forming a card body; adhering the card inlay to the card body such that:
a portion of an inner surface of the card inlay contacts a portion of the inner surface of the card body; and
attaching a storage component to an inner surface of the card inlay; and forming a window in the card body wherein the window has a plurality of side walls and the storage component has a plurality of side walls, and a gap is formed between the plurality of side walls of the window.

35 . The method of claim 34 , further comprising:
creating a pocket in the card inlay; and embedding a second data storage component in the pocket.

36 . The method of claim 35 , wherein the second data storage component is a microchip.

37 . The method of claim 35 , wherein the window is formed by a milling process.

38 . The method of claim 34 , wherein the card body is injection-molded.

39 . The method of claim 34 , wherein the card body is substantially translucent and made of a clear resin mixture including a thermoplastic elastomer.

40 . The method of claim 34 , wherein the top layer and the bottom layer are lamination-pressed to form the card inlay.

Assignees

• Capital One Services Llc

Inventors

• Suthar Om J

Classifications

• G06K19/06187 Primary

  with magnetically detectable marking · CPC title

• G06Q20/34

  using cards, e.g. integrated circuit [IC] cards or magnetic cards · CPC title

• G06K19/18

  Constructional details · CPC title

• G06K19/07745

  Mounting details of integrated circuit chips · CPC title

• G06K19/07724

  the record carrier being at least partially made by a molding process (molding in general B29C45/14) · CPC title