Customized financing based on transaction information
US-10796363-B1 · Oct 6, 2020 · US
US2021326835A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2021326835-A1 |
| Application number | US-202016849362-A |
| Country | US |
| Kind code | A1 |
| Filing date | Apr 15, 2020 |
| Priority date | Apr 15, 2020 |
| Publication date | Oct 21, 2021 |
| Grant date | — |
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Disclosed herein are system, method, and apparatus for pushing a notification corresponding to an inventory item of interest when a geofence is broken. The method includes identifying an inventory item of a plurality of inventory items as the inventory item of interest. The method includes determining a physical location of a user equipment (UE) is within a preconfigured threshold distance from a location of the inventory item of interest. The method includes based on the determining, providing an indication including the location of the inventory item of interest and the inventory item of interest. The method includes based on a response to the indication, receiving a pass including a prequalification status to complete a transaction associated with the inventory item of interest.
Opening claim text (preview).
1 . A method, comprising: identifying, by an application server, an inventory item of a plurality of inventory items as an inventory item of interest; receiving, at the application server from a user equipment (UE), a data signal including current physical location of the UE that is determined using a location-based service;; extracting, at the application server, the current physical location of the UE, from the data signal; determining, by the application server, the current physical location of the UE is within a preconfigured threshold distance from a location of the inventory item of interest; based on the determining, providing, from the application server to the UE, an indication comprising the location of the inventory item of interest and the inventory item of interest; and based on a response to the indication, receiving, from the application server at the UE, a pass comprising a prequalification status to complete a transaction associated with the inventory item of interest. 2 . The method of claim 1 , further comprising: setting the pass to be stored in a mobile wallet on the UE for a predetermined time duration. 3 . The method of claim 1 , further comprising: based on the response to the indication, authenticating a user of the UE to receive the pass from an application server. 4 . The method of claim 1 , further comprising: providing the pass and one or more actions associated with the pass for displaying on a display of the UE. 5 . The method of claim 1 , wherein the pass comprises a machine-readable image. 6 . The method of claim 1 , further comprising: sending, to the UE, a second pass comprising a prequalification status corresponding to a second inventory item of interest to complete a transaction associated with the second inventory item of interest. 7 . The method of claim 1 , further comprising: receiving a type of the response to the indication and a time difference between the displaying the indication and the response to the indication at the application server. 8 . The method of claim 1 , further comprising: retrieving, at the application server, physical location information of the inventory item of interest; and monitoring the physical location of the UE using a location-based service to determine whether UE is within the preconfigured threshold distance of the location of the inventory item of interest. 9 . The method of claim 1 , wherein providing the indication comprises: in response to determining that the UE is within the preconfigured threshold distance of the location of the inventory item of interest, pushing the indication to the UE. 10 . A system, comprising: a memory for storing operations; and one or more processors, communicatively coupled to the memory, configured to perform the operations comprising: providing a plurality of inventory items for selecting an inventory item as an inventory item of interest; identifying the inventory item of interest and a physical location corresponding to the inventory item of interest; receiving, from a user equipment (UE), a data signal including a current physical location of the UE that is determined using a location-based service; extracting the current physical location of the UE, from the data signal; determining the current physical location of the UE is within a preconfigured threshold distance from the physical location corresponding to the inventory item of interest; in response to determining the current physical location of the UE is within a preconfigured threshold distance from the physical location corresponding to the inventory item of interest, providing an indication comprising the location of the inventory item of interest and the inventory item of interest; and based on a response to the indication, pushing a pass to the UE, wherein the pass that comprises a prequalification status to complete a transaction associated with the inventory item of interest. 11 . The system of claim 10 , wherein the operations further comprise: based on the response to the indication, authenticating a user of the UE to push the pass to the UE. 12 . The system of claim 10 , wherein the operations further comprise: transmitting one or more actions associated with the pass to the UE for displaying on a UE display to allow a user interaction. 13 . The system of claim 10 , wherein the operations further comprise: pushing the pass as a machine-readable image to the UE. 14 . The system of claim 10 , wherein the operations further comprise: pushing a second pass comprising a prequalification status corresponding to a second inventory item of interest to complete a transaction associated with the second inventory item of interest. 15 . The system of claim 10 , wherein the operations further comprise: receiving a type of the response to the indication and a time difference between the displaying the indication and the response to the indication at the application server. 16 . A non-transitory, tangible computer-readable device having instructions stored thereon that, when executed by at least one computing device of an application server, causes the at least one computing device to perform operations comprising: identifying an inventory item of a plurality of inventory items as an inventory item of interest; receiving, from a user equipment (UE), a data signal including a current physical location of the UE that is determined using a location-based service; extracting the current physical location of the UE, from the data signal; determining the current physical location of the UE is within a preconfigured threshold distance from a location of the inventory item of interest; based on the determining, providing, to the UE, an indication comprising the location of the inventory item of interest and the inventory item of interest; and based on a response to the indication, pushing a pass comprising a prequalification status to complete a transaction associated with the inventory item of interest. 17 . The non-transitory, tangible computer-readable device of claim 16 , wherein the operations further comprise: setting the pass to be stored in a mobile wallet on the UE for a predetermined time duration. 18 . The non-transitory, tangible computer-readable device of claim 16 , wherein the operations further comprise: providing the pass and one or more actions associated with the pass for displaying on the UE display, wherein the pass comprises a machine-readable image. 19 . The non-transitory, tangible computer-readable device of claim 16 , wherein the operations further comprise: sending a second pass comprising a prequalification status corresponding to a second inventory item of interest to complete a transaction associated with the second inventory item of interest. 20 . The non-transitory, tangible computer-readable device of claim 16 , wherein the operations further comprise: receiving a type of the response to the indication and a time difference between the displaying the indication and the response to the indication at the application server.
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