Circular rotational interface for display of consumer credit information

Patent metadata

Field	Value
Publication number	US-2020380599-A1
Application number	US-202016851525-A
Country	US
Kind code	A1
Filing date	Apr 17, 2020
Priority date	Nov 30, 2012
Publication date	Dec 3, 2020
Grant date	—

Abstract

A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.

First claim

1 . (canceled)

2 . A system comprising:
a memory; and one or more processors configured to:
receive payment history data, wherein the payment history data comprises at least consumer's payment history associated with respective categories of information;
generate user interface data configured for display on a touch sensitive computing device, the user interface data configured to display a plurality of sections of a circular visual computer interface, wherein each section of the plurality of sections is associated with a category of information;
receive a selection of a section of the plurality of sections from the touch sensitive computing device;
update the user interface data to display a visual section indicator that indicates one of the plurality of sections as selected within the circular visual computer interface;
access the payment history data associated with the selected category of information; and
display summary information regarding at least a portion of the payment history data for the selected category of information associated with the selected section of the circular visual computer interface that is indicated as selected by the visual section indicator.

3 . The system of claim 2 , wherein each section of the plurality of sections is a predetermined size according to an associated category's weighting within a credit score algorithm.

4 . The system of claim 2 , wherein the user interface data is configured to depict the circular visual computer interface rotating in response to a dragged touch input on the displayed circular visual computer interface.

5 . The system of claim 4 , wherein the rotation causes the visual section indicator to indicate a particular section as selected by the circular visual computer interface.

6 . The system of claim 2 , wherein the user interface data is configured to cause rotation of the circular visual computer interface based on a user selection of a category.

7 . The system of claim 2 , wherein the visual selection indicator is of a respective color selected from a continuum of colors, the selected color presented in the corresponding section indicating a relative positive or negative effect of the credit information associated with the section.

8 . The system of claim 7 , wherein selecting the particular color comprises selecting a first color if the category of credit information associated with the particular section positively affects a consumer's credit score, or selecting a second color if the category of credit information associated with the particular section negatively affects the consumer's credit score.

9 . The system of claim 2 , wherein the displayed portion of the information associated with the selected section includes information describing one or more inputs usable to determine an effect on the consumer's credit score, wherein each input is presented, at least in part, as a particular color selected based on a positive or negative effect of the input.

10 . The system of claim 2 , wherein the user interface data is configured to respond to user interactions comprising voice commands.

11 . A computer-implemented method comprising:
receiving payment history data, wherein the payment history data comprises at least consumer's payment history associated with respective categories of information; generating user interface data configured for display on a touch sensitive computing device, the user interface data configured to display a plurality of sections of a circular visual computer interface, wherein each section of the plurality of sections is associated with a category of information; receiving a selection of a section of the plurality of sections from the touch sensitive computing device; updating the user interface data to display a visual section indicator that indicates one of the plurality of sections as selected within the circular visual computer interface; accessing the payment history data associated with the selected category of information; and displaying summary information regarding at least a portion of the payment history data for the selected category of information associated with the selected section of the circular visual computer interface that is indicated as selected by the visual section indicator.

12 . The method of claim 11 , wherein each section of the plurality of sections is a predetermined size according to an associated category's weighting within a credit score algorithm.

13 . The method of claim 11 , wherein the user interface data is configured to depict the circular visual computer interface rotating in response to a dragged touch input on the displayed circular visual computer interface.

14 . The method of claim 13 , wherein the rotation causes the visual section indicator to indicate a particular section as selected by the circular visual computer interface.

15 . The method of claim 11 , wherein the user interface data is configured to cause rotation of the circular visual computer interface based on a user selection of a category.

16 . The method of claim 11 , wherein the visual selection indicator is of a respective color selected from a continuum of colors, the selected color presented in the corresponding section indicating a relative positive or negative effect of the credit information associated with the section.

17 . The method of claim 16 , wherein selecting the particular color comprises selecting a first color if the category of credit information associated with the particular section positively affects a consumer's credit score, or selecting a second color if the category of credit information associated with the particular section negatively affects the consumer's credit score.

18 . method of claim 11 , wherein the displayed portion of the information associated with the selected section includes information describing one or more inputs usable to determine an effect on the consumer's credit score, wherein each input is presented, at least in part, as a particular color selected based on a positive or negative effect of the input.

19 . method of claim 11 , wherein the user interface data is configured to respond to user interactions comprising voice commands.

Assignees

• Consumerinfo Com Inc

Inventors

• Wasser Jeremy
• Felice-Steele Michelle
• Nies Melinda
• Giltner Luke

Classifications

• G06T11/26

  Drawing of charts or graphs · CPC title

• G06T11/10

  Texturing; Colouring; Generation of textures or colours (retouching, inpainting or scratch removal G06T5/77) · CPC title

• G06Q40/03 Primary

  Credit; Loans; Processing thereof · CPC title

• G06F3/0488 Primary

  using a touch-screen or digitiser, e.g. input of commands through traced gestures · CPC title

• G06F3/0484

  for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range · CPC title