Methods and systems for authentication for high-risk communications
US-12137102-B2 · Nov 5, 2024 · US
US2020327512A1 · US · A1
| Field | Value |
|---|---|
| Publication number | US-2020327512-A1 |
| Application number | US-202016841768-A |
| Country | US |
| Kind code | A1 |
| Filing date | Apr 7, 2020 |
| Priority date | Apr 15, 2019 |
| Publication date | Oct 15, 2020 |
| Grant date | — |
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A non-transitory computer-readable recording medium recorded with an information processing program executable by a processor of an information processing apparatus, the information processing program causing the processor to perform operations including configuring an operation area on a display unit of the information processing apparatus, the operation area being associated with a payment target candidate user, determining a payment amount, based on an extent of an action in a user operation performed in the operation area, and transmitting information about a payment of the payment amount with respect to the payment target candidate user.
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What is claimed is: 1 . A non-transitory computer-readable recording medium recorded with an information processing program executable by a processor of an information processing apparatus, the information processing program causing the processor to perform operations comprising: configuring an operation area on a display unit of the information processing apparatus, the operation area being associated with a payment target candidate user; determining a payment amount, based on an extent of an action in a user operation performed in the operation area; and transmitting information about a payment of the payment amount with respect to the payment target candidate user. 2 . The non-transitory computer-readable recording medium according to claim 1 , wherein the transmitting of the information about the payment further comprises, in a case where the user operation is an operation in a first direction, transmitting a money transfer instruction for transferring the payment amount to the payment target candidate user. 3 . The non-transitory computer-readable recording medium according to claim 2 , wherein the first direction is a direction toward an object associated with the payment target candidate user. 4 . The non-transitory computer-readable recording medium according to claim 2 , wherein the transmitting of the information about the payment further comprises, in a case where the user operation is an operation in a second direction that is different from the first direction, transmitting a money transfer request for requesting the payment target candidate user to transfer the payment amount. 5 . The non-transitory computer-readable recording medium according to claim 4 , wherein the second direction is a direction away from an object associated with the payment target candidate user. 6 . The non-transitory computer-readable recording medium according to claim 1 , wherein the extent of the action includes a distance of movement in the user operation. 7 . The non-transitory computer-readable recording medium according to claim 1 , wherein the extent of the action includes a number of times a contact is made in the user operation. 8 . The non-transitory computer-readable recording medium according to claim 1 , wherein the extent of the action includes a pressure of press-down in the user operation. 9 . The non-transitory computer-readable recording medium according to claim 1 , wherein the more quickly the user operation is performed, the larger a unit amount by which the payment amount is increased or decreased becomes. 10 . The non-transitory computer-readable recording medium according to claim 1 , wherein the more slowly the user operation is performed, the smaller a unit amount by which the payment amount is increased or decreased becomes. 11 . The non-transitory computer-readable recording medium according to claim 1 , wherein a payment amount adjustment button is displayed in response to detecting a stop of the user operation. 12 . The non-transitory computer-readable recording medium according to claim 1 , wherein, after the user operation stops, the payment amount is increased or decreased by a small amount in accordance with another user operation in a third direction. 13 . The non-transitory computer-readable recording medium according to claim 1 , wherein the payment amount is determined according to the extent of the action and a balance of the payment target candidate user. 14 . The non-transitory computer-readable recording medium according to claim 13 , wherein a unit amount by which the payment amount is increased or decreased in response to the extent of the action is higher in a case where the balance of the payment target candidate user is of a first value than in a case where the balance of the payment target candidate user is of a second value that is less than the first value. 15 . The non-transitory computer-readable recording medium according to claim 1 , wherein the payment amount is determined based on the extent of the action and a balance of an operating user who performs the user operation. 16 . The non-transitory computer-readable recording medium according to claim 15 , wherein a unit amount by which the payment amount is increased or decreased in response to the extent of the action is higher in a case where the balance of the operating user is of a third value than in a case where the balance of the operating user is of a fourth value that is less than the third value. 17 . An information processing method executed by an information processing apparatus, comprising: configuring an operation area on a display unit of the information processing apparatus, the operation area being associated with a payment target candidate user; determining a payment amount, based on an extent of an action in a user operation performed in the operation area; and transmitting information about a payment of the payment amount with respect to the payment target candidate user. 18 . An information processing apparatus comprising: a memory; and a processor coupled to the memory and configured to perform operations comprising: configuring an operation area on a display unit of the information processing apparatus, the operation area being associated with a payment target candidate user; determining a payment amount, based on an extent of an action in a user operation performed in the operation area; and transmitting information about a payment of the payment amount with respect to the payment target candidate user.
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