Vehicle promotion aggregator systems

Patent metadata

Field	Value
Publication number	US-2020027111-A1
Application number	US-201816039671-A
Country	US
Kind code	A1
Filing date	Jul 19, 2018
Priority date	Jul 19, 2018
Publication date	Jan 23, 2020
Grant date	—

Abstract

Vehicle promotion aggregator systems for providing customized promotion (dealership and/or service provider) recommendations is disclosed. The system may include processor(s) and memory storing instructions that, when executed by the processor(s), are configured to performs steps of a method. Responsive to receiving a promotion identification request for a customer and one or more promotions associated with the vehicle from both a service provider and dealership system, the system may determine an aggregated promotion recommendation for one or more selected vehicle(s) on an inventory website. The system may provide, via the API, the determined aggregated promotion recommendation for display on the inventory website. The aggregated promotion recommendation may also include geographical and/or time-window based recommendations for purchasing the vehicle. The system may also provide recommended new promotions based on tracked historical promotion data to one or more of the dealership and service provider systems.

First claim

1 . A vehicle promotion aggregator system for providing personalized aggregated promotion recommendations for incorporation into a dealership website via an API, the system comprising:
one or more processors; and a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
receive, from a dealership system via a real-time API configured to provide promotion recommendations, a promotion identification request for a customer comprising customer identification information, customer preferences information, and information associated with at least one vehicle contained within an inventory listing presented on a dealership website associated with the dealership system;
receive, from a first promotion provider system, one or more service provider promotions associated with the at least one vehicle contained in the inventory listing;
receive, from a second promotion provider system different from the first promotion provider system, one or more dealership promotions associated with the at least one vehicle contained in the inventory listing;
aggregate the one or more service provider promotions provided by the first promotion provider system and the one or more dealership promotions provided by the second promotion provider system to form one or more aggregated promotions, each of the one or more aggregated promotions having at least one of the one or more service provider promotions paired with at least one of the one or more dealership promotions;
determine, based on the customer preferences information, an aggregated promotion recommendation comprising a first aggregated promotion of the one or more aggregated promotions, the first aggregated promotion comprising a first service provider promotion of the one or more service provider promotions and a first dealership promotion of the one or more dealership promotions for the at least one vehicle; and
provide, to the dealership system via the real-time API, the determined aggregated promotion recommendation for presentation on the dealership website, wherein the determined aggregated promotion recommendation comprises prospective financial discount information corresponding to each of the at least one vehicle.

2 . The system of claim 1 , wherein the determined aggregated promotion recommendation further comprises, for each of the at least one vehicle, a total price of the at least one vehicle, a risk value indicative of potential future costs not covered by the first service provider promotion and the first dealership promotion, and a total savings value that the first service provider promotion and the first dealership promotion provide.

3 . The system of claim 1 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to receive, from the dealership system via the real-time API, a customer-input indication of acceptance of the determined aggregated promotion recommendation and, responsive to the acceptance, provide, to the first promotion provider system and the second promotion provider system via the real-time API, a promotion lock message indicating the acceptance of the determined aggregated promotion recommendation.

4 . The system of claim 1 , wherein each of the at least one vehicle has an associated vehicle type, and the instructions, when executed by the one or more processors, are further configured to cause the system to track historical promotion data of at least the first service provider promotion and the first dealership promotion for the associated vehicle type of the at least one vehicle and determine a suggested time window to purchase each of the at least one vehicle based on the historical promotion data, wherein the suggested time window indicates that a current discount available in a current time period and expiring before the suggested time window is less valuable than a future discount available during the suggested time window based on the customer preferences information.

5 . The system of claim 1 , wherein each of the at least one vehicle has an associated vehicle type, and the instructions, when executed by the one or more processors, are further configured to cause the system to track historical promotion data of at least the first service provider promotion and the first dealership promotion for the associated vehicle type of the at least one vehicle and determine a suggested geographic location to purchase each of the at least one vehicle based on the historical promotion data.

6 . The system of claim 1 , wherein each of the at least one vehicle has an associated vehicle type, and the instructions, when executed by the one or more processors, are further configured to cause the system to:
track historical promotion data for the associated vehicle type of the at least one vehicle, the historical promotion data comprising the first dealership promotion, inventory data for the associated vehicle type for each of the at least one vehicle, and a customer acceptance rate of the first dealership promotion; and provide, to the second promotion provider system, a suggested new promotion based on the tracked historical promotion data.

7 . The system of claim 1 , wherein each of the at least one vehicle has an associated vehicle type, and the instructions, when executed by the one or more processors, are further configured to cause the system to:
track historical promotion data for the associated vehicle type of the at least one vehicle, the historical promotion data comprising the first service provider promotion, inventory data for the associated vehicle type for each of the at least one vehicle, and a customer acceptance rate of the first service provider promotion; and provide, to the first promotion provider system, a suggested new promotion based on the tracked historical promotion data.

8 . The system of claim 1 , wherein the promotion identification request further comprises customer financial information and the instructions, when executed by the one or more processors, are further configured to cause the system to determine personalized financing information for the at least one vehicle based on the customer financial information and the determined aggregated promotion recommendation and provide, to the dealership system via the real-time API, the personalized financing information for presentation on the dealership website.

9 . A promotion aggregator system for providing personalized aggregated promotion recommendations for incorporation into an inventory website via an API, the system comprising:
one or more processors; and a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
receive, from an inventory host system via a real-time API configured to provide promotion recommendations, a promotion identification request for a customer comprising customer identification information, customer preferences information, and information associated with at least one item contained within an inventory listing presented on an inventory website associated with the inventory host system;
receive, from a service provider system, one or more service provider promotions associated with the at least one item contained in the inventory listing;
receive, from a dealership system different from the service provider system, one or more dealership promotions associated with the at least one item contained in the inventory listing;
aggregate the one or more service provider promotions and the one or more dealership promotions based on the customer preferences information to form one or more ag

Assignees

• Capital One Services Llc

Inventors

• Chikkaveerappa Satish
• Venuraju Mithra Kosur
• Deshpande Amit Ramesh

Classifications

• G06Q30/0211

  Determining the effectiveness of discounts or incentives · CPC title

• G06Q10/087 Primary

  Inventory or stock management, e.g. order filling, procurement or balancing against orders · CPC title

• G06Q30/0223 Primary

  based on inventory · CPC title