Airborne Apparatus and Transaction Method

Patent metadata

Field	Value
Publication number	US-2018300706-A1
Application number	US-201815951737-A
Country	US
Kind code	A1
Filing date	Apr 12, 2018
Priority date	Apr 13, 2017
Publication date	Oct 18, 2018
Grant date	—

Abstract

There is provided an airborne apparatus and transaction method. The airborne apparatus typically traverses to a user who wishes to carry out a transaction. The airborne apparatus is able to help the user to carry out a desired transaction using various possible payment processes.

First claim

What is claimed is:

1 . An airborne apparatus for carrying out a transaction, the apparatus comprising:
an image capture component; a user interface component; and a payment processing component; wherein the image capture component is configured to capture an image of indicia to determine information on at least one product, and process the information to determine a payable quantum for the at least one product; wherein the user interface component is configured to receive a payment instruction from a user; and wherein the payment processing component is configured to authenticate the user, and to carry out the payment instruction by interfacing with a payment system.

2 . The apparatus of claim 1 , wherein the user interface component is configured to receive the payment instruction in the form of one or more verbal commands.

3 . The apparatus of claim 2 , wherein the payment processing component is configured to authenticate the user based on the one or more verbal commands.

4 . The apparatus of claim 1 , wherein the payment processing component comprises a payment acceptance device.

5 . The apparatus of claim 4 , wherein the payment acceptance device is a point of sale (POS) terminal.

6 . The apparatus of claim 1 , wherein the image capture component is further configured to capture a facial image of the user, and wherein the payment processing component is configured to authenticate the user based on the facial image of the user.

7 . The apparatus of claim 1 , wherein the payment processing component is configured to carry out the payment instruction by communicating with a digital wallet server of the payment system.

8 . The apparatus of claim 1 , wherein the payment processing component is configured to communicate with a mobile device of the user.

9 . The apparatus of claim 1 , wherein the indicia comprises a linear barcode or a matrix barcode.

10 . The apparatus of claim 1 , further including one or more electronic devices that controls movement of the apparatus to the user's location.

11 . A data processor implemented method for carrying out a transaction executable by an airborne apparatus comprising an image capture component, a user interface component, and a payment processing component, the method comprising:
capturing, with the image capture component, an image of indicia to determine information on at least one product; processing, at the image capture component, the information to determine a payable quantum for the at least one product; receiving, at the user interface component, a payment instruction from the user; authenticating, at the payment processing component, the user; and interfacing with a payment system, via the payment processing component, to carry out the payment instruction.

12 . The method of claim 11 , wherein receiving the payment instruction from the user includes receiving the payment instruction in the form of one or more verbal commands; and
wherein authenticating the user includes authenticating the user based, at least in part, on the one or more verbal commands.

13 . (canceled)

14 . The method of claim 11 , wherein the payment processing component comprises a payment acceptance device.

15 . (canceled)

16 . The method of claim 11 , further comprising capturing, with the image capturing component, a facial image of the user;
wherein authenticating the user includes authenticating the user based, at least in part, on the facial image of the user.

17 . The method of claim 11 , wherein interfacing with a payment system to carry out the payment instruction includes communicating with at least one of a digital wallet server of the payment system and a mobile device of the user.

18 . (canceled)

19 . The method of claim 11 , wherein the indicia comprises a linear barcode or a matrix barcode.

20 . A non-transitory computer readable storage medium embodying thereon a program of computer readable instructions which, when executed by one or more processors of an airborne apparatus in communication with at least one payment system, the airborne apparatus comprising an image capture component, a user interface component, and a payment processing component, cause the airborne apparatus to:
capture, with the image capture component, an image of indicia to determine information on at least one product; process, at the image capture component, the information to determine a payable quantum for the at least one product; receive, at the user interface component, a payment instruction from the user; authenticate, at the payment processing component, the user; and interface with a payment system, via the payment processing component, to carry out the payment instruction.

21 . The storage medium of claim 20 , wherein the computer readable instructions, when executed by the one or more processors, cause the airborne apparatus, in connection with receiving the payment instruction from the user, to receive the payment instruction in the form of one or more verbal commands; and
wherein the computer readable instructions, when executed by the one or more processors, cause the airborne apparatus, in connection with authenticating the user, to authenticate the user based, at least in part, on the one or more verbal commands.

22 . (canceled)

23 . The storage medium of claim 20 , wherein the computer readable instructions, when executed by the one or more processors, further cause the airborne apparatus to capture, with the image capturing component, a facial image of the user;
wherein the computer readable instructions, when executed by the one or more processors, cause the airborne apparatus, in connection with authenticating the user, to authenticate the user based, at least in part, on the facial image of the user.

24 . The storage medium of claim 20 , wherein the computer readable instructions, when executed by the one or more processors, cause the airborne apparatus, in connection with interfacing with the payment system to carry out the payment instruction, to communicate with at least one of a digital wallet server of the payment system and a mobile device of the user.

25 . (canceled)

Assignees

• Mastercard Asia Pacific Pte Ltd

Inventors

• Aggarwal Naman
• Puehse Tobias
• Chin Yong How

Classifications

• B64C2201/12

  Operations & Transport · mapped topic

• G10L17/005

  Physics · mapped topic

• G06Q20/206 Primary

  comprising security or operator identification provisions, e.g. password entry · CPC title

• B64C39/024

  of the remote controlled vehicle type, i.e. RPV · CPC title

• G06Q20/202

  Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR · CPC title