Payment processing method and electronic device supporting the same

Patent metadata

Field	Value
Publication number	US-2017200146-A1
Application number	US-201715406275-A
Country	US
Kind code	A1
Filing date	Jan 13, 2017
Priority date	Jan 13, 2016
Publication date	Jul 13, 2017
Grant date	—

Abstract

An electronic device and a payment processing method in the electronic device are provided. The electronic device includes a memory configured to store first payment means information corresponding to a first payment means and second payment means information corresponding to a second payment means, and a processor electrically connected with the memory, wherein the processor is configured to execute a first application associated with the first payment means by activating the first payment means information, obtain a request to execute a second application associated with the second payment means, while the first application is executed, and deactivate the first payment means information based on at least the request.

First claim

What is claimed is:

1 . An electronic device, comprising:
a memory configured to store first payment means information corresponding to a first payment means and second payment means information corresponding to a second payment means; and a processor electrically connected with the memory, wherein the processor is configured to: execute a first application associated with the first payment means by activating the first payment means information; obtain a request to execute a second application associated with the second payment means, while the first application is being executed; and deactivate the first payment means information based on at least the request.

2 . The electronic device of claim 1 , wherein the processor is further configured to activate the second payment means information based on at least execution of the second application.

3 . The electronic device of claim 1 , wherein the processor is further configured to:
activate the first payment means information based on a termination of the second application; and deactivate the second payment means information.

4 . The electronic device of claim 1 , wherein the memory comprises a universal integrated circuit card (UICC) or an embedded secure element (eSE).

5 . The electronic device of claim 1 , wherein the processor is further configured to:
receive a request for performing a payment; verify payment means information available for the payment; perform the payment without authenticating a user corresponding to the electronic device, if the payment means information is the first payment means information; and selectively perform the payment based on a result of authentication of the user, if the payment means information is the second payment means information.

6 . The electronic device of claim 1 , wherein the processor is further configured to:
select the first payment means or the second payment means based on at least a user input; and activate one of the first payment means information or the second payment means information based on the selection of either the first payment means or the second payment means.

7 . An electronic device, comprising:
an embedded secure element (eSE) configured to comprise a plurality of payment means; a memory configured to store a payment application for supporting a payment using one of the plurality of payment means; a display configured to display an execution screen of the payment application; a short-range communication module configured to send information about at least one payment means which is in an active status among the plurality of payment means to an external device through short-range communication; and a processor electrically connected with the eSE, the memory, the display, and the short-range communication module, wherein the processor is configured to: activate a first payment means, if a user input for selecting the first payment means among the plurality of payment means is obtained; and deactivate payment means other than the first payment means among the plurality of payment means.

8 . The electronic device of claim 7 , wherein the processor is further configured to deactivate the first payment means, if the payment using the activated first payment means is completed.

9 . The electronic device of claim 7 , wherein the processor is further configured to restore a status of each of the plurality of payment means to a status before the user input is obtained, if payment using the activated first payment means is completed.

10 . The electronic device of claim 7 , wherein the plurality of payment means comprises a second payment means configured to perform a transit card function, and
wherein the processor is further configured to: activate the second payment means, if payment using the activated first payment means is completed; and deactivate payment means other than the second payment means.

11 . The electronic device of claim 7 , wherein the processor is further configured to store status information of the plurality of payment means in the memory, if the user input for selecting the first payment means is obtained.

12 . The electronic device of claim 7 , wherein the processor is further configured to:
store status information of the plurality of payment means in the memory, if the payment application is executed; and deactivate the plurality of payment means.

13 . The electronic device of claim 12 , wherein the processor is further configured to:
restore a status of each of the plurality of payment means based on the status information of the plurality of payment means stored in the memory, if the payment application is terminated.

14 . A payment processing method in an electronic device, the method comprising:
obtaining a user input for selecting a first payment means among a plurality of payment means included in an embedded secure element (eSE) of the electronic device; activating the first payment means; and deactivating payment means other than the first payment means among the plurality of payment means.

15 . The method of claim 14 , further comprising deactivating the first payment means, if a payment using the activated first payment means is completed.

16 . The method of claim 14 , further comprising restoring a status of each of the plurality of payment means to a status before the user input is obtained, if payment using the activated first payment means is completed.

17 . The method of claim 14 , wherein the plurality of payment means comprises a second payment means configured to perform a transit card function, and
the method further comprising: activating the second payment means, if payment using the activated first payment means is completed; and deactivating payment means other than the second payment means.

18 . The method of claim 14 , further comprising
storing status information of the plurality of payment means in the memory, if the user input for selecting the first payment means is obtained.

19 . The method of claim 14 , further comprising:
storing status information of the plurality of payment means in a memory of the electronic device, if a payment application for supporting a payment using one of the plurality of payment means is executed; and deactivating the plurality of payment means.

20 . The method of claim 19 , further comprising
restoring a status of each of the plurality of payment means based on the status information of the plurality of payment means stored in the memory, if the payment application is terminated.

Assignees

• Samsung Electronics Co Ltd

Inventors

• Park Tae Kyoung
• Kim June Yeob
• Choi Seung Hwan
• Kim Ki Bong

Classifications

• G06Q20/3278 Primary

  RFID or NFC payments by means of M-devices · CPC title

• G06Q20/40145

  Biometric identity checks · CPC title

• G06Q20/206

  comprising security or operator identification provisions, e.g. password entry · CPC title

• A46B2200/1006

  Brushes for cleaning the hand or the human body · CPC title

• G06Q20/3227

  using secure elements embedded in M-devices · CPC title