Generation of locally broadcasted uniform resource locators for checkout and payment

Patent metadata

Field	Value
Publication number	US-2017193490-A1
Application number	US-201514985361-A
Country	US
Kind code	A1
Filing date	Dec 30, 2015
Priority date	Dec 30, 2015
Publication date	Jul 6, 2017
Grant date	—

Abstract

There are provided systems and methods for generation of locally broadcasted uniform resource locators for checkout and payment. A user or entity controlling a device may wish to establish a checkout and payment processes that allows payments to the user or device entity. The user or entity may cause generation of a broadcast that may contain information to retrieve the checkout and payment process. For example, the broadcast may contain a URL that unique identifiers the user or entity and the checkout and payment process for the payment requested by the user or entity. The broadcast may further include information, such as a description, amount, and a type of checkout and payment process. The URL may cause a device receiving the URL to load the checkout and payment process. The broadcast may be limited in range to a defined region through short range communications or geo-locations.

First claim

What is claimed is:

1 . A computing device system comprising:
a non-transitory memory storing a payment application executable by the computing device system and payment account information for a payment account of a user utilized with the payment application; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving, from the user, a request to generate a broadcast using the payment application, wherein the payment application comprises at least one interface used for generation of the first broadcast;
displaying the at least one interface during execution of the payment application based on the request, wherein the at least one interface includes selectable options for at least a type of the broadcast, a payment amount in the first broadcast, and a communication pathway for transmission of the broadcast;
receiving user selections in the at least one interface from the selectable options;
generating the broadcast using the user selections and the payment account information; and
providing the broadcast for reception by at least one other device within a proximity of the computing device system.

2 . The system of claim 1 , wherein the type of the broadcast comprises one of a first payment made to another entity by the user for the payment amount and a second payment received from another entity by the user for the payment amount.

3 . The system of claim 1 , wherein the communication pathway for transmission of the broadcast uses one of network communications of the broadcast based on a geo-location for the broadcast selected by the user and Bluetooth Low Energy (BLE) communications with the computing device system.

4 . The system of claim 1 , wherein the broadcast comprises a uniform resource locator (URL) for the user.

5 . The system of claim 4 , wherein the URL comprises one of an address for a webpage to provide the payment amount to the user, an address for a payment application action to provide the payment amount to the user, and an address for a payment application download from a payment provider.

6 . The system of claim 4 , wherein the URL directs the at least one other device to a checkout and payment process with a payment provider associated with the payment account of the user.

7 . The system of claim 6 , wherein the checkout and payment process comprises a purchase from the user associated with the payment account, and wherein the purchase provides the payment amount to the payment account of the user.

8 . The system of claim 1 , wherein the type of the broadcast comprises one of a split payment for a transaction, a purchase offer for one or more item sold by the user, a payment request made to the user, and an auction for one or more items sold by the user.

9 . The system of claim 1 , wherein the one or more hardware processors are further configured to read the instructions from the non-transitory memory to cause the system to perform further operations comprising:
receiving additional information for the broadcast in the at least one interface, wherein the additional information comprises a location for the broadcast, a user picture, an item picture, a description of the broadcast, a message with the broadcast, and a proximity around the location.

10 . The system of claim 1 , wherein the broadcast is highlighted on the at least one other device on reception of the broadcast by the at least one device when the user is known by another user for the at least one other device.

11 . The system of claim 1 , wherein the at least one interface provides at least one module to generate a checkout and payment process for the broadcast in the at least one interface.

12 . A method comprising:
receiving, by a computing device system that comprises one or more hardware processors coupled to a non-transitory memory, a request to generate a broadcast using a payment application from a user, wherein the payment application comprises at least one interface used for generation of the first broadcast; displaying the at least one interface during execution of the payment application based on the request, wherein the at least one interface includes selectable options for at least a type of the broadcast, a payment amount in the first broadcast, and a communication pathway for transmission of the broadcast; receiving user selections in the at least one interface from the selectable options; generating the broadcast using the user selections and payment account information for a payment account of the user; and providing the broadcast for reception by at least one other device within a proximity of the computing device system.

13 . The method of claim 12 , wherein the type of the broadcast comprises one of a first payment made to another entity by the user for the payment amount and a second payment received from another entity by the user for the payment amount.

14 . The method of claim 12 , wherein the communication pathway for transmission of the broadcast uses one of network communications of the broadcast based on a geo-location for the broadcast selected by the user and Bluetooth Low Energy (BLE) communications with the computing device system.

15 . The method of claim 12 , wherein the broadcast comprises a uniform resource locator (URL) for the user.

16 . The method of claim 15 , wherein the URL comprises one of an address for a webpage to provide the payment amount to the user, an address for a payment application action to provide the payment amount to the user, and an address for a payment application download from a payment provider.

17 . The method of claim 15 , wherein the URL directs the at least one other device to a checkout and payment process with a payment provider associated with the payment account of the user.

18 . The method of claim 17 , wherein the checkout and payment process comprises a purchase from the user associated with the payment account, and wherein the purchase provides the payment amount to the payment account of the user.

19 . The method of claim 12 , wherein the type of the broadcast comprises one of a split payment for a transaction, a purchase offer for one or more item sold by the user, a payment request made to the user, and an auction for one or more items sold by the user.

20 . A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
receiving, by a computing device system that comprises one or more hardware processors coupled to a non-transitory memory, a request to generate a broadcast using a payment application from a user, wherein the payment application comprises at least one interface used for generation of the first broadcast; displaying the at least one interface during execution of the payment application based on the request, wherein the at least one interface includes selectable options for at least a type of the broadcast, a payment amount in the first broadcast, and a communication pathway for transmission of the broadcast; receiving user selections in the at least one interface from the selectable options; generating the broadcast using the user selections and payment account information for a payment account of the user; and providing the broadcast for reception by at least one other device within a proximity of the computing device system.

Assignees

• Paypal Inc

Inventors

• Mercille Richard

Classifications

• G06Q20/325 Primary

  using wireless networks · CPC title

• G06Q20/327

  Short range or proximity payments by means of M-devices · CPC title

• G06Q20/322

  Aspects of commerce using mobile devices [M-devices] · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title